- Flexible funding from a credit card, debit card, or bank account.
- No credit check – verified ID is all it takes.
- Issue cards quickly to employees or subcontractors.
- 5% discount on every purchase. - approval if you meet identification criteria
- Discount applied as a statement credit.

Lowe’s PreLoad is a mobile-based, real-time expense management solution that simplifies how you manage your cash flow and makes the expense reporting process easy. The Lowe's PreLoad app is the companion application for the Lowe's Preload Discover® prepaid card. It is a no cost, prepaid card solution for Pro customers.

Lowe's PreLoad brings cutting-edge technology to businesses to continue to compete in today's market by reducing cost and improving productivity for you and your employees.

What’s New

Version 1.98.59

Just text change in the description for a disclaimer "Approval if you meet identification criteria." And bug fixes.

Ratings and Reviews

1.9 out of 5
39 Ratings

39 Ratings

bbbwinter ,

Don’t use! Disappointed in Lowe’s

Horrible app no customer support from app developers or Lowe’s. Added money to use with my business and account was “suspended” within 2 days before I was even able to purchase on my new account. Lowe’s has been zero help and just refer you to the app developer who you cannot get any help from. Can’t say enough about how bad this app and service of Lowe’s has been. Save yourself and don’t use a Lowe’s preload card.

Robert Conrad ,

Good idea. Needs more communications to employees

I’ve had it for a few months and I use the barcode on my phone, but I have to explain to your associates how to take my barcode on my phone at your store in Greenville. I’ve even had a cashier in Sulphur Springs refuse to take it as her store manager told them they don’t take credit cards on phones. Fortunately another manager I guess realizing it was a preload account took the card over her objections. Like I said best idea, but the rollout has a lot to be desired.

Fittee Cent ,

Buggy as a dead opossum

I have had this app for over a year and while the 5% back has been very helpful, the app itself has caused me an unbelievable amount of frustration and time. It crashes frequently and the support is very spotty. Tech support usually asks me to delete my credit card then re enter it, or delete the app and re install it. Neither sounds like a reliable solution. Big waste of time for 5%.

App Privacy

The developer, Karmic Labs, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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