Budgetese

Your statements, decoded

Only for iPhone

Free · Designed for iPhone. Not verified for macOS.

iPhone

Turn any bank statement PDF into a clear picture of your spending. No account, no cloud, nothing leaves your iPhone. Budgetese turns your bank statements into a clear picture of where your money goes — and does it entirely on your iPhone. Upload a statement PDF from your bank. Budgetese reads it, sorts every transaction into categories, and checks its own working against the totals printed on your statement. If the numbers don't reconcile, it tells you instead of guessing. WHAT YOU GET • Monthly view — what you spent, what came in, what's left • Automatic categorisation that learns from your corrections • Search that adds up — type a shop or a person and see the total, not just a list of rows • Insights — unusual spending, new recurring payments, how much of your income you kept • Trends — spending over time, by category, and a daily heatmap • Month-by-month breakdown per account, in or out • Recurring payments and what's still to leave this month • Duplicate detection, so importing the same statement twice doesn't double-count • Multiple accounts and currencies, never mixed together • Face ID lock, and export to CSV or PDF whenever you want PRIVATE BY DESIGN No account. No sign-up. No servers. Budgetese makes no network requests at all — your statements are read on your device and stay there. Delete the app and the data goes with it, because there was never a copy anywhere else. Works with statement PDFs from most banks. Tested against HSBC, Monzo, Barclays, American Express, Monese and HDFC.

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The developer, Harsh Kumar, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .

  • Data Not Collected

    The developer does not collect any data from this app.

    Privacy practices may vary, for example, based on the features you use or your age. Learn More

    Accessibility

    The developer has not yet indicated which accessibility features this app supports. Learn More

    Information

    Seller
    • Harsh Kumar
    Size
    • 3.6 MB
    Category
    • Finance
    Compatibility
    Requires iOS 17.0 or later.
    • iPhone
      Requires iOS 17.0 or later.
    • Mac
      Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.
    Languages
    • English
    Age Rating
    4+
    Copyright
    • © 2026 Harsh Malik
  • Privacy Policy