Creditt+ loans made easy 4+

Instant Loans , Invest & More

Credify Technologies Pvt Ltd

    • Free

iPhone Screenshots

Description

A Digital Platform providing Personal Loans, Mutual Fund investments & more.

Creditt+ has partnered with RBI-registered NBFCs to give easy personal, digital & paperless loans for Salaried Employees in India. You can avail up to INR 35000 instantly for your emergencies in less than 15 minutes.

Creditt+ is a fully digital platform driving financial inclusion means by providing personal loans, Mutual Fund investments & more.

NBFC(s)/Lending partners:

1. Datson Exports LTD.
2. Sampati Securities LTD.

Creditt+ is an AMFI(ARN-247949) registered Mutual Fund distributor and is empanelled with 15 leading AMCs.

Creditt+ adheres to RBI's Fair Practice Code and is committed to promoting best practices in digital lending by being RBI Compliant. Apply at any time from any place in India.

Personal Loan Eligibility Criteria:

Salaried Professionals
Indian National
Minimum and Maximum Period for Repayment: 90 days
Minimum Monthly Salary INR 20,000
Above 21 years of age
Salary received through direct bank transfers only
Steady source of income on a monthly basis

Features of Creditt+:

Personal Loan Available from INR 10,000 to INR 35,000
100% online loan application.
Fast Loan Approval.
Flexible Interest Rates and Tenures.
Transparency and Security.
Quick Disbursal.
No collateral needed.
Fully automated process.
No foreclosure charges.
Instant credit line.
Loan instantly credited to bank account once approved and accepted.
Multiple options to repay the loan.
Proprietary eligibility check.
Low Processing Fees.
Loan Sanctioned in less than 15 minutes.
Zero membership or upfront fees.
No credit history of user is required.
Zero prepayment charges.
One Shot Repayment.
Multiple Languages.


•Maximum Annual Percentage Rate (APR): 73% based on the risk profile of the customer.


Personal Loan Repayment Calculation:

Loan amount: ₹10,000.
Interest Rate: 20% per year
Minimum and Maximum Period for Repayment: 120 days
Processing Fees: ₹350 (inclusive of GST) or 3% whichever is higher
In-hand Loan Amount: ₹10,000 (loan approved) - ₹350 (processing charge) = ₹9,650
Total Personal Loan Interest: ₹164 (₹10,000 x 20%/365 x 30)
Total Loan Repayment: ₹10164

Loan Processing fees will be subtracted upfront from the principal amount and the remaining balance is transferred over instantly in the user's bank.

Documents required to complete the loan application process:
Aadhaar Card
Pan Card
Selfie
At least 3-month bank statements showing salary credits

4 Simple Steps to Avail a Loan from Creditt+ :

Install the Creditt+ App
Register using your Aadhaar number and verify via an OTP on your mobile number
Fill in your basic details and complete 4 simple steps


Addresses:


DATSON EXPORTS LTD : 11/1C/2, East Topsia Road Kolkata West Bengal 700046, India


SAMPATI SECURITIES LTD : 303, Tilak Raj Complex, Opp. Suryarath Complex, Panchwati, Ahmedabad-380015, Gujarat IndiaOn approval, loan amount is transferred into the bank account instantly

What’s New

Version 5.3.7

Bug Fixing and Minor Improvements.

Ratings and Reviews

4.2 out of 5
5.4K Ratings

5.4K Ratings

Pavan1912 ,

Absolutely helpful and useful app

I recently used the "credit Loan App" to obtain a personal loan, and largely positive. The app was easy to navigate, and the loan application process wasOne aspect I appreciated about credit was approval time. After submitting my application, I received a response within a few hours, me to access the funds I needed promptly. Additionally, the loan terms were transparent, and I was able to review them before accepting the offer.

The interest rate offered by credit was to other loan options researched. The app also provided a clear breakdown of the repayment schedule, allowing me to plan my finances accordingly. I didn't hidden fees or unexpected charges, which added to my overall satisfaction.

Moreover, credit had a helpful customer support team my questions and addressed my concerns. Their responsiveness were the process.

One minor drawback I noticed was that the loan app only offered fixed, and I couldn't customize them to align perfectly with my financial situation. However, considering the simplicity and efficiency of the app, this wasn't a significant issue for me.

Overall, I would recommend the Credit Loan App for individuals seeking a convenient and reliable personal loan option. It offers competitive interest rates, transparent terms, and responsive customer support, creating a positive borrowing experience.

Siddi0606 ,

Absolutely Helpful and a very useful app.

I started using this app during the Covid phase and I must tell you this is one legit app which has a very easy process and is also a company which keeps its promise. They don’t have hidden charges they charge u what they mention on the app. Also their customer service is a very friendly and quick I guess it’s the only app whose customer service is even very active on Whstapp and they are very quick in responding. I would suggest if any one is looking for quick loan then please try this app and I am sure they would definitely help you. Thank you Creditt for helping me in the time of need and that too so quick. God bless you all.

Developer Response ,

Hi, we are glad we could be of help during such difficult times. Please keep supporting and encouraging us to help you and others, day after day. We really appreciate your feedback and review.

One genuine user ,

Pathetic *****

This is to all the genuine user who actually need loan in bad time. Please don’t go through this application because currently there are so many error occur at the time of processing. 1. Now they are asking to collect your complete photos gallery. 2. They are asking for your contact detail in term of reference no. This is not general for these type of app. 3. They are cancelling your approved loan at any time without any reason. 4. Now they are collecting all the documents and photos it seems fake or looks like some one intensely want to access your photo's. 5. And the last one is customer care service. Don’t ask for this . I have doubt if they are working or not because they never picked your calls, they never respond your mails, they never answer your query through chat option as well. So user if you think this app will give you or help you when you need , they don’t never trust . If you are using this app please switch to other app immediately post payment of all dues. And one more thing this app deserve 0 out of 10 rate.

Developer Response ,

We apologise for an inconvenience caused. Kindly get in touch with us at info@creditt.in or call us at +912245811515.

App Privacy

The developer, Credify Technologies Pvt Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers

Data Not Linked to You

The following data may be collected but it is not linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • Contacts
  • User Content
  • Identifiers

Privacy practices may vary based on, for example, the features you use or your age. Learn More

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