OneScore: Credit Score Insight 4+

OneScore simplifies credit management with new features, smarter tracking, and a smoother app experience. The latest version of OneScore provides a bird's eye view of all your credit and loan accounts under one tab. You can still check your Experian and CIBIL score for free while we share customised actions to help you build a better credit record.

Take charge of your credit health with OneScore:

◼ Check your credit score and credit report on the go
◼ Apply for Personal Loan & get the amount disbursed instantly
◼ Monitor all your loan and credit accounts under one tab
◼ Set up reminders for bill payments & EMIs
◼ Get personalised insights on how to manage your credit
◼ Understand the factors that affect your score
◼ Learn A-Z of credit management & be prepared for any major milestone in life

Free Experian and CIBIL Score:

Check your Experian and CIBIL score instantly for free, without spam or ads.

OnePL - Get Personal Loan within minutes:

OnePL is a hassle-free way to get a personal loan. The APR for personal loans ranges from 12.5% to 19% based on the applicant's profile and the lender. Processing fees range from 1.5% to 2.5%, with a minimum of Rs.999. EMIs fall on the 5th of the month succeeding the next month, even if the loan is opened after the 6th of a month. Additional charges may apply for changes in payment mode, delay or non-payment of EMIs, or prepayment.
With OnePL, you can get access to funds quickly and easily, thanks to our streamlined application process and minimal documentation requirements.
Alerts on new credit score changes:
Get notified about changes in your score in real-time and stay in charge of your credit score by seeing what potential lenders may see.

Find out why:

OneScore keeps you informed about your credit score every step of the way. The ‘Find out why feature’ analyzes your data and tells you all the reasons why your credit score has changed.

Credit Score planner:

Building a credit score is now easier with the score planner. The score planner tells you just the steps you need to manage your credit better, regardless of where you are on your credit journey.

Credit Score Simulator:

OneScore gives you an opportunity to learn the credit moves that can take your credit score to the next level. Simulate your credit score and get suggestions on how to get started with your credit journey the perfect way.

My accounts:

OneScore gives you a bird's eye view of all your loan and credit card accounts. You'll be able to set reminders, view your repayment history, and all other crucial details on all your accounts.

Report errors:

Report any error in your credit record with a simple click.

What’s a credit score?

A credit score is a number between 300-900 based on credit information from lenders to credit bureaus. It takes into account factors like credit history, repayment records, and credit inquiries. A high credit score increases your chances of getting loans and credit cards with better terms, such as higher limits and lower interest rates.

Why use OneScore?

Credit management for free:

OneScore is not just another tool for checking credit score, it’s your one-stop solution for end-to-end credit management.

Ad-free:

Rest assured, you would never get those spam calls and messages with unsolicited offers.

Safe & Secure:

None of your information is shared with any third party or institution. Your data is safe with us.