YONO SBI is the official mobile banking app from State Bank of India (SBI) for secure money transfers, UPI payments, online banking, bill payment, savings accounts, credit cards, loans, and investments. YONO SBI is the only companion you need to navigate the modern financial landscape.
Have a question or need assistance for YONO SBI App? For instant support and quick resolution raise the issue on our dedicated site https://crh.sbi.bank.in or call 1800-1111-01.
What’s New in YONO?
· A minimalist, high-speed UI/UX for effortless navigation and one-tap access to your most-used features.
· Complete e-KYC or update the personal details feature for instant support without visiting a branch.
· Monitor your financial health and use our new simulator to see how your actions impact your credit score.
· Receive offers, investment tips, and spend analysis tailored specifically to your lifestyle and financial goals.
Instant Banking and Onboarding
· Open a Savings Account Instantly: Use Video KYC for paperless account opening with immediate activation.
· Instant Account Funding: Fund your new account the moment it’s active and start transacting right away.
· YONO Cash: Experience cardless ATM withdrawals at over 20,000+ SBI ATMs across India.
Seamless Payments and Transfer
· Enhanced UPI Experience: Lightning-fast UPI payments. Scan any QR, pay via phone number, or manage your UPI Lite for small-value transactions without a PIN.
· UPI for Everyone: Make fast, secure money transfers with SBI UPI. No SBI account required.
· Smart Bill Payments: Effortlessly pay electricity, water, gas, and broadband bills. Set up Autopay & reminders to avoid late fees.
· Global remittances: Securely send money across borders at competitive forex rates with real-time tracking.
Investments and Loans
· Mutual Fund Hub: Manage your portfolio, start a new SIP, or explore top-rated funds directly from the app.
· Instant Loans: Apply for pre-approved Personal Loans, Car Loans, or the new Insta Home Top-Up Loan with zero paperwork.
· Smart Deposits: Open Fixed Deposits (FD) or Recurring Deposits (RD) with a single tap and view your accrued interest in real-time.
· NPS & PPF Management: Secure your retirement by managing your National Pension System (NPS) and Public Provident Fund (PPF) accounts seamlessly.
Shopping, Travel, and Lifestyle
· YONO Marketplace: Exclusive deals from India’s top brands in electronics, fashion, & home decor.
· Travel Companion: Book flights, hotels, with integrated rewards.
· Loyalty Points: Earn & redeem SBI Rewardz points across a massive catalogue of products and gift vouchers.
Security and Control
· Digital Lock/Unlock: Instantly lock or unlock your debit card, manage international usage, and set transaction limits for safety.
· Advanced Biometrics: Log in securely using FaceID or TouchID.
· 24/7 Support: Access YONO customer care directly from the app or raise complaints and track them in real-time.
More Ways to Bank
• Passbook & Statements: Access your account passbook & download transaction statements whenever you need them.
• Quick Pay: Transfer funds up to prescribed limits to beneficiaries without adding them first, making urgent payments faster and simpler.
• Service on the Go: Request cheque books, update personal details, track service requests, and access important banking services directly from the app.
• Personalised Insights: Gain a clearer understanding of your spending habits with smart analytics and recommendations designed to help you manage money better.
YONO SBI isn't just an app - it's financial freedom. From first accounts to mutual funds and deposits, one personalised journey for every Indian.
Key Technical Details
· Optimised for iOS 17.0 and above
· Available in English, Hindi & 11 more languages.
· Your financial data is protected by industry-leading end-to-end encryption.
Download the all-new YONO SBI today and discover why "You Only Need One."
To be honest, we are not entirely certain about the nature of the updates provided by the app developers. Instead of enhancing the customer experience, they have inadvertently made it more difficult. As an Indian national, I have been using this app for an extended period. After the recent update, the app failed to open for login. I attempted various solutions, including using international roaming and my Indian SIM card with internet access, but only then was the app able to function.The app was operating flawlessly last week. What is the issue of using the UAE network for internet banking? Furthermore, I believe that the app provides adequate security measures.I hope that someone reads this and takes the necessary actions to address this issue. The most challenging aspect is that parents are currently experiencing difficulties with ATM withdrawals.
