Dave - Banking & Cash Advance 4+

Instant money when you need it

Dave, Inc

    • Free

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Description

Get up to $500 instantly (1) with ExtraCash™ from Dave. There’s no interest, credit check, or late fees...and you can build your credit when you settle an advance on time! With a Dave Spending account, you can also get your paychecks up to two days earlier (3).

Earn cash back with Dave Rewards, save money with Dave Goals, and ​​if you want to make more money, Dave can help there too! With Side Hustle, you can easily find and apply for side jobs and get that cash.

Join millions of people building a better financial future with Dave!

ADVANCE UP TO $500 INSTANTLY (1)
Dave’s ExtraCash™ advance can now get you more funds than ever—up to $500! (1) That’s more money to fill your tank, tackle your to-do list, or take advantage of a now-or-never opportunity.

For more information, please visit dave.com/extra-cash-account

SPEND IT INSTANTLY (1)
The money is yours to spend right away with your Dave Debit Mastercard®. Unlike other apps, there’s no waiting period or lengthy application process—which means no more missing out because of a low balance.

PAY BACK ADVANCES AND BUILD CREDIT
You can build credit whenever you settle an ExtraCash™ advance on time thanks to our new Credit Builder feature. And for a limited time, Credit Builder's on us for your first 3 months. (2)

ENJOY EARLY PAYDAYS (3)
Get paid up to two days early when you set up direct deposit into a Dave Spending account!

EARN CASH BACK WITH DAVE REWARDS
Want cash back on your everyday spending? Dave Rewards makes it simple. Just swipe your Dave Debit Mastercard®—now loaded with cashback offers from big name retailers.

SAVE WITH GOALS
Put cash toward anything you’re saving for—a trip, emergency fund, student loans, and more.

FIND A SIDE HUSTLE
If you want to earn more money, Dave can help! Apply for side jobs that fit your lifestyle.

Membership is $1 per month to access our account monitoring, notification services, budgeting and to maintain a connection to your external bank account.

(1) The ExtraCash™ account is a part of Dave’s pilot program and is open to new members only subject to availability. ExtraCash™ is a DDA account with overdraft utility that is subject to eligibility requirements. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. See dave.com/extra-cash for more details.

(2) After your first 3 months, there will be a fee of $4.99 a month. Fee is subject to change. You can unenroll any time. Terms apply, see dave.com/extra-cash for more details.

(3) Early Payday: Early access to direct deposit funds depends on the timing and availability of the payroll files sent from your employer. These funds can be made available up to 2 days in advance.

What’s New

Version 3.0.1

We’re constantly updating the app to improve your experience and create the features you’re looking for. Remember to update the app to ensure you’re using the latest version. As always, if you run into any issues, please visit https://support.dave.com/

Ratings and Reviews

4.8 out of 5
578.5K Ratings

578.5K Ratings

Mindthefox ,

*Updated* Great app, allowed time to pay!

So far, this app has proven to be reliable. I’ve started a new job and my second paycheck was still 5 days away when I realized that my bills would barely be out of reach. I saw an ad on tv for Dave and thought it might be a good fit for me. When asking for an advance, I saw that it could take up to 8 hours to transfer, which inclined me to do it sooner than later just in case I would find myself needing the money and not having the time to wait. Next, Dave told me I could pay it back on my next payday, but when choosing an option they only allowed me to select one of the next 2 days. Dave could tell from my transaction history that my next payday wouldn’t be for another 4 days and I had a hard time finding out what penalties I would accrue for being late. But, my phone battery was dying, and internet would be shut off if I hadn’t gone through with it, so I picked the latest possible day and moved on. Without knowing my outcome of this experience, I’d have to say that so far the app has been straightforward, honest, and very handy for personal bookkeeping. I would just like to know more about my payback options and how I can avoid making a bigger hole than I started with, or else I would give 5 stars.

**update**
I was not charged an extra penalty for taking a little longer to pay back my advance. This was my only concern, but now I feel like Dave has shaken my concerns and fulfills my expectations. Would recommend

krzylkafox ,

Truly Awesome

I found Dave via Facebook and read a lot of comments from people making fun of the service, making it sound like people who need it don’t manage their money very well. I was curious to see what it was about and why others feel the need to make fun of people who use it, so I downloaded the app (not expecting to use it, but to just see what it was). As circumstances presented themselves, being a single mom with zero help from the other parent, and trying to provide for my kids (I work full time and go to school full time so I can put myself in a better place, but until then things are pretty tight) - I found myself facing an overdrawn check fee (I wrote a check to register my daughter for school and had something else clear my checking account that wasn’t supposed to go through, which means I didn’t have enough funds for the check I wrote). I remembered I’d installed the Dave app a couple of weeks ago and within a few minutes, I was approved for a small loan and because I paid the extra $4.99 expedite fee, the money was deposited into my bank account within the hour. Dave only charges a $1.00 fee to loan you the money plus any tip you’re willing to donate, but is not required. When your paycheck is due to deposit, Dave takes the loan and fee back out of your bank account and that’s all there is to it! It’s very easy and painless and definitely worth the $1.00 fee to not have to pay an overdraft/insufficient funds fee to your bank.

Developer Response ,

Hi krzylkafox, we're so glad to hear about your experience! Happy to have helped you out of a tight spot. Thanks for the awesome review!

D Pullam ,

Review

I very much appreciate your help, the only thing I have a problem with is that you ask when do I get paid and I put monthly. I guess Social Security, disability on the first, SS on the third. But yet what I do asked for a loan you do two weeks, which puts me sometimes overdraft. But, this time I had two different things to come on my account that shouldn’t have I wasn’t expecting.
I have a 92-year-old art who wanted me to visit, and her daughter that has cancer and there’s no hope for recovery. I think God for allowing me to come. I flew I didn’t know now you have to pay two chicken suitcases. So $60 I had not planned to spend. I knew I was on a tight budget, I make sure my phone went and met another bill paid, but I order something and it was supposed to be in free charge me $50. So I’m trying to get home and I need at least $100. I think you for 25 dollars. It’s not enough but it helps so you see you is no he did not help me much. And the fact that in the past because you did two weeks and I was desperate for that long it cost $72 to be taken out of my account overdrafted so have you help me no and that is happened more than once. You say one thing and do something else when I first started I said but after that 2X bar I have to find other ways to try to make up when I can’t get it from you I would doubt but thank you anyway for what you’ve done I know you don’t have to.

App Privacy

The developer, Dave, Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Location
  • Contact Info
  • User Content
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Supports

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