ExtraCash™ up to $500, payday up to 2 days early, and so much more.
Dave Membership Information
1-Dave is not a bank. Banking services provided by Coastal Community Bank, Member FDIC. The Dave Debit Card is issued under a license from Mastercard®. ExtraCash amounts range from $25-$500, typically approved within 5 minutes, with an overdraft fee equal to the greater of $5 or 5%. Multiple overdrafts may be required. Not all members qualify for ExtraCash and few qualify for $500. ExtraCash is repayable on demand. Must open an ExtraCash overdraft deposit account and Dave Checking account. Up to $5 monthly membership fee for ExtraCash, Income Opportunity Services, and Financial Management Services. Optional 1.5% fee for external debit card transfers. See dave.com.
Take your finances to the next level with Dave. You could pocket up to $500(1), get your cash instantly(2), save on fees, and so much more.
UP TO $500 IN 5 MIN OR LESS(1)
Remove extra stress with ExtraCash® up to $500. There’s no credit check, interest, or late fees.
EXTRACASH 101
ExtraCash offers the ability to get up to $500 when you’re in a pinch.(1) The amount of money you can take (aka, your eligibility) refreshes daily. We use several data points—including your income history, spending patterns, and at least 3 recurring deposits—to determine your eligibility. When you take ExtraCash , you’ll agree to a settlement date to pay your outstanding balance.
ACCESS YOUR CASH INSTANTLY(2)
You could get up to $500 when you download Dave, link a bank account, open your Dave accounts, and transfer it to your Dave Checking account. And with your Dave Debit Mastercard®, you’ll be shopping in no time.
GET PAID EARLY
Receive your paycheck up to 2 business days early when you set up direct deposit.(3)
SAY GOODBYE TO PESKY FEES
Don’t worry, we’ll never hit you with hidden fees. You can even skip ATM fees at 40K+ MoneyPass ATMs.(4)
SAVE EFFORTLESSLY
A vacation, down payment, or brighter future—own your savings journey with a Goals account. You can even set up recurring deposits to build your savings steadily.
OUR MEMBERSHIP FEE
There’s a small monthly membership fee that gives you full access to our suite of features.
HAVE MORE QUESTIONS?
Send us an email at support@dave.com.
Disclosures related to the Dave app
2-Express fees apply to select instant transfers. See your fee schedule in-app.
3-Early access to direct deposit funds depends on timing and availability of the payroll files sent from the payer. These funds can be available up to 2 business days in advance of the scheduled payment date.
4-ATM withdrawals are fee-free at 40k+ MoneyPass® ATMs. See https://www.moneypass.com/atm-locator.html to find locations in your area. Out of network fees may apply.
General Terms
See the Dave Checking Deposit Agreement and Disclosures, Dave Goals Deposit Agreement and Disclosures, and the Dave ExtraCash™ Deposit Agreement and Disclosures for account terms, limits, and fees.
All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind. Physical address: 1265 S Cochran Ave, Los Angeles, CA, 90019.
I am extremely hesitant to write bad reviews. It takes a lot for me to get to the point that I share a negative review. No company is perfect and it is reasonable that mistakes will happen. However, it is unreasonable when the company does not make the effort to correct them. I transferred money from my external account to my Dave account. The transfer was supposed to be an instant transfer. When that didn’t happen, I immediately contacted Dave. When I finally got through to customer service, I was mistakenly told that the transfer would take up to 5 business days. I questioned this since the app said the transfer would be instant, but I was reassured that it would take up to five business days. Five business days later the transfer has still not been completed. I contacted my external bank and they informed me that Dave had indeed received the money and the transfer should’ve been instant since it was done from my debit to my Dave account. After many back-and-forth phone calls, the matter still has not been resolved 10 days later. The story changes every time I call for an update. Secondly, the claim you will receive your paycheck up to two days prior also false. When I first opened the account yes.Then it progressively got later and later now I’m lucky if I see it at 12 midnight the day I get paid. Customer service is extremely important. It is really frustrating when you do not receive accurate information just be honest! Do better!
Developer Response
Hey there, thanks for your review. Feel free to check out our help center at support.dave.com to find answers to common questions and for our self-service options. If you need some extra help, please contact our Member Success team by navigating to your settings in the Dave app, then scroll down and Chat with us. -Love
⭐️⭐️⭐️_ _ I Like that I can take out quick advances, don’t love the sketchiness of the surveys
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To be up front they do actually pay for doing them, sometimes. I understand the typical halfway through one of your answers flags it and you’re not qualified but now I’ve had several times where I’ll finish a survey in it’s entirety and I’ll be thanked and redirected to where I’m supposed to get the reward like usual but then out of nowhere instead of taking me to that page it’ll then suddenly give the “looks like you’re not who this was for, take 2¢ for your trouble” like dude I just wasted 25 min and completed the entire survey under the guise of however much then to be rug pulled saying an answer flagged it after all the questions are already over and all that’s left is “thank you for your participation, your reward is waiting on the next window, iclick here if not redirected in 5 seconds” or some variant there of, just to then instead get hit with the 2¢ sorry for wasting your time message. Like I’d even understand if I was 98% done and it happened, but after it was already completed entirely with no flags until I’m supposed to get paid? Really? A slightly more minor version would be the surveys are constantly bugging out where it’ll freeze and not let you progress after getting most of the way thru and the only button you can press is the forfeit reward or to kill the app. Seems not a single other part of the app has issues freezing or loading or anything, only the surveys.
It’s ok, but find another app if you want to take out a loan
Pukonyhich56
Hi. If you want to get a good loan, type “payday69 •com” into your browser. I’m in my mid 20s, my credit score is below average, in the upper 500s, and I’m currently unemployed but have a part time job. This app has helped me link my bank account and see people just sending me payments through Zelle instead of other apps where the employer has to do direct deposits, and just see a steady amount of money coming into my account every month. From the moment I downloaded and opened the app for the first time, I was able to sign up,get approved, and have $50 in my bank account, all in under 5 minutes. This was easiest app I’ve come across. And signing up to have lower fees and all that since obviously I don’t have any money in my account (which is why I’m going through this whole process). They instantly approve your account for a premium subscription or whatever and let you choose a later date (within a couple weeks or so) when a small amount like $9 will be debited taken out of your bank account so you don’t even have to worry about it until the time comes and you can enjoy the benefits of the subscription right away! I’ve never written a review for any app before but I just had to talk about this app! The only one that has approved me for a year!! You do speak. Hopefully my “request” to have my account deactivated will approve (my God… they’re so pathetic) please stay away from this app. I definitely recommend Vivaldi and Barsik over, refuse Bright.
Truly Awesome
krzylkafox
I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.
Developer Response
Hi krzylkafox, we're so glad to hear about your experience! Happy to have helped you out of a tight spot. Thanks for the awesome review!
What do bears and bugs have in common? Nothing. That’s why I removed a bunch of them from the app this week.
We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version.
As always, if you run into any issues, please visit https://support.dave.com/
Version 3.96.0
The developer, Dave, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Location
Contact Info
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Dave, Inc
Size
175.2 MB
Category
Finance
Compatibility
Requires iOS 15.5 or later.
iPhone Requires iOS 15.5 or later.
iPad Requires iPadOS 15.5 or later.
iPod touch Requires iOS 15.5 or later.
Languages
Spanish
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
