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heap: Expense Tracker AI
Budget, Bills & Subscriptions
Only for iPhone
Free · In-App Purchases · Designed for iPhone. Not verified for macOS.
iPhone
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STOP WONDERING WHERE YOUR MONEY WENT
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heap is a personal finance app built around one simple idea: tracking money should feel fast enough to become a habit.
Add expenses, income, transfers, accounts, subscriptions, budgets, and goals in one clean place - then use AI to understand your spending without digging through spreadsheets.
[ TRACK MONEY IN SECONDS ]
Add transactions manually, with a quick keypad, or just say what happened.
heap can turn natural language or voice input into structured expenses, income, transfers, and account drafts, so you spend less time entering data and more time understanding it.
[ ASK AI ABOUT YOUR FINANCES ]
heap AI helps you work with your own financial data in plain language.
Ask questions like:
- "How much did I spend on food this month?"
- "Where did my money go last week?"
- "Create an expense for coffee yesterday."
- "How can I reduce unnecessary spending?"
Approve AI-created drafts instantly or edit them before saving.
[ SEE THE FULL PICTURE ]
Track cash, cards, bank accounts, savings, and other balances in one place.
Organize transactions by categories, labels, accounts, dates, notes, and transaction type, so your history stays clear even as it grows.
[ UNDERSTAND YOUR SPENDING ]
heap gives you visual analytics for balance trends, cash flow, spending flow, and category breakdowns.
Pick a period, compare where money comes from and where it goes, and spot patterns before they turn into problems.
[ STAY AHEAD OF SUBSCRIPTIONS ]
Manage subscriptions, recurring bills, rent, utilities, loans, and other repeating payments.
See what is upcoming, confirm paid charges, postpone payments when needed, and keep inactive subscriptions out of the way without losing history.
[ PLAN BUDGETS AND GOALS ]
Use heap to plan monthly budgets, follow spending limits, and stay focused on savings goals - whether you are building an emergency fund, saving for a trip, or preparing for a larger purchase.
[ BUILT FOR REAL DAILY USE ]
- Fast expense tracking
- Voice and text AI input
- Accounts and balances
- Categories and labels
- Transfers, income, and expenses
- Subscriptions and recurring payments
- Budgets and savings goals
- Spending analytics
- Personal and shared finances
- Local-first tracking with no required bank login
[ PRIVATE BY DESIGN ]
No complicated bank connection is required to get started.
You stay in control of what you enter, what you track, and how you organize your financial life.
Whether you need an expense tracker, budget planner, subscription tracker, spending tracker, or an AI finance assistant, heap gives you a faster and clearer way to manage money.
Download heap and take control of your finances today.
Ratings & Reviews
Thank you for choosing heap to manage your finances every day — we really appreciate it!
In this update:
∙ It’s finally here: the Apple Pay automation you’ve been waiting for
∙ Completely redesigned Subscriptions screen
∙ Improved transaction entry experience
∙ You can now change the app icon
∙ Added Home Screen widgets
∙ Improved analytics
∙ Bug fixes and performance improvements
Have any questions? Reach out to us at support@heapai.org
Subscriptions
The developer, Danylo Strelchenia, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Identifiers
- Usage Data
The developer indicated that this app supports the following accessibility features. Learn More
Information
- Provider
- Danylo Strelchenia
- Size
- 81.9 MB
- Category
- Finance
- Compatibility
Requires iOS 16.4 or later.
- iPhone
Requires iOS 16.4 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 9 more
- English, Armenian, French, German, Italian, Japanese, Portuguese, Russian, Spanish, Ukrainian
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Individual Plan Annual USD 31.99
- Pro Plan Annual USD 59.99
- Pro Plan Monthly USD 7.99
- Individual Plan Monthly USD 3.99
- Copyright
- © 2026 heap