Pockito: AI Expense Tracker

SMS Money Manager & Budget

Free · In-App Purchases · Designed for iPad. Not verified for macOS.

Your bank texts and Apple Pay taps log themselves once you set up a Shortcut. See what's safe to spend today, after bills and your savings goal. No bank login. Pockito is an SMS expense tracker and daily budget planner that fills itself in. No bank login. Your data is never sold. KEY FEATURES • Bank texts and Apple Pay that log themselves • Safe to spend: one daily number after bills and savings • Voice entry in English or Arabic: say what you spent, then edit it • Receipt scanner that reads every line into items with categories • Budget alerts and bill reminders before the money is gone • Bills, subscriptions and expected income in one Repeating tab • Wallet: cash, bank accounts, cards and gold, each with its own balance • An AI assistant that sets limits, adds bills and answers questions • Recaps for any week, month or dates, free for everyone • Incognito Mode: no account, and your records stay on this device LOGS ITSELF • Bank texts: when your bank texts you about a purchase, Pockito reads the message and files the expense. It knows the formats of 54 banks and wallets in 14 countries, among them CIB, National Bank of Egypt, InstaPay, Al Rajhi, SNB, Emirates NBD and HDFC, and its AI reads messages from other banks. • Apple Pay: tap at the till and the expense shows up a moment later. • Voice: tap the mic and say what you spent, in English or Arabic. • Receipts: hold the camera over one and every line becomes an item. Screenshots, PDFs and pasted text work too, and you can attach a receipt to an entry you already have. • By hand: typing an entry yourself is free, with no monthly cap. Bank texts and Apple Pay each run on a Shortcuts automation you set up once. IT LEARNS, AND IT ASKS • Fix a category once and Pockito remembers it. • Tell it which account a card belongs to, and that card's next texts go there. • Unclear messages wait in "To review" until you decide. • With Pro, rules file your bank messages for you. ASK POCKITO Type or say what you want: • "Keep eating out under 2,000 this month" sets the limit. • "Add Netflix, 120 a month" adds the bill and reminds you before it renews. • "How much went on taxis last week?" gets a straight answer. • "Am I on track for my savings goal?" checks your progress. It asks before it deletes anything, and it answers in your language. AHEAD OF YOUR BILLS • Budget alerts as you near a limit: "You're at 90% of your Food & Dining budget." • Bill reminders: "Netflix is due tomorrow." • The Repeating tab flags a free trial about to end and a subscription with no recorded spending for 60 days. • Add a warranty to a purchase and Pockito reminds you 30, 7 and 1 day before it ends. • Insights warns you early about going over budget, unusual spending or a price that went up. Free shows the top alert, Pro shows them all. SEE WHERE IT WENT • Give any category a limit in Insights and see what is left. • Pick a week, a month or your own dates for a recap. YOUR ACCOUNTS, GOLD AND NET WORTH • Wallet keeps cash, bank accounts, cards and savings, each with its own balance. • Credit cards show their limit and due date. • Add gold too. Net worth comes with Pro. YOUR DATA • Sign in to sync your devices, or use Incognito Mode with no account. • Lock the app with Face ID. • With Pro, import bank statements (CSV, Excel, PDF, OFX), export to CSV, Excel or PDF, and back up to iCloud. ALSO IN POCKITO • 23 Home Screen and Lock Screen widgets (Pro) • Shortcuts in all 24 of the app's languages, and Siri in each one Siri speaks • Full right-to-left Arabic FREE AND PRO Free: every manual entry, your full history, recaps, budget alerts and bill reminders, plus a first taste of automatic tracking, voice, scanning and AI chat. Pro: no limits on those, more accounts, categories and bills, net worth, widgets, every Insights alert, import, export and backup, and rules for bank messages. Support: support@pockitoai.app Privacy: https://pockitoai.app/privacy Terms: https://pockitoai.app/terms

  • 5.0
    out of 5
    3 Ratings

Pockito opens again on iPhones running iOS 17. FIXED FOR iOS 17 If your iPhone runs iOS 17, Pockito closed the moment you opened it. That's sorted, and adding an expense from Home works there as it should. If this happened to you, we're sorry. STREAK BADGES IN YOUR LANGUAGE When you earn a streak badge, you now see the right one, named in your language. WE READ EVERY MESSAGE Found a bug, or missing something? Message us on WhatsApp at +20 155 091 6506. A real human answers, usually within hours. Ideas and requests are welcome at support@pockitoai.app. Thank you for every review. They shape what we build next.

The developer, Mohamed Salah Shazly, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Used to Track You

    The following data may be used to track you across apps and websites owned by other companies:

    • Identifiers
  • Data Linked to You

    The following data may be collected and linked to your identity:

    • Contact Info
    • Identifiers
    • Usage Data
  • Data Not Linked to You

    The following data may be collected but it is not linked to your identity:

    • User Content
    • Diagnostics

Privacy practices may vary based, for example, on the features you use or your age. Learn More

The developer indicated that this app supports the following accessibility features. Learn More

  • Supported Features

    • Dark Interface

    • Differentiate Without Colour Alone

    • Sufficient Contrast

Provider
Mohamed Salah Shazly
Size
125.7 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
  • iPhone
    Requires iOS 17.0 or later.
  • iPad
    Requires iPadOS 17.0 or later.
  • Mac
    Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
  • Apple Vision
    Requires visionOS 1.0 or later.
Languages
English and 22 more
  • English, Arabic, Dutch, French, German, Hindi, Indonesian, Italian, Japanese, Korean, Latvian, Malay, Polish, Portuguese, Romanian, Russian, Simplified Chinese, Spanish, Thai, Traditional Chinese, Turkish, Ukrainian, Vietnamese
Age Rating
4+
In-App Purchases
Yes
  • Pockito Pro Annual AED 149.99
  • Pockito Pro Monthly AED 29.99
  • Pockito Pro Weekly AED 9.99
Copyright
© 2026 Pockito. All rights reserved.