Penvo - AI Voice Expense Log
Budget Tracker for Life & Work
Free · In‑App Purchases
Say it, done. Log expenses by voice on iPhone or Apple Watch. 13 languages, 25 currencies, shared ledgers. No bloat, no curve. A simpler, affordable way to track money.
Just say it. Penvo hears "coffee $4.50" and logs it in seconds — no typing, no friction, no reason to skip a day.
VOICE & AI ENTRY
• Speak any expense — AI catches the amount, category, and note instantly
• Snap a receipt — AI reads it and fills in the details automatically
• Log from your Apple Watch wrist widget in two taps
PERSONAL FINANCE & BUDGETING
• Daily and monthly overview with clean category breakdown
• Donut charts and trend graphs — week, month, or full year
• Multi-currency support: USD, JPY, EUR, and more
• Set a monthly budget and track progress at a glance
• Recurring expenses with reminders — subscriptions, rent, utilities
NEW: TO-DO & WISHLIST
• Smart To-Do: Keep track of financial tasks — "Pay credit card bill," "Cancel subscription," or daily errands
• Wishlist & Savings Goals: Save items you want to buy, track your progress, and move them to expenses with one tap when purchased
• Actionable Planning: Stop keeping your tasks and budgets in separate apps; manage what you owe and what you want in one place
SHARED LEDGER
• Create a shared ledger with friends, family, or roommates
• Everyone adds their own expenses — see the group total in real time
• Perfect for splitting rent, vacations, or household bills
BUSINESS MODE
Switch from personal to business with one tap:
• Today's revenue, costs, and profit at a glance
• Track receivables — log who owes you and mark when they pay
• Recurring business expenses: rent, utilities, staff, commissions
• Full transaction history grouped by day
BUILT FOR SPEED
Most people abandon expense apps because logging takes too long. Penvo's voice entry removes that friction entirely. Say it, done.
PRO
Unlock recurring reminders, trend analysis, and more with Penvo Pro. 30-day free trial. Invite a friend — when they log 20 expenses, you both earn 7 extra days of Pro. If a friend signs up for a monthly or annual subscription, you can also receive a reward of 7 or 30 days.
SECURITY
• Face ID / Touch ID lock
• Your data stays yours
Terms of Use (EULA):
https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
Ratings & Reviews
Add to-do lists and wish lists to improve app loading speed.
The developer, liu ciming, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- liu ciming
- Size
- 76.9 MB
- Category
- Finance
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPad
Requires iPadOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Apple Watch
Requires watchOS 10.0 or later.
- iPhone
- Languages
English and 13 more
- English, Dutch, French, German, Indonesian, Italian, Japanese, Korean, Norwegian Bokmål, Portuguese, Simplified Chinese, Spanish, Swedish, Traditional Chinese
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- Penvo Pro Yearly $29.99
- Penvo Pro Monthly $3.99
- Copyright
- © 2026 Liu Ciming