ChitChat: Because Money Talks
USD Cards + Global Transfers
Only for iPhone
Free
iPhone
ChitChat is an app that combines messaging with global payments so you can chat, send, and spend from anywhere in the world.
ChitChat USD Physical Debit Card
Use your card online, in-store, or at any ATM that accepts Mastercard, with no foreign exchange fees. We convert your spending at the Mastercard exchange rate, always settling at the best rate for you. It’s global, contactless, and cost-effective.
Send Money Like a Message
Whether you’re catching up with friends or supporting family abroad, you can move money instantly from within any chat.
With our built-in USD Wallet, you can:
• Transfer funds to bank accounts and mobile wallets;
• Pay online using secure virtual cards;
• Manage subscriptions effortlessly;
• Benefit from competitive exchange rates.
From anywhere in the world, you can use your ChitChat Wallet to send money to banks, cash or mobile wallets in Canada (CAD), Ghana (GHS), Japan (JPY), Malaysia (MYR), Rwanda (RWF), South Africa (ZAR), Tanzania (TZS), United Kingdom (GBP), United States of America (USD), Zambia (ZMW) and Zimbabwe (USD)
Group & Joint Wallets
Create a Group Wallet to pool funds with friends, family, or community members: ideal for saving toward shared goals like travel, events, or household projects. Everyone contributes, sees the balance, and helps decide how to spend it.
Set up a Joint Wallet with a partner or teammate to manage shared expenses like bills, trips, or business costs. Both users can access funds, track activity, and spend via linked ChitChat Debit Cards or transfers.
ChitChat brings your conversations and your financial life together in one smart platform.
You can now select which wallet is used for your card transactions, giving you full control over where funds are pulled from when you make purchases with your physical or virtual card.
This update also includes performance improvements and bug fixes to enhance your overall experience.
The developer, Zazu Africa Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- User Content
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Zazu Africa LTD
- Size
- 87.3 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Apple Vision
Requires visionOS 1.0 or later.
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © UnionFiftyfour Ltd (Union54) 2025