Developer Response
Dear Customer, we sincerely apologize for any inconvenience. please send an email to us at appfeedback.yono@sbi.co.in mentioning your registered mobile phone number, issue in detail & screenshot of the error message (If any). Request you mention the reference number SBIAPS190525040 in the subject line. Thank you!
Way too many check points
dmso44
As a bank I agree you need to take care of security. But controlling session and not loading apps due to other apps installed I a very lame way to handle security. You need to use the right kind of products that add a good security and also handle the risk management. Remove the block of teamviewer and any desk. As a network person we sometimes need those app available on the device. Why can’t you do that check on an funds transfer level or some high value transaction? Think differently about security.
Developer Response
Dear Customer, we’re sorry to know about your experience. Thanks for your valuable feedback. We have taken your feedback as suggestion to improve our app. We will take this up with relevant team.
NRE Registration
shahir988
As a long-time user of the SBI Yono app, I am extremely disappointed with the ongoing issues related to NRE (Non-Resident External) account registration. Despite the app’s numerous updates and improvements, the inability to register or effectively manage NRE accounts has persisted for over two years, reflecting poorly on the bank’s commitment to serving its global customer base.This persistent issue significantly hinders the usability of the app for NRIs, who rely heavily on seamless banking solutions to manage their finances from abroad. The lack of resolution has led to considerable frustration, making what should be a straightforward process unnecessarily complex and time-consuming.The NRE registration problem undermines the convenience that the Yono app aims to provide, compelling many users to seek alternative banking solutions. It’s high time SBI addresses this critical flaw to restore confidence among its NRI customers and enhance the app’s overall functionality.
Developer Response
Dear Valued Customer, We acknowledge your concern and regret for the inconvenience. Currently, YONO registration is not available for International Numbers but it will work if international roaming for Indian SIM registered with Bank is enabled and having outgoing SMS facility. The facility for International SIM is expected to be available in the coming months. Meanwhile, we request to use our Online Internet Banking @ www.onlinesbi.sbi Team YONO SBI
App not working with abroad network
Pallss
To be honest, we are not entirely certain about the nature of the updates provided by the app developers. Instead of enhancing the customer experience, they have inadvertently made it more difficult. As an Indian national, I have been using this app for an extended period. After the recent update, the app failed to open for login. I attempted various solutions, including using international roaming and my Indian SIM card with internet access, but it’s still not working at all.The app was operating flawlessly last week.What is the issue of using the Europe - Georgia network for internet banking? Furthermore, I believe that the app provides adequate security measures.I hope that someone reads this and takes the necessary actions to address this issue. The most challenging aspect is that parents are currently experiencing difficulties with ATM withdrawals.
Developer Response
Dear Customer, we sincerely apologize for any inconvenience. please send an email to us at appfeedback.yono@sbi.co.in mentioning your registered mobile phone number, issue in detail & screenshot of the error message (If any). Request you mention the reference number SBIAPS260525019 in the subject line. Thank you!
New Features and Key Enhancements:
• Demand Loan against FD
• Overdraft against FD for joint customers
• Re-KYC post-login
• Manage PPF Nominee
• Conversion of BSBD Account to Savings Account and vice versa
• Rishtey – CSP account holders can link their account with family members and pass on their account benefits
• NPS account management for corporate-sector customers
• RBI Retail redirection journey at pre-login
• Overall application performance and user experience improvements
Version 2.30.01
The developer, State Bank of India, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Financial Info
Location
Contact Info
Contacts
User Content
Privacy practices may vary based, for example, on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Provider
State Bank of India
Size
235.7 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English and Hindi
Age Rating
4+
4+
This app is rated 4+ with content restrictions.
Some content may be rated higher, and may therefore be restricted and managed by the developer through in-app controls.
