A major update — deeper TSP modeling, retirement-type support, leave payouts, and PDF reports. TSP • Model your Traditional vs Roth split with three withdrawal strategies (Proportional, Traditional-First, Roth-First) plus a Custom Mix for bracket-bridging • IRS 10% early-withdrawal penalty now modeled — with Rule of 55 and Public Safety Officer exemptions, calculated to the exact 59½ date • Catch-up contribution limits built in (50+ and the SECURE 2.0 "super catch-up" for ages 60–63) • Required Minimum Distributions (RMD) at age 73/75 Retirement types • Choose Immediate, MRA+10 Postponed, or Deferred — eligibility, FEHB, the FERS Supplement, sick-leave credit, and your multiplier all adjust accordingly Leave at retirement • Your unused annual leave is modeled as a lump-sum cash payout; sick leave as added service credit • ATC: new NATCA sick-leave buy-back option — compare taking 40% cash vs. the lifetime annuity value Taxes & accuracy • New year-by-year tax breakdown showing federal, state, and penalty by year, with markers at SS start, Medicare, RMD, and penalty-end • VA disability COLA now follows the official SS/VA COLA automatically, with an override for custom rates • Public Safety Officer $3,000 healthcare tax exclusion PDF reports • Export full, timeline, and comparison PDF reports — now including TSP strategy comparison and eligibility/tax-rule pages Plus full Android feature parity and accuracy refinements throughout.

Bug Fix: FERS Annuity Supplement now correctly uses only civilian FERS service years, excluding military buyback time, per OPM guidelines.

What's New in v1.1 VA Disability Income — New dedicated input for VA disability compensation. Tax-free, with annual COLA. Includes 2025 VA rate reference. All income sources now visible — Timeline and Compare views show every income stream: Pension, Supplement, Social Security, TSP, Investments, Other Income, and VA Disability. No more hidden numbers. Smarter display — Income sources that don't apply to you are automatically hidden. No more empty rows for Supplement if you're not eligible, or TSP if your balance is zero. Military buyback visibility — Compare view now breaks down FERS service, military buyback years, total service, and pension multiplier so you can see exactly how buyback impacts your pension. Fixed ATC formula at 62 — ATC controllers retiring at 62 with 30+ years now correctly get the MRA+30 formula (1.7% for all controller years) when it produces a higher pension. Retirement year slider syncs everywhere — Changing your retirement year on the Dashboard now updates Timeline and Compare to match. Data saves reliably — All inputs now save immediately when you tap Done. No more lost changes. Removed duplicate filing status — Filing status now appears only in Tax & Assumptions, not in Profile.