Ask the Help Guide anything, set up and run your money in Cash Chat, and add more to a loan in one tap — no digging through settings.
Take control of your personal finances with Cashtra.
Cashtra is a privacy-first expense and budget tracker built for cash, cards, bank accounts, bills, debt payoff, and savings goals — with no account required, no bank connections, and no subscriptions.
Your financial data never leaves your iPhone. Track daily spending, recurring subscriptions, credit card utilisation, and personal loans all in one place with instant calculations and smart financial pacing.
FEATURES
• Smart Safe-to-Spend: Daily spending allowance dynamically adjusts to keep you on budget without stress.
• Priority Dues & Bill Tracking: Urgent bills, recurring subscriptions, and upcoming dues stay front and centre until marked paid.
• Bill Split & Receipt Cards: Split group expenses with friends, track who owes what, and generate classic shareable receipt cards.
• Interactive Widgets: Check balances, view weekly calendar breakdowns, and log expenses directly from your Home Screen and Lock Screen.
• Receipt-Style Quick Log: Record transactions in seconds with an integrated keypad calculator, multi-currency switcher, and custom categories.
• Credit Cards & Debt Payoff: Monitor balances, credit limits, utilisation percentages, and loan payoff progress.
• Savings Goals: Set target dates and visualise milestone progress for your emergency fund or big purchases.
• Biometric Security: Lock your app with Face ID or Touch ID to keep your budget private.
• CSV Import & Export: Easily import past transactions and export clean, formatted CSV backups anytime.
• Multi-Currency & Offline Support: Manage accounts in multiple currencies with cached rates and full offline reliability.
• Available in 15 Languages: Fully localised experience tailored to your preferred language.
PRIVATE BY DESIGN
• No account sign-up required
• No bank logins or account syncing
• All data is stored locally on your device with SwiftData
• No ads, no tracking, and zero telemetry
Cashtra is a personal budgeting and financial tracking tool. It does not provide financial, investment, or tax advice.
Ratings & Reviews
This app has not received enough ratings or reviews to display an overview.
This update makes Cashtra easier to learn, set up, and keep going — with help when you need it and faster ways to manage loans.
What's New:
• Ask the Help Guide anything — tap ? on Home and ask how to set up shortcuts, backups, budgets, credit cards, and more. Get clear, step-by-step answers right on your iPhone.
• Cash Chat sets up and runs your money — from +, open Cash Chat to add accounts, cards, loans, bills, goals, and a budget. Log transactions, pay debts, and ask how your month is going — in plain language.
• Log from Shortcuts with Cash Chat — run Cash Chat Log in Shortcuts or Siri; describe what you spent, confirm, and it saves without opening Cashtra.
• Add more to a loan in one tap — on a loan, use Add Amount to borrow or lend more without editing the loan details. The extra shows up in History.
• Fixed credit card balances and Settled labels not updating after payments or refunds.
Thanks for using Cashtra — keep the feedback coming!
Version 2.6.6
The developer, Jomari Batoctoy, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More