Invest with confidence—expert-built portfolios, guidance, and automation
Stash is the investing app that helps everyday Americans make their money work harder. Whether you're planning for retirement, building a safety net for the future, or investing for the first time, Stash combines expert-managed portfolios with powerful automation and personalized guidance to help you stay on track.
As a Registered Investment Advisor (RIA), we act in your best interest—like the financial pros wealthy people hire, but built for real working people. With Stash, you’ll invest smarter, not harder, using the same long-term strategies professionals trust.
Automated investing, managed by experts
Smart Portfolio takes the guesswork out of investing with expert advice. Stash builds and manages a diversified portfolio designed to build wealth over time. We automatically rebalance and optimize for your goals—so you can focus on living your life, not watching the markets.
Want to choose your own stocks and ETFs?
Build a portfolio that reflects your goals, values, and interests. With Stash, you get access to thousands of investments, plus tools and recommendations to help you invest with confidence—not complexity.
Set your investing on autopilot with Auto-Stash
Stash customers who invest on a schedule with Auto-Stash set aside 9x more than those who don’t.¹ Set it once, and add to your Stash in the background—no extra work needed.
Your personal Money Coach, always on
Finances can be overwhelming. Money Coach gives you fast, personalized advice tailored to your life—whether it’s understanding your next move or staying motivated toward your goals.
Turn spending into investing
Use the Stock-Back® Debit Card to earn stock with every eligible purchase—up to 3% back. It’s a simple way to build long-term wealth while buying what you need today.²
Invest in retirement
Plan ahead with a Traditional or Roth IRA. Designed for long-term growth, Stash helps you invest for a future with fewer financial worries—and potential tax advantages along the way.
Help the next generation start strong
Open a Custodial Account for a child in your life. You manage it today, they benefit tomorrow. It’s an investment in their future—and in your legacy.
Make your money work as hard as you do
With automated tools, expert support, and long-term investing guidance, Stash helps simplify the path to financial confidence.
Disclosures
¹ Based on Stash internal data as of February 29, 2024. “Set Aside” is defined as complete incoming transfers from external funding sources to Stash across all brokerage and banking accounts. This statistic does not take withdrawals into consideration.
² Limitations apply. 3% Stock-Back® rewards available only for qualified bonus merchants on Stash+. See Bonus Rewards Terms & Conditions.
Monthly Subscription Fee starts at $3/month. Ancillary fees charged by Stash and/or its custodian are not included in the subscription fee.See Advisory Agreement & Deposit Account Agreement: stsh.app/legal.
Stash Banking services provided by Stride Bank, N.A., Member FDIC. The Stash Stock-Back® Debit Mastercard® is issued by Stride Bank pursuant to license from Mastercard International. Mastercard and the circles design are registered trademarks of Mastercard International Incorporated. Investment products and services provided by Stash Investments LLC, not Stride Bank, and are Not FDIC Insured, Not Bank Guaranteed, and May Lose Value.
Investment advisory services offered by Stash Investments LLC, an SEC registered investment adviser. Investing involves risk and investments may lose value. Must be 18+ to open an account. Stash only available to US citizens, permanent residents, & select visa types.
The app functions terrifically and I never had a problem where I couldn’t log in or that I could navigate the menu. I like that I can send as low as $0.01 sent into a stock. That may be impossible to do percentage wise in M1. Some things that still need tweaking on the banking side such not being able to change the pictures of the goals and only being able to create goals. Auto stash needs the option to withdraw from the available cash in the portfolio and not just the connected banks. The ETF have memorable names and are better than remembering ticker symbols. Names like slow and steady and match the market make so much sense. These are the reason why I am giving the app 5 stars and why I still continue to pay $1 a month on stash. Unfortunately the stash retire and stash+ were not worth it in my opinion as Fidelity offers all those things but with 0 fees. Fidelity even has 0 expense ratio etfs that match the market. Does it get any better than that? I transferred my stash retire to Fidelity. There are also many other banks services offering up to 20x back that make the stock back on the stash card look ridiculous. The stash bank also doesn’t offer any APY interest nor did I see any information on how much interest apex and stash were recipient in funds ready to invest. So I consider this 0% APY. I have cash management accounts and bank accounts giving up to 4% APY. Thank you stash for starting my investment journey but I hope you continue to innovate and bring services that offer a competitive edge.
