iPhone Screenshots

Description

- Loan products: Buy Now Pay Later with 0% interest, and 3, 6 or 12-month installments
- Interest rate: 2.6% interest rate per month or a maximum annual rate of 53.36%
- Limit: maximum limit up to Rp30,000,000
- Example: If you choose a 12-month installment to pay a transaction worth Rp1,000,000 Kredivo charges an interest rate of 2.6% per month. The repayment amount that must be made per month is Rp109,340 and the total payment after a year is Rp 1,312,080

Want to shop online but don't have a credit card?

Need quick loans for emergency situations?

Too many hassles to apply for credit or have been rejected before?

Fortunately, Kredivo is here for you as an online credit line provider that offers installment without credit card as well as personal loans.

Kredivo is an award-winning app (#1 Fintech Startup in SEA at the Singapore Fintech Festival 2018) that evaluates your creditworthiness in real-time. The registration process is just 5 minutes and approval is given in a few hours. If approved, you can directly shop online on installment using Kredivo “buy now and pay later” on Tokopedia, Lazada, Bukalapak, Tiket.com, Erafone, Best Denki, Electronic City, IKEA, McDonald’s and 350+ other merchants with just 2 clicks.

Want to buy a new mobile phone? You can buy it online, no credit card needed and zero down payment, by choosing Kredivo as a payment method at your favorite merchant. You can also buy pulsa/data, pay bills, take personal loans inside the Kredivo app directly and get quick cash advance to cater your every need.

Want to have a seamless online flight booking experience? You can book your flight ticket now and pay later, anywhere you wish, through Kredivo app. Right at your fingertips, you can find the cheapest flight tickets from various airlines, both domestic and international, including Garuda Indonesia, Batik Air, Citilink, and AirAsia.

WHY KREDIVO?

◉ WITHOUT BI CHECKING
You can apply for an installment and take personal loan without any credit history, because Kredivo is leveraging AI and machine learning technology for its proprietary credit decisioning system.

◉ SIMPLER AND FASTER
Kredivo offers accessible, and convenient credit. You can just apply online by connecting your digital accounts via Kredivo’s mobile or web app. After an approval process that takes minutes, you can utilize a simple 2-click checkout when shopping online, or get personal loan within 10 minutes.

◉ SAFE AND SECURE
Don't worry about security, because all Kredivo user’s data are encrypted. Kredivo has also been officially registered and regulated by OJK, so its credibility is guaranteed!

◉ LOWEST INTEREST & WITHOUT DOWN PAYMENT
Kredivo offers the lowest interest rate. Plus, there is no down payment charged for all Kredivo services.
Have feedback for us? Email us at support@kredivo.com.

Business address: Dipo Tower Level 3 Unit A-B, Jalan Jenderal Gatot Subroto No. Kav. 51-52, RW.7, Kota Jakarta Pusat, Daerah Khusus Ibukota Jakarta 10260

Operations address: Rukan Permata Senayan E52-55, Jl. Tentara Pelajar No. 21, Grogol Utara, Kebayoran Lama, Jakarta 12210

What’s New

Version 2.1.9

We managed to squish some bugs

Ratings and Reviews

4.7 out of 5
88.4K Ratings

88.4K Ratings

R Ricky Muslim ,

Bagus

Over all sangat simple dan membantu sekali,namun alangkah lebih baik lg kalau barang yg harga nya dibawah 1,5jt bisa di cicil 12x jg .. Mohon di pertimbangkan

shrly12 ,

Puas

Sangat membantu tanpa ribet

cheladr ,

SANGAT KECEWA

Awalnya sih lancar saja pakai app ini, track record juga selalu saya jaga. Saya sudah terlanjur recommend ke teman dan saudara. Tapi sayang, sejak tgl 20 Nov kemarin, hingga saat ini, saya komplain ke CS (mungkin ada 5x lebih) dengan kendala yang saya alami tanpa alasan yang berbobot. Saya berani pastikan kalau saya tidak melakukan kesalahan dan tidak ada alasan untuk saya menghindar, cenderung malah Kredivo yang terkesan “mempermainkan pelanggan” dengan selalu memberikan alasan klasik. Semoga kejadian tidak menyenangkan yang saya alami tidak dialami pelanggan lainnya yang sudah setia.
Kalau Team Support tidak memiliki hak menyampaikan perihal Confidential, apa pelanggan tidak punya hak langsung dihubungi team terkait yaitu security alert??? Sangat tidak logic 👍

Developer Response ,

Hi Kak Cheladr,

Maaf atas ketidaknyamanannya. Apabila kamu memiliki kendala dan pertanyaan, Silakan untuk hubungi customer support di hotline 08071573348 atau email ke support@kredivo.com. Tim customer support kami dengan senang hati dapat membantu kamu ya. :)

Salam hangat,
Sekar

Information

Provider
FinAccel Pte. Ltd.
Size
59 MB
Category
Finance
Compatibility

Requires iOS 11.0 or later. Compatible with iPhone, iPad and iPod touch.

Languages

English, Indonesian

Age Rating
4+
Copyright
Price
Free

Supports

  • Family Sharing

    Up to six family members will be able to use this app with Family Sharing enabled.

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