- A bigger, smarter, more accessible Budget Envelopes This release is the biggest update in the app's history. New on-device Apple Intelligence in the places it matters, a completely redesigned AI chat, and a top-to-bottom rebuild for accessibility and readability. - Quick Capture with Apple Intelligence Tap the sparkle in Quick Add and just describe a transaction the way you'd say it out loud — "Spent $42 at Shell yesterday" or "Got $200 birthday gift" — and we'll fill in the amount, payee, envelope, and date for you to review before saving. All on-device. Nothing leaves your iPhone. - Scan a receipt Snap a photo and we pull the merchant, date, and total straight from the image. Privacy-safe — the OCR runs entirely on your iPhone using Apple's Vision framework. Smart envelope suggestions As you type a payee, we quietly suggest the best envelope with a confidence score. Tap to accept. We stay out of your way when we're not sure. Weekly insights A new dashboard card summarizes the week — what you spent, what changed from last week, which envelope ran hottest, one practical suggestion for next week. - Universal search A single search field across transactions, envelopes, payees, and savings goals. Reach it from the dashboard toolbar. - Undo for deletes Accidentally swiped a transaction? Tap Undo in the toast — we put it back, envelope balance and all. - Cover overdrafts in one tap When an envelope goes negative, the detail screen offers a one-tap cover from your largest-surplus envelope. - Per-envelope rollover, made visible The detail screen and envelope list now show exactly which carry-over rule is active — Roll Over, Cap At, or Zero Out. - New widget: Upcoming Bills Add it to your home or lock screen for a glanceable view of what's due in the next seven days. - Redesigned AI Budget Assistant We rebuilt the chat to feel like talking in Messages — blue bubbles for you, gray bubbles for the assistant, animated typing indicator, clean composer with voice input. - Bigger, more readable, more accessible Every screen has been rebuilt for Apple's accessibility guidelines: full Dynamic Type support all the way through the accessibility text sizes, monospaced digits in every transaction list so columns line up, full Dark Mode polish, Reduce Transparency support, WCAG AA contrast on every color chip, and VoiceOver labels throughout. The app is now noticeably easier to read for everyone — and dramatically better for users who rely on assistive technology. - Polish • Envelope cards animate when balances change, with a subtle haptic • Faster dashboard refresh on accounts with many transactions • Improved widget data accuracy Thanks for budgeting with us. If this update makes the app better for you, a quick review on the App Store really helps us out.

Savings Goals - Major Upgrade We completely redesigned Savings Goals based on your feedback! Here's everything new: • Cover Photos & Vision Board — Add a cover photo to any goal and create a vision board with up to 10 inspiration photos to keep you motivated • Auto-Contribute — Set automatic savings on a daily, weekly, bi-weekly, or monthly schedule. Contributions are added when you open the app • Reminders — Get notified when it's time to save with customizable reminder frequency and time • Milestone Celebrations — Hit 25%, 50%, 75%, or 100% and get a celebratory animation with haptic feedback • Savings Schedule — See exactly how much to save daily, weekly, bi-weekly, or monthly to reach your goal on time • Contribution Streaks — Track your saving consistency with weekly streak badges • Pin Goals — Swipe right to pin your most important goals to the top • Emoji Picker — Personalize each goal with a custom emoji • Redesigned Goal Detail — New hero section with progress ring, stat chips, contribution history with member avatars, and a sticky "Add Contribution" button that's always visible • Better Navigation — Added Done button so you can always get back from savings goals Bug Fixes & Improvements • Fixed issue where savings goals appeared to disappear for some users • Fixed AI Chat markdown rendering • Fixed income deletion issues • Improved CloudKit sync stability

