Never used any websites or app to keep an eye on my CIBIL ratings. A good friend of mine introduced to this and rest became history. Have used CRED app (just to auto pay my EMIs) also as a perk I got Credit rating titled as CRED Score which used to fluctuate too frequently . Also folks I will you today there are hundreds of websites which gives you credit ratings, but an eye opener review- this is only Transunion CIBIL. Check and considered to know the health of your credit status and accordingly the loan’s interest rates will be determined and calculated before disbursing the loan. I obediently have educated lot of friends on which app/website to refer and depend. Also this Transunion CIBIL paid subscription gives a lot of updates and freedom to check and refresh the scores timely. The free trial has restrictions so go install this app, create a login, take a premium subscription and stay updated. And folks do read about Transunion CIBIL in any open source website/ wikipedia then Im sure you develop trust about this only CIBIL app. Have a healthy financial life folks.

I had purchased Paisabazar yearly subscription for my credit reports. They charged me 1200 but still providing me crypted reports without details of all my current loans which sometimes some random shady banks like idfc automatically creates and makes your cibil score suffer for bot generated merely less than inr 2000 overdue amount. And don’t provide you any details to close that one or file for it without loan number.Cibil’s official website made it much easier they sent notification for these shady bank and show full detail report with all possible details. Even taking action is easy and takes effect very fast.If I had known that cibil provides the details for such affordable rates i would have taken the subscription long back.

This is the best thing that can happen to u as customer bcoz this is the authentic app that provide u with real time cibil info so dont go anywhere else i wud like to add sumthing though , customer shud be given a say whenever there is false transaction on one’s account as cibil only considers or takes word from the bank itself as happened with me but when i filed a consumer case bank took back the loan acount so cibil shud consider this act accordingly

Worst app and company, cheats and take your data, then no option to delete it. First lure you to create an account to get one time free per year credit report, so user enters email id and phone, then they say ‘oh no match, need more information’ then ask your PAN, address and more, again says ‘oh no match’, then ask for cc or loan acc number, and finally still says ‘on no match’. The worst part, in this process they will create a online account with all of your information but no option to edit this info or delete your online account. Once you give your data, they keep it forever. Another flaw is that don’t use any otp based auth to safeguard and check mobile and email id, so anyone can create a account with someone else email and mobile no. Worst company.