Monthly Wallet Watch: Budget
Expense, Bill & Loan Tracker
$0.99 · Designed for iPad. Not verified for macOS.
New: loan & card reminders, per-installment tracking and an early payoff calculator. No account, no internet — your data stays on your phone.
See your whole budget on one screen: income, expenses, loans, credit cards, bills and savings together. No account, no internet — your data stays on your phone.
YOUR REAL MONTHLY BALANCE AT A GLANCE
• Received income, paid and upcoming amounts, and your true net balance
• Balance carried over from previous months is calculated for you
• Look back at past months and see six months ahead
EXPENSE & SPENDING TRACKING
• One-time, recurring and installment expenses
• Mark each installment as paid separately
• Spending by category with monthly budget limits (custom categories included)
LOANS & CREDIT CARDS
• Loan installments, the full payment plan and remaining debt
• Early payoff calculator: see how many months and how much interest extra or lump-sum payments save
• Credit card limit, balance, minimum payment and due date
BILLS & REMINDERS
• Regular payments like electricity, water, internet and rent
• Reminders on the due day and the day before for bills, loan installments, cards and expected income
• Home screen widget shows this month's balance without opening the app
SAVINGS & GOALS
• Savings accounts kept separate from your main balance
• Goals like a vacation, a car or an emergency fund, and when you'll reach them
PRIVACY FIRST
• 100% offline: no account, no sign-up, no server
• No data collected; no ads, no tracking
• Optional Face ID lock
• Export your data as JSON anytime
Turkish and English · ₺, $, € and £
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
• Each installment of an installment expense is now marked paid separately
• Lump-sum savings in the early payoff calculator are now calculated correctly
• Reminders reworked: due days 29-31 now fire in shorter months, loan installments and credit card due dates get reminders too, and reminders come back after turning notifications off and on
• Deleting now asks for confirmation
• Pausing a bill or editing a record no longer changes past months' balances
• Budget limits carry over to the following months and can be set for custom categories
• The loan payment plan shows the full term and paid installments
• The widget always shows the current month
• Crash fixes and general improvements
The developer, Umit Caglayan Kirkoc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Umit Caglayan Kirkoc
- Size
- 2.9 MB
- Category
- Finance
- Compatibility
Requires iOS 17.0 or later.
- iPhone
Requires iOS 17.0 or later. - iPad
Requires iPadOS 17.0 or later. - Mac
Requires macOS 14.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English and Turkish
- Age Rating
4+
- 4+
- Copyright
- © Ümit Çağlayan
