Money Conversations are now complete. You can now use Ask for Loan alongside Follow-Up and Repayment Update — covering the full cycle of real-life money communication. Whether you need to borrow, check in, or share your repayment plan, YouOweMe writes the right message based on your balances and history. Clear numbers. Clear words. No awkwardness.

Fixed weekly recap classification for repayments/recoveries.

This update makes it easier to stay on top of shared money — without stress or second-guessing. • Professional PDF statements Generate clean, well-structured PDF statements you can share with confidence. Ideal for small businesses, freelancers, and anyone who needs a clear, professional record. • Gentle progress feedback You’ll now see subtle confirmations and progress updates as you track money, recover payments, or keep things up to date. These are designed to help you feel more in control and make it easier to come back and keep things clear. As always, the goal is simple: fewer awkward moments, more clarity, and better money relationships.

This update focuses on smoother everyday use. • Improved currency handling for existing accounts • Your name is saved after first use to avoid repeated prompts • Clearer progress feedback and general refinements Thanks for tracking with You Owe Me.

Improved borrower screen experience • Quick actions are now clearer and easier to use • Create reminders directly from the borrower screen • Renamed buttons for better clarity and faster navigation • Minor interface improvements for a smoother experience

New: Balance reminders You can now create reminders directly from a borrower’s balance. Whether you’re waiting to get paid or planning to pay someone back later, you can set a reminder based on the current balance — so you don’t forget what matters. No manual typing, no guessing — just pick the balance and we’ll take care of the rest.

Stability improvements and internal optimizations

Added improved VoiceOver accessibility across the app. Includes stability fixes and small usability improvements.

Introducing Repayment Updates. When you owe someone money, communication matters just as much as tracking the balance. You can now use AI to write clear, honest repayment updates that explain where things stand and what to expect next. Designed to reduce stress, avoid misunderstandings, and keep trust intact.

Continued data safety and stability improvements We’ve made further behind-the-scenes enhancements to strengthen data consistency and reliability, especially during syncing and account changes. This update continues our commitment to keeping your records safe and stable across devices.

Improved data safety and reliability This update significantly improves how your data is loaded, restored, and protected — especially after reinstalling the app or switching devices. We’ve made behind-the-scenes improvements to ensure your records stay safe, consistent, and available when you need them.

Stability improvements.

This update includes stability improvements, bug fixes, and minor UX refinements.

This update introduces support for redeem codes, allowing you to unlock special features or offers when available. We’ve also added support for the Bangladeshi Taka (BDT), making it easier to track loans and balances in more local currencies. As always, this update includes stability improvements to keep your data safe and the app running smoothly.

Bug fixes and stability improvements.

• Powerful new bill-splitting tools You can now split any amount between two or more people — equally or in fully custom proportions. Use the new interactive adjustment screen to fine-tune the ratio visually, or switch to manual mode for precise control. • One-tap shareable statements You can now send a clean, read-only statement link showing the full history and balance between you and a friend. It’s fast, simple, and works even if the other person doesn’t have the app. • Smoother, clearer onboarding New users now receive a more intuitive introduction to the app, making first-time setup and key features easier to understand.

Introducing interest on loans — finally! Add interest to any entry and watch your balance update automatically as time goes by. No calculations, no spreadsheets, just a smarter and more accurate way to track what’s really owed.

We’ve made everything feel smoother. Creating entries is now instant for cloud users, and you can send follow-ups even faster — right from the borrower screen.

Updated App Store screenshots for a clearer explanation of the key features that make tracking personal debts fast and effortless.

The AI Follow-Up feature just got better — cleaner UI, faster responses, and added stability for a seamless experience when asking for your money back.

Introducing AI-generated follow-ups and summaries! Now you can choose the tone and scope of your message, and let the app create a clear, polite reminder for anyone who owes you money. Each message comes with a shareable summary page that includes all the details. This feature helps you save time and avoid unnecessary stress—making money reminders simple, respectful, and effective.

We’ve reorganized the interface to make navigation more intuitive. The new tab bar provides quicker access to key sections like Reminders and Statistics. Overall layout and screen flow have been refined for a smoother experience.

Meet the fastest way to add entries yet — with your voice. Simply describe what happened — who, how much, what for, and when — and the app will instantly understand and fill in all the details for you. No need to search for borrowers or type anything manually. Just speak naturally, and everything is taken care of. This update introduces our new AI-powered Voice Input feature, making adding entries effortless, faster, and more intuitive than ever.

Bug fixes and performance enhancements to ensure the best experience.

We’ve squashed a few bugs and made some small optimizations for a better overall experience.