• Tags: every tag in one place under Quick links, most used first; tap one to see its transactions • Remove a tag from everything at once • Installments on a credit card are due with the card’s bill and read paid once that bill is paid • Or set an instalment plan apart, with its own dates and payments • Upcoming shows a card’s installments • Analytics: pick any start and end date from the calendar up top • Categories: switch between Expense and Income • Shortcuts: Log Expense and Log Income end on the preview’s Done • Pay a recurring bill before its day • BanKo joins the Philippine banks • Tapping a “Logged” notification opens that expense • Your iCloud copies stay yours when you reinstall Silo • Bug fixes and improvements

• People: one list of who you split bills with or owe; rename or merge anyone everywhere • Settle up with someone in one tap, even when you owe each other • People on the Bills tab • Summaries: today's spending each evening, safe to spend each morning, a weekly wrap-up • A nudge when spending runs ahead of pace • Tags in Shortcuts: pick from your own tags, several at a time • Accounts: stacked cards sit under their group's name again • Bug fixes and improvements

• Subcategories are now added. • Safe to spend from day one: set your monthly income • Log Income from Shortcuts and Siri, like Log Expense • Shortcuts as forms: Subcategory, Date, Tags, Note and a receipt photo • Apple Pay taps that log every time: turn on Allow Running When Locked • A "Logged" line after Done • Tap an account's card for its details • Faster switching between stacked and unstacked accounts • Bug fixes and improvements

• Silo in 20 languages • A receipt of your day, every night • Analytics by week, month or year, as lines you can tap • Statistics for every account • A clearer cash-flow forecast • Investments: a page per holding, with your returns • Loans with their type, rate and term • Planned expenses and shopping lists • Recurring and Debts, reorganised • Cards with your bank's logo, chip and network; customize and rearrange them • About 150 banks abroad • Check a quick log before it's saved; Apple Pay abroad in the right currency • A This Week lock-screen widget • Bug fixes and improvements

Bank alerts (Beta) just got smarter • Offers, cashback promos and announcements are skipped, so only real money movements are logged. • Logged something that wasn't a transaction? Open it and tap "This wasn't a transaction", and Silo ignores messages like it from then on. Manage what's ignored in Settings → Bank notifications. • Undo right after an alert logs something. • Set it up in one tap with the ready-made automation in Settings → Bank notifications. • "Cashed in" and "cashed out" alerts are recognised, and amounts are read more reliably. Also new • A new Other category for shops Silo hasn't seen before, counted with your Wants until you file it. • Add a photo to a wishlist item. • Repeating bills you restore from Recently Deleted, or whose account you un-archive, pick up from today. • With app lock on, notifications inside Silo wait until you unlock.

Silo 1.3 is the biggest update yet. • A new look: every screen redrawn, lighter and clearer, with Apple's Liquid Glass tab bar on iOS 26. • Bills has its own tab, and the + floats just above the tab bar. • All transactions: filter by type, category, tag and date range, tick rows to delete several at once (with Undo), and it opens faster. • Copy to iCloud: restore your records on a new iPhone or after reinstalling. • Log from your bank's alerts (Beta, iOS 27): a notification from your bank or e-wallet can log the payment by itself, read on your iPhone. • Save a fixed amount every month in Budgets, before Needs and Wants. • Split a bill with a senior or PWD discount given to the right person. • Long receipts in up to four parts, read as one, and Apple Intelligence as an optional checker (Beta). • Smarter recognition of words to shows the logo. • Each wish has its own page, and edit and delete are icons throughout. • A gentle reminder at 8:00 PM on days you haven't logged anything. • Alerts and widgets keep up with the date; a tighter app lock; many fixes. As always, everything stays on your iPhone.

- Smarter receipt scanning. Scan with the camera or pick a photo you already took. Silo reads the items, the total, and discounts like VAT, PWD, senior and service charge, so the receipt adds up. - Split a receipt by person. Assign each item to whoever had it. You can nudge friends for what they still owe. - Budget by the week or the day, and carry over what's left. - New widgets: a dashboard, Quick Add and lock-screen widgets. - Apple Pay auto-log, set up in one tap on iOS 27. - Search from Home. Find a store, a receipt item, a category or an amount. - Weekly safety copies of your data, kept on your phone. - Money in more shapes: installments, loans, refunds, foreign-currency accounts, and statement export to PDF or CSV. Fixes, including a crash when adding a debt.

Silo 1.1 is a big one. FIXED • Add debt no longer crashes. NEW • Apple Pay logging — tap to pay and the expense logs itself, through a Wallet automation you set up once in Settings. • Alerts on your phone — bills, card payments, budgets and reminders, at the time of day you pick. • Smarter receipt scanning — scans read the line items, so a receipt becomes an itemised expense you can split. • Accounts in other currencies — keep a dollar or yen account in its own currency, with its value in yours beside it. • Statements you can export — save any account as a PDF or spreadsheet for any date range. BETTER • Analytics — two rings show where your money went and where it came from, by category or by account. Tap any slice. Trends run from a week to a year. • Installments work the way your bank does them: the full amount is held against your credit limit, billed month by month, and counted as spending month by month. • Refunds give their budget the room back, and a friend's share of a split bill can land straight in your account. • Loans end when the bank says — enter your instalment and how many are left. • Amounts and trip currencies now follow the currency you chose, wherever you are.