App seems legit. Didn’t qualify for the advance however, I wanted to make this review to counter act a lot of the negative reviews saying the same thing about not being able to get another advance after repaying on time. Here’s what is says in the app about getting subsequent advances. “To encourage responsible financial management, we require a cooling-off period after a cash advance is repaid, during which customers are unable to request another cash advance. To help you keep track of when you'll be eligible for your next cash advance, we've integrated a feature into our app. Simply log in to the app to see how many days remain until you can request another cash advance.

I saw this app in the App Store and wanted to see what it was about. I downloaded the app attempted to sign in and create an account and I got about probably halfway through, after I entered my Social Security number and my birthdate it said we are unable to verify your identity based off the information you provided us and will not be able to open an account with you. I mean, I’m as real as anybody else lol my Social Security number was right my birthday was right all the information I put in was right I own my house yet. They said I wasn’t a real person, I contacted them about it and all I got back was very response from supervisor or manager saying we cannot move forward with you because we cannot validate your identity. And then it was over that’s all I got. So yeah, I’d say one star because due to their system they weren’t able to identify me, but I’m I’m real. I’m I’m here. I’m right here and then like some sort of above us came across with this man’s attitude and he just was like I’m holier than thou so you can’t come in and I’m just like you’re the one that’s trying to come in so I would recommend going with a more legitimate money app and not this one because it seems like they’re not all up on the same page and a little chaotic.

I downloaded this for a little bit of extra cash between pays due to unexpected expenses that came up in different areas. I have worked with other apps before and I have had no problem. I did the whole routine. Your name, connecting your bank account and everything. Things you do on all the other apps to get verified. With this app, it told me they could not verify my identity. OK so I tried it again a little bit later same thing. I went to do the chat and first of all it’s the annoying AI where you can’t really talk to somebody immediately. It’s the same pre-programmed answers that you can figure out yourself. So when I finally started typing human and about getting verified, it just tells me that the agent can’t help with that that the verification process is final. I have no idea why and apparently I’ll never know why I can’t be verified. It’s a little ridiculous that you can’t get real answers. It’s fine if they don’t wanna verify me, but I would like to know the reason why I’ve never had this problem before. It’s also aggravating when a company can’t explain to you what’s the reasoning is and that they just expect you to deal with whatever they tell you

I’ve spoken to multiple people who have used this app, or have at least tried to, and they have all had the same issue as me. After you give them your information - which they probably just aggregate on to a massive list and sell that off to the highest bidder - they give you an error notification saying that they cannot verify your identity. Then when you try to delete your account you get another error and it tells you to contact customer support or to try deleting your account again. I’ve gone through this process several times, reached out to customer support and I still have not been able to delete my account nor have I heard back from customer support. I should have done more research before downloading this app, because although the app has a high rating and good reviews, it’s quite easy to pay a “user farm” to download an app and post fake five star reviews. Even if an app has a high rating and a lot of downloads, I highly doubt these people are “Daily Active Users”, which is really the only true metric that speaks to how legitimate an app really is.