Bug fixes

• Fixed an issue where the due-date notification wasn't being sent in some cases. • Improved notification scheduling reliability.

-Improved rating screen -Haptic feedback setting -Various minor improvements

- Modernized interface for better accessibility and VoiceOver support - Visual refinements across the app

- Fixed a region-specific disclaimer appearing for all countries

- Fixed incorrect payment due date calculation - Refunds are now deducted from category totals in analysis

New Features -Brazilian Portuguese and Japanese language support (10 languages total) -Backup now includes transaction history Fixes and Improvements -Fixed double-counting issue in debt calculation -Fixed potential data loss during concurrent saves -Carry-over expenses are now excluded from analysis charts -Fixed missing and incorrect translations across all languages -General stability improvements

Bug fixes: - Increased decimal precision for interest rates (accurate display and saving up to 10 decimal places). - Interest rate save confirmation now shows the exact entered value instead of a rounded value. - Fixed keyboard not dismissing after saving interest rate. - Added rate order validation to bulk interest rate update (low ≤ mid ≤ high). - Added 99% cap for custom commercial card interest rates.

What's New - Financial model selection: Choose between Turkey, Global, or Custom models. Each card tab can have a different model. - Simplified experience in Global mode with a single interest rate and minimum payment rate. - Carried-over balance is now visible in the expenses list for informational purposes. - Interest estimate on the statement screen: see projected interest for minimum or full payment. - Risk indicator on the cards screen to monitor your financial health at a glance. - Commercial cards now support per-card custom interest rates. - Notifications: no notification when fully paid. Optionally skip notifications when minimum payment is made. - App logo and website added to PDF documents. - Improved validation with informative guidance notes. Bug Fixes - Fixed a crash when saving commercial card interest rate. - Fixed inconsistencies in payment editing and statement payment screens. - Interest and carry-over records are now automatically removed when fully paid. - Fixed missing translations in non-Turkish languages on some screens. - Fixed a potential crash on the analysis screen. - Fixed errors in minimum payment and interest rate calculations. - General stability and security improvements. - Backup files are now accessible via the Files app. Previously, automatic backups were not visible to the user.

What's New - 6 new languages: German, French, Russian, Spanish, Chinese, and Arabic. - Set individual interest rates and minimum payment rates for each card. - Country, currency, and public holiday selection with ready-made holiday lists for 7 countries. - Statement dates falling on holidays or weekends automatically shift to the next business day. - Edit individual installment amounts after splitting. - Set your preferred notification time. - Free trial information is now displayed on the premium screen. Bug Fixes - Fixed an issue where interest calculation could be skipped in certain cases. - Fixed interest charges not being automatically applied on app launch. - PDF and statement improvements. - General performance and stability improvements.