- Improved cloud sync reliability for faster, more consistent data synchronization across devices - Enhanced app stability and performance - Minor bug fixes

What's New in Version 2.1 iPad Experience Reimagined Your dashboard now displays all four summary cards in a 2×2 grid, giving you a complete financial picture at a glance. Popup sheets and forms have been optimized to utilize the full iPad screen, making data entry and report viewing more comfortable than ever. Smarter Annual Reports Generate reports for individual students, multiple students, or all students combined. Each report now clearly labels whether it's a Combined, Individual, or Multi-Student report with student information prominently displayed. Enhanced PDF Exports PDF reports now include complete transaction details matching CSV exports - subcategories, notes, and all the specifics you need for comprehensive tax documentation. "Available to Withdraw" at Your Fingertips When entering 529 withdrawals, see eligible amounts broken down by term directly on the entry screen. A new Calendar Year Matching banner provides helpful context right where you need it. Faster Performance Withdrawal calculations now load concurrently instead of sequentially, dramatically reducing wait times when viewing eligible amounts across multiple terms. Dynamic Visual Theming Student and year selectors now change colors to match your active dashboard card - navy for Annual Summary, purple for Term Summary, green for Current Term. Dark mode readability has been improved throughout. Multi-Student Filtering Refined The withdrawal entry screen now properly displays only the selected student's terms and eligible amounts, ensuring clean data separation for families tracking multiple beneficiaries. Expanded Help Center Ten new FAQ entries cover 2026 K-12 expense limits, Roth IRA rollovers, professional certification expenses, room and board guidance, and more. Everything you need to understand qualified expenses in one place. Bug Fixes & Polish Corrected Calendar Year Matching information banner display Fixed text that incorrectly implied Room & Board would be pro-rated Improved button consistency (renamed "Close" to "Done" throughout) Resolved pagination overlap issues on Term Summary Thank you for using 529 Tracker. Your feedback helps us build a better app for families everywhere.

MAJOR NEW FEATURES: Multi-Student Tracking - Track expenses for multiple students independently with separate calculations for each 529 beneficiary. Includes student selector with data filtering to maintain IRS compliance by keeping each student's financial data completely separate. Historical Year Selection - View Annual Summary reports for any year from 2020 onwards, not just the current year. Includes visual indicator when viewing past years to clearly distinguish historical data. Student Name Picker - Intelligent dropdown when creating new terms that shows previously entered students and auto-populates all related information (school name, student ID, major/program) to ensure data consistency and prevent calculation errors from typos. Enhanced Withdrawal Entry - New "Available to Withdraw" section displays eligible amounts broken down by term on the withdrawal entry page, making it easier to enter accurate 529 withdrawals while maintaining calendar year compliance. Comprehensive Export Reports - PDF and CSV exports now include complete transaction details: subcategories, notes, eligible/non-eligible amounts, school billed status, and receipt information for thorough tax documentation. UI/UX IMPROVEMENTS: - Dynamic color coordination for student and year pickers across all pages - Styled picker components with colored borders for better visual hierarchy - Improved pagination and layout spacing for better readability on mobile devices - Visual notifications when viewing historical data BUG FIXES: - Fixed eligible withdrawal amount display issues on transaction entry page - Corrected calendar year matching messaging to accurately reflect IRS requirements - Updated duplicate term validation to allow same term names for different students COMPLIANCE UPDATES: Privacy Policy updated to version 1.1 (effective February 1, 2026) with in-app notification for existing users

529 Tracker is now completely free! We're offering full access to all features at no cost as we launch and grow. We'd love to hear from you—visit our support page or reach out with questions, feedback, or feature ideas.

Try 529 Tracker FREE for 7 days! Tax season is right around the corner. Start tracking your qualified education expenses now so you're ready when it's time to file. Don't leave money on the table or risk IRS penalties. New in this update: 7-day free trial now available for both monthly and annual plans Try all premium features before you commit Track expenses, store receipts, and generate tax-ready reports Full cloud sync across all your family's devices 529 Tracker is the only app built specifically to help families track qualified education expenses, manage Room & Board limits, and store receipts throughout the college years. Finally, an app that takes the guesswork out of 529 education savings — track expenses, match withdrawals, and generate tax-ready reports so you can file with confidence. Whether you're paying tuition, room and board, or buying textbooks, 529 Tracker helps you maximize every tax-free dollar. Also great for eligible K-12 education expenses!!!

Version 1.2 - Built for Tax Season This update delivers the tools families need to close out 2025 with confidence and plan ahead for 2026. Annual Summary Dashboard - See your complete 529 picture for the entire tax year on a single screen. View total eligible expenses, scholarship offsets, withdrawals made, and your net eligible withdrawal amount across all terms. The new annual view aggregates data automatically and is export-ready for tax preparation - no manual calculations required. Enhanced Calculation Engine - We identified and fixed a critical bug in excess scholarship tracking. When scholarship income designated for specific categories like Books or Supplies exceeds actual expenses in those categories, the excess is now accurately flagged as potentially taxable income. This precision helps you avoid unexpected tax liability and plan smarter withdrawals. Non-Eligible Expense Breakdown - Previously, non-eligible expenses displayed as a single total. Now every category is broken out individually so you can see exactly which expenses don't qualify for tax-free withdrawals - whether it's Room & Board amounts exceeding your school's Cost of Attendance limit or other non-qualified purchases. Dynamic Transaction Filtering - Your Recent Activity section now responds to your current view. When viewing the Annual Summary card, you'll see all transactions for that tax year. Switch to a specific term card, and the list filters to show only that term's transactions. Less scrolling, faster answers. Future Expense Planning - Enter future-dated expenses to plan your 529 strategy in advance. Budget for next semester's tuition, books, and housing costs today and watch your projections update in real-time. Future calendar years now display with appropriate "Future" badges and planning-focused metrics instead of misleading coverage warnings. Improved Alert System - Year-End 529 Alerts now fully respect your snooze preferences across the entire app. Snooze once, and the reminder stays hidden everywhere until your selected date. We also fixed text visibility in dark mode so alerts are crystal clear whether you're reviewing your account at midnight or midday. Data Integrity Protection - New validation prevents creating duplicate terms with the same season and year. This safeguard ensures every expense is applied to the correct term and eliminates confusion from accidentally duplicated data. Standardized Reporting - Consistent terminology throughout the app: Eligible Expenses, Non-Eligible Expenses, Eligible Scholarships, Non-Eligible Scholarships, and 529 Withdrawals. This unified language appears across all summary cards, calculation pages, and exported reports - PDF and CSV - for seamless tax documentation. Visual Polish - Refined card layouts with improved pagination visibility, standardized button styling, and a dynamic Add Entry button that color-matches your currently selected summary card. Small details that make the experience feel polished and intuitive. Thank you for choosing 529 Tracker. Questions or feedback? Reach us at support@charliemikestudios.com

We've made 529 Tracker even better in version 1.1: DARK MODE Full dark mode support lets you track expenses comfortably day or night. FASTER SETUP Streamlined onboarding and consolidated disclaimers get you tracking expenses in minutes. BETTER EXPERIENCE - Clearer guidance when creating your first academic term - Improved fonts and labels throughout - Fixed subscription display issue Thank you for trusting 529 Tracker to organize your education expenses and maximize your tax-free withdrawals.

Fixed a minor text issue and improved initial setup instructions.