The AWESOMENESS of Stash creation and creativity
Stalx
It’s always better late than never. I know you’ve heard that saying . For me , that rings so true. Although I have only been a Stasher since last year, 2018 , being introduced to you all by my son, I cannot EVEN begin to thank you, the representatives (that have always answered my questions as well as the awesome attitude everyone has, gee you must love working there!) as well as a HUGE thank you to the founders of this incredible company. It is hard to put into words that would justify the gratefulness that I have that Stash was created . And I think I could safely say , on behalf of all 3+million Stashers , that we all agree. We are the ones that GET IT, taking the opportunity that no one else has offered. And because of the uniqueness and beauty of it all, it is really hard for the PRE Stashers to wrap their head around a simple and incredible concept. I for one , am a person that , if I believe in something, and it clicks in my brain, I don’t waste any time, I just do it. I do not procrastinate.. And after only a year, you will be able to see how happy this all makes me. So if you’re all in a meeting somewhere, all I can say is , GIVE YOURSELVES A HUGE ROUND OF APPLAUSE, and look each other in the eye and know that you have made MANY people happy, as well as ecstatic for you have found a way to fill people with HOPE in a desperately troubled world. We can only do what we can do and work only so many hours a week as humanly possible.. YOU have given us a gift. An edge to succeeding, far beyond our own capacity and a hope for the future. Thank youHazel Lee
Relative Newbie happily and easily investing money
Becca and Kids
I downloaded this app about a year ago and have accumulated a nice chunk of change in my investments without feeling like I was spending all of my money. I like how you can invest as little as you want on whatever timeframe works for you. I was able to set my preferences and then leave it alone and watch my balances go up. I have it automatically withdraw money from my bank account on pay days and it invests it for me, so I don’t forget. I’ve also taken advantage of the bank account they offer and put my weekly spending money on there so that as I am shopping, I’m buying stocks as well. I turned on the round up feature but they also give you minuscule amounts of stocks just for using your card. They have information available to help ensure you are diversifying your investments, too. This app is super easy for new investors or anyone who doesn’t have a lot of money to invest. I did get really excited about how I was finally able to build up money in some investments, that I downloaded another app that is supposed to be investing for stock bits but the other app was not as user friendly, in my opinion as I am still learning about investing. I recommend this app to all of my friends (and not just because of the referral bonus). Good luck on your investments!
Great and Easy
Razor1887
The Stash app can be appealing for several reasons: 1. **User-Friendly Interface**: Stash is designed with simplicity in mind, making it easy for beginners to start investing. Its intuitive interface helps users navigate through their investments without feeling overwhelmed. 2. **Fractional Shares**: Stash allows you to invest in fractional shares, meaning you can start investing with as little as $5. This lowers the barrier to entry, making it accessible to more people. 3. **Educational Content**: Stash offers a wealth of educational resources, including articles, videos, and tips, to help users learn about investing and personal finance. 4. **Automated Investing**: With Stash’s auto-invest features, you can set up recurring investments, making it easier to stick to your financial goals without having to manage everything manually. 5. **Diverse Investment Options**: Stash provides a range of investment options, including stocks, ETFs, and themed portfolios. This diversity allows you to build a portfolio that aligns with your personal values and financial goals. 6. **Banking Features**: Stash also offers banking services, including a debit card that gives rewards for investing, integrating your finances in one platform. These features make the Stash app a favorite for many, especially those looking to start investing with guidance and flexibility.
Squashed bugs that were impacting feature functionality, providing a better app journey.
Version 4.111.1
The developer, Stash Financial, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Contacts
User Content
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Stash Financial, Inc.
Size
166.8 MB
Category
Finance
Compatibility
Requires iOS 17.0 or later.
iPhone Requires iOS 17.0 or later.
Mac Requires macOS 14.0 or later and a Mac with Apple M1 chip or later.