UFO (Universal Financial Organizer) – Your digital assistant, free and ad-free.
· All your finances in one place – a complete overview of your financial situation.
· Track expenses and commitments with ease.
· Clear overview of your investments.
· Manage documents and insurance claims.
· Easy and direct contact with your agent.
· Security without compromise, with strong protection of your personal data.
· All your loyalty cards in one place.
Take control of your finances – download UFO.
more - Loyalty cards even without signing in – they work offline too
- A clearer list of partner merchants
- More accurate loan balance calculation after entering a payment
- Improved performance and stability
- Optimizations that enhance app reliability
3.2.7 May 13
- Automatic setup of your advisor
- Improved branch sorting for better clarity
- More reliable data synchronization
- Minor improvements for better app clarity
- Optimizations enhancing app reliability
3.2.6 Apr 21
- Automatic setup of your advisor
- Improved branch sorting for better clarity
- More reliable data synchronization
- Minor improvements for better app clarity
- Optimizations enhancing app reliability
3.2.5 Apr 20
- Optimization of contract display between linked accounts
- Simplified registration using social networks
- Simplified process of concluding the 2nd pillar in the application
- Removal of duplicate display of personal documents
- Formal adjustments and translations
- Optimizations improving application reliability
3.2.4 Mar 12
- Acceleration of app login – shorter time needed to access your finances
- Simpler verification via SMS – option to copy the code (Android) and automatic autofill (iOS)
- Faster app pairing – now with just one button
- Improved clarity of the registration process thanks to the translation of an English message
- Optimizations increasing the app’s reliability
3.2.3 Feb 13
- safer registration with email and phone number verification
- improved protection against creating duplicate accounts
- identity verification before each II. pillar self-service process
- updated application description in app stores
- optimizations increasing application reliability
- EIC error message fix
3.2.2 Feb 3
- safer registration with email and phone number verification
- improved protection against creating duplicate accounts
- identity verification before each II. pillar self-service process
- updated application description in app stores
- optimizations increasing application reliability
3.2.1 Jan 22
New functionality – Complete overview of assets, liabilities, and recurring payments.
3.2.0 09/19/2025
Integration of INVESTIKA into the UFO – SK Investments module
Implementation of marketing consents for Kooperativa 2nd pillar
Optimization of news display
Update of the application to the latest operating system version
3.1.16 08/14/2025
- Enabled access to UFO functionalities for a selected specific client
- Improved login, profile photo management, and investment handling
- Intuitive way to delete notifications
- Security patches and protection against attacks
3.1.15 06/16/2025
1. Addition of charts in investment accounts
2. Improvement of automatic logout
3. Display of documentation and relevant information for the Mediated Loan through online protocols
3.1.14 03/14/2025
- investment graphs of the evaluation of total assets
- possibility of naming EIC accounts directly in UFO
- valuation adjustments taking into account fees
- consideration of deposits and withdrawals on canceled accounts (except transfers)
- display of more account information
- adjustment of the display of accounts in the case of linked contacts
- changing the style of graphs
3.1.13 12/18/2024
- IAD contracts signing
- The Investments module expanded to display deposits and withdrawals
- Online services order changed
3.1.12 10/30/2024
Addition of a button for pairing with the client's card
3.1.11 09/01/2024
- Addition of names for Protocol attachments
- Investment improvements - consideration of blocked funds in account value and chart for multiple transactions per day
- Color optimizations in light mode
- Improvement of custom contract editing
3.1.10 08/27/2024
- automatic processing of color schemes by broker
- info popups in the event of a breakdown of partner services
- enhancement regarding registration, login, synchronization and administration
3.1.9 06/06/2024
- changed logos of insurance companies
- adjustments for new broker pools
- improvements to the self-negotiation protocol for II. pillar
- sorting of documents according to the date of creation
3.1.8 05/02/2024
services improvements
3.1.7 03/22/2024
form for pension savings by Kooperativa DSS
improved checking for phone number format at registration
3.1.6 03/13/2024
- Alphabetical arrangement of partners
- Optimizing contract synchronization
- Supplementing the information of brokers
3.1.5 01/22/2024
1. Refinement of deposits for investments by taking into account the reference currency when transferring funds within the account
2. Displaying an information message in the event of an outage of the partner investment company's services
3.1.4 12/19/2023
- Selection improvements - client, car in online services
- Securing the current value of deposits of EIC investments during the day
3.1.3 11/14/2023
- negative portfolio values fix
- optimization of client selection
3.1.2 08/25/2023
- change of algorithms for stocks transfers
- visual changes after rebranding
3.1.1 07/14/2023
- Displaying investment accounts and strategies
- Rebranding, Universal Financial Organizer
3.1.0 07/01/2023
- Loyalty cards even without signing in – they work offline too
- A clearer list of partner merchants
- More accurate loan balance calculation after entering a payment
- Improved performance and stability
- Optimizations that enhance app reliability
more Version 3.2.7 May 13
Data Linked to You The following data may be collected and linked to your identity:
Contact Info User Content Identifiers