Buy To Let Calculator
Buy-to-Let Mortgage Calculator
Free · Designed for iPad
If you’re buying a property to let out, you’ll want to know exactly how much your monthly mortgage payments are going to cost, and how much you’re likely to be able to borrow.
Our buy-to-let mortgage calculators can crunch all the numbers on your behalf, working out how much your monthly payments will be based on the amount you want to borrow, the rate and the mortgage term you’ve chosen, as well as how much you can borrow based on the monthly rental income you
expect to receive.
Remember that the exact amount you could borrow will depend on several other factors too, such as your outgoings and the amount of deposit you have, so speak to one of our expert advisers to see exactly which deals you’ll be eligible for
.
How much your buy-to-let mortgage will cost you will depend on several
factors. The main ones are:
● Size of your deposit: The bigger deposit you can put down, the smaller the mortgage you'll need to borrow. Lenders will usually ask for 25% of the property’s value, although it can be higher
● Interest rate: You’ll only pay back the interest each month, not the full capital amount
● Loan term: You’ll pay back the full cost of the mortgage at the end of the loan term
With a buy-to-let mortgage, you’ll only usually pay the interest each month, not the full capital amount. But while this might mean your monthly repayments are cheaper than a standard residential mortgage, you’ll need to consider how you’ll repay the full cost of your mortgage debt at the end of the loan term.
You can work out what your repayments will cost you each month. This will be based on how much you’re borrowing, the interest rate and fees of your mortgage deal, and how long you’ll have to pay it off (the term).
What are the benefits of buy-to-let?
Many investors, including those from overseas, look for buy-to-let properties
in the UK. Here are some of the reasons why
Rental income
Generates a steady stream of revenue from tenants, providing a source of
passive income – although the property needs to be properly managed
Capital appreciation
Property values have increased over time in the UK. While there is no
guarantee this will continue, there could be potential for long-term capital
gains
Portfolio diversification
Owning a buy-to-let property can add diversity to your investment portfolio,
spreading risk across different asset classes
Keeps pace with inflation
Property values and rental income can potentially keep pace with inflation,
protecting your investment against eroding purchasing power
Use our Buy to Let calculator today to see a rough indication on possible solutions, you can then send us an enquiry to be matched to a panel of lenders specialising in this field by our own in house mortgage brokerage team.
Ratings & Reviews
This app hasn’t received enough ratings or reviews to display an overview.
Improved User Experience.
The developer, Mortgage Calculator, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
- Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Location
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Property Finance Choices Ltd
- Size
- 45.9 MB
- Category
- Finance
- Compatibility
Requires iOS 12.0 or later.
- iPhone
Requires iOS 12.0 or later. - iPad
Requires iPadOS 12.0 or later. - iPod touch
Requires iOS 12.0 or later. - Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.
- Languages
- English
- Age Rating
16+
- 16+
- Contains
Unrestricted Web Access
- Copyright
- © @ Property Finance Choices Ltd 2025