Your Credit Report is a document that includes your personal identity information, details of your credit cards, loans and other credit facilities, along with your payments and bounced cheques history. It is mostly used by financial institutions to assess the credit standing of an individual or company, when reviewing an application for a loan, credit card or other credit facilities. It is also used by other entities such as telecommunication, car rental and leasing, insurance and real estate companies.
Your Credit Score is a three-digit number that predicts how likely you are to make your loan and credit card payments on time. The number ranges from 300 (very high risk of default) to 900 (very low risk of default).
Your Credit Score uses an algorithm based on modern predictive analytics methodologies used by multiple credit bureaus and banks internationally. It changes according to your payment behavior, making payments on or before the due date and not bouncing cheques, reducing the number of credit cards and other credit facilities and consistently reducing outstanding balances will improve your Credit Score.
First Time Users
Step 1: Scan your Emirates ID
Step 2: Review your details and choose your password to register
Step 3: Choose your Product:
Step 4: Choose the recipients you would like to share your report with
Step 5: Complete your payment by Debit or Credit Card.
Step 6: View your Score and receive your PDF report via email within minutes.
Step 1: Login with your AECB credentials
Step2: Choose the type of report you want to buy
Step 3: Choose the recipients you would like to share your report with
Step 4Complete payment using existing card or by adding a new debit or credit card
Step 5: View your Score and receive your PDF report via email within minutes.
Help and Support:
Data Correction: We strive to ensure that data supplier to us is correct. If this is not the case, it is critical that it is corrected. To resolve inaccurate information in your report, you will need to contact your banks and financial institutions who can correct and update your records. A list of all our Data Providers contact details is available within the App.
Contact Us: We are always happy to hear your comments and suggestion. Fill in your details and let us know what you think, and our team will get back to you.
We are excited to share our completely revamped app. We have listened to customer feedback and are delighted to share with you a new design that focuses on simplicity and the ability to access and purchase your credit reports and scores in a much more intuitive manner. Some of the new features are:
- You can now save time and choose to scan your Emirates ID to register faster.
- You can now save your credit card as one-click purchasing comes as standard in this new version.
- You can choose to share your credit report with third parties as an authenticated credit report. Just enter the email address and we will do the rest.
- The app will now show your last purchased credit score in your dashboard so there is no better time to get your credit score and recall it through the app.
- All your previous purchases can now be accessed in an easier manner and right from your dashboard. Enjoy this totally revamped app and you will see more updates throughout the year.
Stay well. Stay Home. And be Credit Smart right from home.
Ratings and ReviewsSee All
Super convenient and did everything thru the app..! Reasonable price for the great service 🙏👍
So easy to use
Thank you for speeding the process
Good, not great
Please incorporate Apple Pay for your transactions. This will make it a 5 star app.
With Family Sharing set up, up to six family members can use this app.