iPhone Screenshots


Keep control of your personal finances and enjoy an innovative experience with BAC Credomatic Mobile Banking: the best Digital Banking 2019 app in Central America according to World Finance.

Thanks to our new design you can check balances, transfer money to accounts in other banks, pay for your services and make recharges from your mobile device.


Balance inquiry:
[+] Check the balance of all your bank accounts, credit cards, savings goals, loans, pension funds and investments on one screen.
[+] Quickly access the details of your products.

Bank accounts:
[+] Consult the details and movements of your accounts.
[+] Share your account number with others easily from the "I want" menu.
[+] Use the "I want" menu for quick options.
[+] View recent debit card purchases associated with your bank account.
[+] Check the transactions that have been held.

Credit Cards:
[+] Recent transactions, and the transactions of the month (statement of the last cut) on the same screen.
[+] Payment dates.
[+] Minimum payment amount and cash.
[+] Recent purchases.
[+] Available balance for ATM withdrawals.

[+] See your card's loyalty program information, as well as your accumulated points.
[+] Pay your card with your bank accounts.
[+] Check your payments made during the day.

[+] Transfer money between your accounts or to third party BAC accounts.
[+] Make transfers to other banks either SINPE or ACH. (1)
[+] Make SINPE Mobile transfers (Costa Rica users only).
[+] Save accounts as favorites.
[+] Share the receipt by third party messaging apps (e.g. WhatsApp).
[+] Identify with the "star" icon, the destination accounts that do not require the use of double authentication.

Withdrawals without card:
[+] Withdraw money from the ATM only with the application.
[+] See the historical withdrawals and pending withdrawals.
[+] Costa Rican users can create codes to withdraw money at any Rapibac.

Saving targets:
[+] Open new accounts and create new targets (2).
[+] See the movements associated with saving.
[+] Make extraordinary savings to your BAC Targets.

[+] Manage issues related to your accounts, cards, etc., such as: claims, certification letters, points redemption, among others.
[+] See the history of requests made.

[+] Consult the total balance of personal loans, pledges, mortgages and leasing.
[+] Make your loan payments.

Pension and investment funds:
[+] Consult the balance of your pension funds. (3)
[+] Check the balance of mutual funds and certificates of deposit. (4)

Other functionalities:
[+] Activate the input function with Touch ID or Face ID.
[+] Make the approvals of your transactions.
[+] Change your Online Banking password.
[+] Check the exchange rate.
[+] Change your credit or debit card PIN.
[+] Contact us via WhatsApp with the "More" menu option.
[+] Change the language between Spanish and English.

(1): Coming soon for El Salvador.
(2): Except for El Salvador.
(3): Only for Costa Rica and Honduras.
(4): Only for Costa Rica.

Requirements for optimal operation:
[+] Banca Móvil version requires iOS 13 or higher, in lower versions correct operation is not ensured.
[+] Admission to Mobile Banking requires a username and password.

If your device has problems due to the iOS version, we suggest using the website www.sucursalelectronica.com

We are always innovating and improving. If you want to suggest improvements, write to us at bancamovil@baccredomatic.com

What’s New

Version 5.8.0

-For your security, you can now authorize or block the devices used by you to log in.
-We have renewed the Payments Lobby!
-Using the all new Locations site in the login menu, find Branches, ATMs, RapiBACs and more!
-Improvements on Goals functionality.

Ratings and Reviews

3.3 out of 5
257 Ratings

257 Ratings

Carl De Pass ,

It could be better

To start with, the application works well from time to time, but I think that the design of the app could be better, with a cleaner and more modern design and, of course, more intuitive. I also think they should add support for Apple Pay and Apple Wallet, and an app for Apple Watch.

Developer Response ,

Hola Carl,

no hemos implementado los pagos sin contacto con iPhone ya que Apple restringe el uso de su producto Apple Pay, por lo que no nos permite usar el protocolo de pago sin contacto.

Nos hemos comunicado con Apple para que evalúen la posibilidad de que podamos vincularnos a Apple Pay, pero la decisión depende por completo de ellos y de que quieran entrar al mercado centroamericano, por lo que estamos a la espera de una respuesta.

Seguiremos trabajando para mejorar su experiencia.

¡Muchas gracias! 🙂


ExpatViking@CostaRica ,

Oh no... Don’t touch what’s working!!!

I have no idea if the people who’ve designed the latest version have any idea about how things are supposed to be done. First of all, don’t touch what’s working fine if you will break it. In the latest version it’s not even possible to transfer money between accounts- not even between my OWN accounts and much less between my and CUSTOMER’s accounts. This is completely ridiculous!!!! Fix the problem or I will definitely change bank for my personal and my company accounts. You are a bunch of completely incompetent noobs!!!!!

Developer Response ,

We are very sorry for this inconvenience in our new app. 🙁

To help you better with your problem, we require you to send us a little more information, it would also help us if you could attach any image or video to the following email: bancamovil@baccredomatic.com

Thank you 🙂


Ditmark ,

Almost perfect

Almost everything I need it is available with the mobile app. From transfers, cash withdrawals, own account multi-bank tranfers.

Cardless cash withdrawals are not available for foreign nationals at the ATM. Wish BAC could do better on this front.

Besides this, app is very uselful. I almost never go to the bank teller personally. Thank you!

Developer Response ,

¡Hola Ditmark!

Nos emociona que nos haya calificado con la mejor puntuación. ¡Muchas gracias!😄


App Privacy

The developer, Bac Credomatic Network, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer's privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


BAC International Bank Inc
51.5 MB

Requires iOS 10.0 or later. Compatible with iPhone, iPad, and iPod touch.



Age Rating


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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