Halfmore makes it simple for parents to open custodial Roth IRAs by turning everyday household tasks into earned income. Your child's money then grows tax-free with the power of compound interest, potentially reaching millions by retirement.
BUILD GENERATIONAL WEALTH. Just $50 a week from ages 7 to 17, at 8% growth, could exceed $1M by retirement. Proven strategies once reserved for the affluent, now available for every family.
AUTOMATED & COMPLIANT. From legal paperwork to payroll, everything is handled. Fully IRS-compliant and aligned with child labor laws.
SEAMLESS TASK TRACKING. Log tasks, set pay, and keep IRS-ready records with ease.
TAX REPORTING. W-2s and all required state wage reporting documents are automatically generated and maintained. No manual forms or expensive accountant fees.
FLEXIBLE CONTRIBUTIONS. Contribute up to $7,000 annually (2025 limit) or your child's total earned income, whichever is less.
SECURE & TRUSTED CUSTODIANS. Your child's Roth IRA is held with top institutions like Fidelity, Charles Schwab, or Vanguard. Halfmore never touches your funds - we prioritize your family's financial security.
FINANCIAL EDUCATION. Kids learn about money, work ethic, and long-term planning through real-world experience, developing valuable habits that last a lifetime.
AFFORDABLE PLANS. Save thousands vs. traditional legal and tax services.
24/7 SUPPORT. Expert help is available anytime you need it.
Halfmore turns small, consistent steps today into life-changing wealth for tomorrow.
// Currently available to U.S. citizens and permanent residents only. //
Easiest way to set your kids up to be millionaires
LKalani
The app is awesome; very user-friendly! The customer support is top notch. I hit a couple of tiny snags during the set-up phase, but after that everything else has been smooth sailing.I had been researching other options for funding my kids’ ROTH accounts before I fortuitously discovered Halfmore. I even opened 529’s for them with the sole intention of eventually converting $35k into ROTH accounts later down the road. Halfmore is a much better option. I’m so glad that I found them…and you will be too.
Set up for the future
Snapchat pan
I recently set up the Halfmore app for my kids, and it’s been a game changer! The setup was super easy, and I love how it helps teach responsibility and goal-setting in a fun, interactive way. My kids are more motivated than ever to complete tasks and save toward rewards. The app is user-friendly, and I appreciate how it keeps me involved without having to constantly remind them. Highly recommend it for any parent looking to build good habits early on!
Very impressive
_Ryan____
I’ve been using the app for almost a year. I can’t imagine how much work this would have been for me to set this up myself. The UX is great, the team is responsive, and I really like how the app integrates with external accounts I already have. This is one of the smoothest experiences I’ve had with a personal finance product and every day that I use it I feel grateful to give my daughter a gift like this. Thank you to the Halfmore team!
Setting up my kids for the future
John_V_L
When it comes to figuring this stuff out, it’s not my forte. I was able to reach out to their team for questions I had and they addressed quickly. All I need to do now is a couple of quick clicks to confirm work completed each week and pertinent information is all captured for me. Easy peasy. We are on our way to saving a little nest egg for our little kids’ futures.
- Added new features and fixed bugs!
Version 1.93
The developer, Halfmore, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Halfmore, Inc.
Size
103.2 MB
Category
Finance
Compatibility
Requires iOS 15.1 or later.
iPhone Requires iOS 15.1 or later.
iPad Requires iPadOS 15.1 or later.
iPod touch Requires iOS 15.1 or later.
Mac Requires macOS 13.0 or later and a Mac with Apple M1 chip or later.