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Want your paycheck early? Get your money up to 15 days early with B9*. Use your VISA® debit card anywhere.

Access the money you earned when you need it. B9 lets you enjoy payday in advance so you can pay bills, get cash, or transfer money to family or another account. You decide what day payday is with B9 Advance.

1. Set up your payroll deposit in the B9 app.
2. Check the amount of B9 Advance you are eligible to receive.
3. Request the advance amount of your choice and let your money work for you.
4. On payday, your account will be debited the amount of money you advanced.

● Early access to your money for free. No interest.
● Easily set up your payroll deposit in the B9 app.
● Get up to 100% of your income up to 15 days early.

● $4.99/month account fees.
● No minimum balance required.
● Free transfers between B9 members.

● Use your VISA® debit card anywhere.
● $0 ATM fees for withdrawals*.

● FDIC insured account funds.
● Encrypted data protection for secure transfers.

● Need help? Our B9 support team is ready to assist you.
● ¡Hablamos español! We speak your native language.

-Fee-free salary advance of up to 100% of your income. For free.
-Visa® debit card
-No-fee ATM withdrawals*
-Bilingual helpful customer service
-Low monthly fee
-International money transfers - soon
-Remote check cashing - soon



B9 offers an auto-renewing monthly subscription is $4.99/month.

Banking Services are provided by BAAS Corporation banking partner, Evolve Bank & Trust, Member FDIC. B9 Account℠ is provided by, and B9 Visa® Card, issued by Evolve Bank & Trust, Member FDIC. B9 Account is a service mark of B9, Inc., which offers demand deposit account among its suite of financial products and services. Visa® is a registered trademark, and the circles design is a trademark of Visa® International. B9 Account is FDIC Insured.

B9 Advance℠ is an optional, no fee service offered by B9 to its members that requires $500 in qualifying direct deposits to the B9 Account℠ each month. The amount of advance pay you are eligible to receive will be based on member's B9 Account℠ history, direct deposit frequency and amount, spending activity and other risk-based factors and criteria determined by B9, and may change from time to time. You will be informed of your current available amount in the B9 mobile app. You will receive notice of any changes to your limit. Your limit may change at any time, at B9's discretion. See Terms of Services and contact B9 via support@bnine.com for additional terms, conditions and eligibility requirements. May not be available in all states.

B9 warrants that it has no legal or contractual claim against you based on a failure to repay an advance, but B9 will not provide you further advances while any amount remains unpaid under the B9 Advance℠ service. With respect to a failure to repay an advance, B9 warrants it will not engage in any debt collection activities, place the amount owed with or sell to a third party, or report you to a consumer reporting agency.

The B9 Visa® Card can be used for no-fee withdrawals at ATMs in the Allpoint network. Fees may apply for ATM transactions outside this network.


What’s New

Version 1.10.0

Minor bug fixes and improvements

Ratings and Reviews

4.5 out of 5
320 Ratings

320 Ratings

L8-nyte ,

Scan card

It’s difficult to scan my card

Developer Response ,

Hi there,

We would be more than happy to help you with this, please reach out to us though the customer service tab of the app.

The B9 Team

Dissatified Parent ,

Still waiting for an advance

I have received several direct deposits into this account from my employer and still haven’t been offered an advance. I reach out to customer service to see what the problem was only to be informed that if you manually do direct deposit through then you’ll have to wait 3 months before they offer an advance. What the what….. it’s truly a waste of time and money ($4.99 a month for service) if you don’t do your direct deposit online through the app.

iwassounhappywiththisBSApp ,

Credit check required to use this app

This app ask for your SSN so that it can perform a soft pull of your credit and if you don’t have great credit score, they deny you an opportunity to try to use the app. I also see that this app targets people that are either not US citizens or people that are migrant workers without all of their necessary documentation or proof of residency. If you have a poor credit score do not bother downloading or trying this app. Choose a credit union. Credit unions will allow you to borrow sometimes up to two days early.

Developer Response ,


We were unable to find you in our system, if you would like to learn more about our app and our programs we would be more than happy to explain them to you.

The B9 Team

App Privacy

The developer, B9, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Contacts
  • Identifiers

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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