Capital Now: Personal Loan App 4+

Instant Personal Loan Online

CapitalNow - Instant Personal Loan, Online Loan

Designed for iPhone

    • Free

iPhone Screenshots

Description

India's most trusted app for salaried individuals to avail instant personal loans. Apply for a quick online loan and get instant funds - anytime, anywhere, with no hidden charges. An experience you would enjoy at every step of your journey, with rewards that make your day. 100% Safe 100% Secure

Key Features:
Instant Personal Loans: Personal loans, which are effortless and instant with repayment periods from 3 to 6 months.
Loan Against Mutual Funds: Leverage your mutual funds without liquidating, FYI MF loans are cheaper than personal loans.
Bill Payments & Recharges: Seamlessly pay utility bills, mobile recharges, and more via the Bharat Bill Payment System (BBPS) directly from the app.
Pocket-Friendly Rates: Enjoy competitive rates starting at just 1.5% per month.
100% Paperless Application: Quick approval without tedious paperwork.
Cashback & Rewards: Welcome to the world of rewards - earn real and effortless rewards on every transaction
Refer & Earn: Earn up to 10,000 rs every month through our refer and earn program.
Zero Foreclosure Charges: Enjoy the freedom to pay off your loan early without any extra fees—no hidden costs!

Eligibility Criteria:
Age: 21+
Nationality: Indian
Income: ₹22,000+ monthly income
Documents Required: Valid PAN, Aadhaar card, Recent Salary Slip or Income Proof

Instant Cash Loans:
Capital Now offers instant personal loans with transparent terms, low fees, and fast disbursal.
Loans are so easy that you can complete the process while sipping your coffee.

Sample calculation of a personal loan:
>Amount: ₹50,000
>Tenure: 6 months
>Rate of Interest: 24% p.a.
>Processing Fee: ₹2,500
>GST on Processing Fee: ₹450
>Total Interest: ₹6,000
>EMI: ₹9,333
>APR: 36.30%
>Total Repayment Amount (Loan amount + Interest): ₹56,000
*Note – All the above numbers are for representation only. The final interest rate or processing fee may vary depending on the profile assessment. Maximum APR up to 41.08%

Bills Payments and Recharges:
With the Capital Now app now enjoy BBPS services and win exciting rewards
Pay electricity bills, broadband bills, landline bills, water bills, book cylinders, pay CC bills, Repay loans, recharge fastag, home rent and many more

Loan Against Mutual Funds:
Unlock liquidity without selling your investments. Pledge your mutual fund units and access funds with competitive rates and flexible repayment terms.
Rates as low as 8% p.a

Why Choose Capital Now?
Transparent Loan Terms: Loans that are clear and honest, with No hidden fees.
No hefty Charges: We don’t charge excessive penalties.
Flexible Repayment Options: An instalment plan that fits your budget, with zero foreclosure charges.
Rapid Approval Process: Get approved within minutes and funds are disbursed promptly.
24/7 Customer Support: Available via phone or email to assist you at every step

Join Our Referral Program:
Invite your friends to use the Capital Now app and earn up to 10,000rs per month. Our instant loan product is worth the share. Get an instant loan within 20 minutes and enjoy exciting rewards as you repay

At Capital Now, we're all about making borrowing simple, fast, and transparent. Our fees are laid out upfront, so you’re never caught by surprise. Whether you need an instant personal loan or pay your bills, you can access everything you need anytime. With 24/7 customer support, we’re here to assist you at every step.
Download now a hassle-free experience every step of the way.

Our Lending Partners:
Goldline Finance Private Limited
Anu Colonisers Limited

Data Security:
Your privacy is our top priority! We utilize 256-bit SSL encryption to protect your personal and financial information.
We value your privacy and are committed to protecting your data.

Contact Us:
Have questions? Call us at 7075463172 or email: support@capitalnow.in.

What’s New

Version 2.0.63

Bug Fixes and Performance Improvements.

Ratings and Reviews

4.3 out of 5
3.4K Ratings

3.4K Ratings

Superman2308 ,

Excellent App

Its a super easy to use and awesome app for real time loan disbursal they are super quick and customise things basis your needs. They provide you an RM as well to help you manage your account. Just one thing that i'm looking out for a slight limit increase on the account but apart from that! Excellent services Capital One!

And with my recent incident with Capital Now, I missed out on making my monthly payment twice due to the financial hardships that i was facing. But Capital Now stood out really different from all the NBFC's for that matter even banks! They coordinated with me understood my situation and also gave me assurance that they would still help me. and they have been an App of their words. I made my full payment and asked if i can borrow again for a few of my expenses.

Normally banks don't help you if you miss the payment even once.

But Capital now was different, inspite of me missing the payment. they still extended me another loan. They really understand the need of a working millennial and stood along.

Capital Now is way too different to all the other NBFC's and banks. Never ever came across such an understanding service.

I highly recommend Capital Now to everyone because they dont even over charge you for things.

To everyone who wants to opt in for loan, Capital Now is the one, but please dont ever take an advantage of their goodness. Please dont let them lose trust on their customers.

They have actually set new benchmarks of excellence.

Developer Response ,

Thank you for your positive review and for choosing Capital Now for your financial needs! We're thrilled to hear that you're enjoying our app. If you ever have any questions or suggestions for improvement, please don't hesitate to reach out. We're here to help you make the most of your financial journey

Sandyveena ,

A perfect loan app who are in need of money

As a busy professional constantly on the move, managing finances can be a daunting task. However, Capital Loan has truly revolutionized the way I approach borrowing money. From its user-friendly interface to its swift approval process, this app has exceeded my expectations.

The application process is incredibly intuitive, guiding me through each step seamlessly. I appreciate how Capital Loan provides clear and transparent information regarding loan terms and repayment options, ensuring I understand the financial commitment I'm making.

What truly sets Capital Loan apart is its lightning-fast approval process. Within minutes of submitting my application, I received approval and had the funds deposited directly into my account. This level of efficiency is unparalleled and has been a game-changer for me during emergencies.

Moreover, Capital Loan offers competitive interest rates and flexible repayment plans, allowing me to tailor my loan to fit my financial situation comfortably.

Overall, I highly recommend Capital Loan to anyone in need of a reliable and efficient loan service. Its user-friendly interface, speedy approval process, and transparent terms make it a standout choice in the crowded loan app market.

I would like to thank Manager Bikash Kumar

Developer Response ,

Thank you for your positive review and for choosing Capital Now for your financial needs! We're thrilled to hear that you're enjoying our app. If you ever have any questions or suggestions for improvement, please don't hesitate to reach out. We're here to help you make the most of your financial journey!

Sayantan Paul ,

Best loan app in the app store:

Finding a reliable loan app can be a daunting task, but I've found my go-to solution with Capital Now. From the seamless user interface to the transparent terms and conditions, this app has proven to be a trusted companion in managing financial needs. The application process is straightforward and hassle-free, ensuring quick approval and disbursement of funds when needed most. What sets Capital Now apart is its commitment to customer service, with responsive support staff ready to assist with any queries or concerns. With competitive interest rates and flexible repayment options, Capital Now has truly become an invaluable resource for navigating financial challenges with confidence and ease. I highly recommend it to anyone seeking a reliable and helpful loan app.

Developer Response ,

Thank you for your positive review and for choosing Capital Now for your financial needs! We're thrilled to hear that you're enjoying our app. If you ever have any questions or suggestions for improvement, please don't hesitate to reach out. We're here to help you make the most of your financial journey

App Privacy

The developer, CapitalNow - Instant Personal Loan, Online Loan, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Diagnostics

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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