FinCalc
Loans, retirement & TVM
Free · In‑App Purchases
Save scenarios, compare plans, explore charts, and get private on-device insights offline. One-time Pro unlocks unlimited scenarios, compare, PDF export, and insights.
FinCalc is a premium, fully offline suite of financial calculators for iPhone and iPad.
Plan with clarity: save named scenarios, compare strategies side by side, explore interactive charts, model extra payments, and share polished PDF summaries. Optional on-device AI insights (Apple Intelligence) explain results in plain language — privately, on your device, never as financial advice.
KEY FEATURES
• Saved scenarios & comparison — name, revisit, and compare plans
• Car & home loans — repayments, amortization, interactive balance charts
• Extra-payment what-ifs — see interest saved and months cut
• Retirement savings — real/nominal planning with growth assumptions
• Living annuity — deterministic and stochastic longevity bands
• TVM calculator — solve for N, I, PV, PMT, or FV
• Home Screen widgets & Shortcuts — glanceable loan and retirement status
• Share & PDF export — send a clean summary when you need it
• TipKit guidance & accessible controls — Dynamic Type and VoiceOver friendly
• Localized — English, German, French, Spanish, Brazilian Portuguese
FINCALC PRO (optional one-time unlock)
Free FinCalc stays fully useful: all calculators, charts, extra-payment what-ifs, last-session persistence, TipKit, widgets, and one on-device insight teaser per session. FinCalc Pro is a one-time purchase (not a subscription) that unlocks unlimited saved scenarios, scenario compare, PDF export, and unlimited on-device insights.
HOW IT WORKS
1. Pick a calculator from the dashboard.
2. Dial values with precision sliders or tap to type exact amounts.
3. Save scenarios, scrub charts, and compare alternatives.
4. Optionally ask for an on-device explanation on supported devices.
Fully offline. No accounts. No tracking. Currency-agnostic for international use.
Disclaimer: Results are educational estimates based on your inputs. FinCalc is not financial advice. Consult a qualified adviser for important decisions.
Ratings & Reviews
FinCalc Intelligence is here — a full redesign of your finance toolkit.
• Premium SwiftUI design with hero results and interactive charts
• Save, name, and compare scenarios side by side
• Extra-payment what-ifs for loans
• Retirement & living-annuity projections, including stochastic bands
• Home Screen widgets and Shortcuts
• Share clean summaries and PDFs
• Optional private on-device AI explanations (Apple Intelligence)
• Localized in English, German, French, Spanish, and Brazilian Portuguese
• Fully offline — no accounts, no tracking
Educational estimates only — not financial advice.
The developer, Joao Frasco, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Joao Frasco
- Size
- 6.5 MB
- Category
- Finance
- Compatibility
Requires iOS 27.0 or later.
- iPhone
Requires iOS 27.0 or later. - iPad
Requires iPadOS 27.0 or later.
- iPhone
- Languages
English and 4 more
- English, French, German, Portuguese, Spanish
- Age Rating
4+
- 4+
- In-App Purchases
Yes
- FinCalc Pro $7.99
- Copyright
- © 2026 Joao Frasco
