Quick Log and Transfer Funds shortcuts, Add to Goal, money moves for assets and liabilities, split one receipt by category, more PH bank logos, and See all activity.
Take control of your personal finances with Cashtra.
Cashtra is a privacy-first expense and budget tracker for cash, cards, bank accounts, e-wallets, bills, debts, and savings goals — with no sign-up, no bank logins, and no subscriptions.
Your ledger lives on your iPhone. Log spending in seconds, plan your bills and budgets, and see your whole net worth in one place.
FEATURES
• Cash Chat: Type what you spent in your own words and Cashtra logs it. You can even set up your accounts by chatting.
• Siri & Shortcuts: Log an expense, income, or transfer, or move money between accounts, without opening the app. Great on the Action Button or Back Tap.
• Smart Safe-to-Spend: A daily allowance that adjusts to keep you on budget without stress.
• Financial Center: Budgets, recurring bills, goals, and debts in one timeline, with reminders before things are due.
• Net Worth: Track assets and liabilities. Add Money, Withdraw, or Record a Payment right from your accounts.
• Split Expenses: Split a bill with friends and track who owes what, or split one receipt across several categories.
• Savings Goals: Set target dates, watch milestone progress, and set money aside with Add to Goal.
• Credit Cards & Debt Payoff: Monitor balances, limits, utilization, installments, and loan payoff progress.
• Interactive Widgets: Check balances and log expenses from your Home Screen and Lock Screen.
• Coach Cashtra: Smarter guidance based on your own activity.
• Multi-Currency: Live exchange rates, or use your bank's own rate when it charged a different amount.
• Face ID & App Lock: Keep your budget private.
• CSV Import & Export: Bring in past transactions and export clean backups anytime.
• Translated into 70+ languages.
PRIVATE BY DESIGN
• No account sign-up required
• No bank logins or account syncing
• Your data stays on your device. Optional iCloud Sync uses your own private iCloud database and is off by default
• No ads, no tracking, and zero telemetry
Cashtra is a personal budgeting and financial tracking tool. It does not provide financial, investment, or tax advice.
Ratings & Reviews
5.0
out of 5
1 Ratings
This update brings all-in-one Quick Log and Transfer Funds Shortcuts, Add to Goal, money moves for your assets and liabilities, category splits, more bank logos, and clearer everyday logging.
• Quick Log: one shortcut for everything — Choose Expense, Income, or Transfer and log it without opening the app. Great on the Action Button or Back Tap.
• Transfer Funds shortcut — Move money between your accounts from Shortcuts or Siri, with an optional transfer fee.
• Add to Goal — Set money aside toward a goal without logging income or changing any account balance.
• Add Money, Withdraw, and Record Payment — Move money between your accounts and your assets or liabilities in one step. Your account balance and the item's value update together.
• Split by category — Save one receipt across several categories, like groceries and household items. It shows as one row, and you can open the receipt to edit or delete any piece.
• See all your account activity — Open an account or card and tap See all for its full history by month. Edit or delete transactions right there.
• More Philippine bank and e-wallet logos — MariBank, Tonik, Coins.ph, PSBank, UnionDigital, UNO, Komo, OwnBank, DiskarTech, and PalawanPay. Card text now matches the logo, and the Logo picker is A–Z.
• Remove budgets you no longer need — Remove a category's budget, or clear your whole monthly plan with Remove Plan.
• Smoother everyday logging — Use your bank's rate when it charged a different amount, see why Save is greyed out, get clearer iCloud Sync messages, and Cash Chat now keeps amounts like 12.59 as one entry.
• Refreshed welcome tour — New users get an up-to-date look at Cash Chat, Shortcuts, Net Worth, and splitting expenses.
Thanks for using Cashtra — keep the feedback coming!
Version 2.6.8
The developer, Jomari Batoctoy, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary based, for example, on the features you use or your age. Learn More
The developer indicated that this app supports the following accessibility features. Learn More