Smarter Family Sync • Sync now works seamlessly with spotty internet — changes are saved locally and automatically pushed when you're back online • Faster sync for large budgets — savings goals, debts, and split rules are now batched instead of sent one at a time • The app no longer attempts unnecessary network calls when offline, saving battery life • Clear status messages tell you when you're offline and when your data was last synced Improved Reliability • Fixed a rare crash that could occur when a family member deleted shared data while you were viewing it • Dashboard, envelopes, income, reports, and other screens now gracefully handle remote changes during sync • Better conflict handling prevents sync loops when two family members edit at the same time • Failed sync operations are automatically retried when your connection is restored AI Chat Improvements • AI responses now display with proper formatting — headings, bold text, and bullet points render correctly instead of showing raw markdown Income Management • You can now swipe left on posted income entries to delete or edit them Bug Fixes & Polish • Fixed an issue where leaving a family while offline could incorrectly clear your data • Improved error messages for iCloud and network issues with clear guidance on how to resolve them • Dashboard refreshes efficiently after sync updates instead of reloading everything

Debt Free App Integration Seamlessly connect with our companion app, Debt Free, to see your debt payoff progress right on your Budget Envelopes dashboard. Track balances, payments, and progress across both apps with iCloud sync. Multi-Currency Support Your preferred currency now applies everywhere — dashboard, envelopes, debts, goals, accounts, and reports. Set it once in Settings, see it everywhere. Improved Readability Enhanced text contrast, font sizes, and visual hierarchy across the app for a cleaner, easier-to-read experience. Dashboard Polish Refreshed spending charts, bolder category labels, and a streamlined layout for budget summaries and recent transactions. Bug Fixes • Fixed Priority Support email formatting • Improved Premium features screen layout • General stability and performance improvements

New Premium Tab Access all premium features from a dedicated tab — no more hunting through menus. Explore AI insights, spending alerts, family sharing, and more in one place. Faster Onboarding Get started in under a minute. Pick a budget template, set your income, and you're ready to go — no complicated setup steps. 8 New Budget Templates Choose from Newlyweds, New Parents, College Student, Single Parent, Holiday Season, Back to School, Save for a House, and Debt-Free Living. Free users get 5 templates to start. Redesigned Screens Refreshed Dashboard, Envelopes, Income, and Reports views for a cleaner, easier-to-use experience. Other Improvements • Pro Yearly plan now shown first with Best Value pricing • Settings accessible via gear icon on Dashboard • Getting Started guide available from the help button • Bug fixes and performance improvements

• Improved stability of the Dashboard, Envelopes, and Recent Transactions views during data change • Fixed a crash in the spending chart when all envelopes are removed

- optimized layouts on iPad - minor bug fixes and enhancements

- Added premium link in dashboard for subscribed users - Added support email in Settings - Added options to manage and restore subscription - Other miinor bug fixes and engancements

PRO UPGRADE NOW AVAILABLE Unlock powerful premium features to take your budget to the next level ADVANCED REPORTS AND INSIGHTS - Visual spending trends with interactive charts - Category breakdowns and comparisons - Monthly and yearly financial summaries - Export reports to PDF and CSV BANK ACCOUNT INTEGRATION - Connect unlimited bank accounts - Automatic transaction imports - Real time balance syncing - Multi account management SMART BUDGETING TOOLS - Recurring transaction automation - Custom transaction rules - Advanced envelope categorization - Budget rollover and forecasting FAMILY SHARING - Share budgets with family members - Collaborative envelope management - Individual spending tracking - Secure multi user access PREMIUM CUSTOMIZATION - Custom categories and icons - Personalized budget themes - Advanced sorting and filters - Priority customer support CLOUD SYNC AND BACKUP - Automatic iCloud backup - Sync across all your devices - Secure encrypted storage - Never lose your data Bug fixes and performance improvements

- Enhanced Income and Envelopes screens for better readability on all devices - Fixed Help navigation, Settings labels, and UI refinements

Readability Improvements • Significantly larger text throughout Income and Envelopes screens • 25-50% bigger fonts for amounts, percentages, and labels • Better contrast and bolder text for easier reading • Improved spacing for a cleaner, less cramped interface iCloud Sync • "Refresh Status" and "Force Sync Now" buttons are fully functional • Live progress indicators show exactly what's happening • Real CloudKit sync with visual feedback and success confirmation Bug Fixes • Fixed income transaction filtering • Improved database query performance • Enhanced app stability