Effective Expenses
Expense & Income Tracker
Only for iPhone
Free · In‑App Purchases
iPhone
# Expense & Income Tracking
Whether it's a cup of coffee or your monthly salary, easily log and manage expenses and income in one place.
* Recurring Transactions: Schedule recurring expenses and income so you never miss rent, subscriptions, or payday.
* Upcoming Transactions: See upcoming and scheduled transactions in one dedicated view.
* Built-in Calculator: Do quick math in the amount field when adding or editing a transaction. No app switching!
* Smart Pickers: Create or choose accounts and categories right while adding a transaction. No switching screens.
# Apple Wallet Transactions
Automatically import transactions from Apple Wallet with Shortcuts automations.
* Automatically imported: After creating the automation in the Shortcuts app, Apple Wallet transactions will be automatically detected by Expenses.
* You are in control: You'll find them on the home tab and in a dedicated section where you'll be able to categorize them and confirm them.
# Accounts & Categories
Organize your finance your way! Create accounts and categories and customize them with colors and emojis.
* Dedicated Views: See all your accounts and categories at a glance, separated for expenses and income, in their own dedicated views.
* Sorting: Sort categories alphabetically, by total spent, or by transaction count.
* Customization: Create new accounts or categories in seconds, with colors and emojis that fit your style.
* Categories Exclusion: Exclude specific categories from analytics for a clearer view of your spending.
# Analytics
Get simple and clear insights into where your money goes, across accounts and categories.
* Charts: See easy-to-read charts in the home view and in each account or category.
* Deep Dive: Drill into each account or category to see how your spending changes over time.
* Monthly Overview: See your total expenses and income for each month right from the home view.
# Home Screen Widgets
Add widgets to your home screen to check your spending or savings at a glance.
* Customizable: Customize what you see: yearly, monthly or weekly totals.
* Dark Mode: Widgets support dark mode to match your device appearance.
# Fast & Intuitive Interface
Use swipe actions and context menus to edit, delete, or set defaults for accounts, categories, and transactions.
* Built-in Calculator: Do quick math in the amount field when adding or editing a transaction. No app switching!
* Smart Pickers: Create or choose accounts and categories right while adding a transaction. No switching screens.
* Unified Search: Search across all your transactions, categories, and accounts quickly and easily from a single screen.
# Unified Search
Search across all your transactions, categories, and accounts quickly and easily from a single screen.
# Settings
You don't need income tracking, accounts or you don't want to see charts? Tailor the app to fit your needs.
* Daily Reminders: Set a daily reminder to log expenses and income consistently.
* Backup & Import: Easily back up and import your data with JSON files.
# Dark Mode
Looks great day or night with full dark mode support.
# iCloud Sync
Keep your data private, safe, and up to date across all your Apple devices with iCloud sync.
* Check Sync Status: Check if the iCloud account is correctly setup and your data is being synced with a dedicated screen in the settings.
# Terms of Use (EULA)
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Added support for automated import of Apple Wallet transactions via Shortcut and App Intents
- Added new iCloud Status view with iCloud login and sync status
- Improved categories and accounts forms
- Fixed a bug which prevented editing transaction amounts
The developer, Francesco Papagno, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Francesco Papagno
- Size
- 3 MB
- Category
- Finance
- Compatibility
Requires iOS 26.0 or later.
- iPhone
Requires iOS 26.0 or later.
- iPhone
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Yearly subscription $4.99
- Monthly subscription $0.49
- Copyright
- © 2026 Francesco Papagno