Effective Expenses
Expense & Income Tracker
Only for iPhone
Free · In‑App Purchases
iPhone
# Expense & Income Tracking
Whether it's a cup of coffee or your monthly salary, easily log and manage expenses and income in one place.
* Recurring Transactions: Schedule recurring expenses and income so you never miss rent, subscriptions, or payday.
* Upcoming Transactions: See upcoming and scheduled transactions in one dedicated view.
* Built-in Calculator: Do quick math in the amount field when adding or editing a transaction. No app switching!
* Smart Pickers: Create or choose accounts and categories right while adding a transaction. No switching screens.
# Accounts & Categories
Organize your finance your way! Create accounts and categories and customize them with colors and emojis.
* Dedicated Views: See all your accounts and categories at a glance, separated for expenses and income, in their own dedicated views.
* Sorting: Sort categories alphabetically, by total spent, or by transaction count.
* Customization: Create new accounts or categories in seconds, with colors and emojis that fit your style.
* Categories Exclusion: Exclude specific categories from analytics for a clearer view of your spending.
# Analytics
Get simple and clear insights into where your money goes, across accounts and categories.
* Charts: See easy-to-read charts in the home view and in each account or category.
* Deep Dive: Drill into each account or category to see how your spending changes over time.
* Monthly Overview: See your total expenses and income for each month right from the home view.
# Home Screen Widgets
Add widgets to your home screen to check your spending at a glance.
* Customizable: Customize what you see: yearly, monthly or weekly totals.
* Dark Mode: Widgets support dark mode to match your device appearance.
# Fast & Intuitive Interface
Use swipe actions and context menus to edit, delete, or set defaults for accounts, categories, and transactions.
* Built-in Calculator: Do quick math in the amount field when adding or editing a transaction. No app switching!
* Smart Pickers: Create or choose accounts and categories right while adding a transaction. No switching screens.
* Unified Search: Search across all your transactions, categories, and accounts quickly and easily from a single screen.
# Unified Search
Search across all your transactions, categories, and accounts quickly and easily from a single screen.
# Settings
You don't need income tracking, accounts or you don't want to see charts? Tailor the app to fit your needs.
* Daily Reminders: Set a daily reminder to log expenses and income consistently.
* Backup & Import: Easily back up and import your data with JSON files.
# Dark Mode
Looks great day or night with full dark mode support.
# iCloud Sync
Keep your data private, safe, and up to date across all your Apple devices with iCloud sync.
# Terms of Use (EULA)
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
- Redesigned built-in calculator to match the latest iOS design
- Redesigned suggestions in the transactions form
- Added settings to customize suggestions
- Added option for recurring transactions to require user confirmation before occurrences can be created by the app
- Added new widget for savings
- Added new AppIntent to create expenses via Shortcuts
- Improved analytics UI and added new savings section
- Fixed bugs
The developer, Francesco Papagno, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Francesco Papagno
- Size
- 2.9 MB
- Category
- Finance
- Compatibility
Requires iOS 18.6 or later.
- iPhone
Requires iOS 18.6 or later.
- Languages
- English
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Yearly subscription $4.99
- Monthly subscription $0.49
- Copyright
- © 2025 Francesco Papagno