Smart Money Check-Ins are here. YouOweMe can now help you know when to reach out about money, not just what to say. Using your balance history, repayment progress, reminders, and timing, the app can suggest when it makes sense to follow up or send a repayment update — before things get awkward. Because money between people affects relationships, this update is designed to help keep communication clear, respectful, and less stressful for both sides.

We’re continuing to make the app better and better. In this release, we added several user experience improvements and squashed a few bugs to make everything feel smoother and more reliable.

UI and performance improvements across the app, including a smoother and more polished experience in key screens.

We’re continuing to refine the app and make everyday tracking feel smoother and more intuitive. In this update, we focused on user experience improvements across the app, including a refreshed entry screen and a more polished overall flow.

New: Balance Details. You can now open a detailed view of your total balance, see a breakdown by currency, and export all borrowers into one PDF. This update also includes UI and readability improvements.

Recurring entries are now much more flexible: choose daily, weekly, monthly, or yearly repeats, set custom intervals, pick weekday/month day, and add an optional end date. The start screen now features a redesigned borrower card deck with smooth interactions and animations for a more engaging, enjoyable experience.

• You can now archive old entries to keep your history clean and focused. • Added a new weekly interest option. • Bug fixes and UI improvements for a smoother experience. Thanks for using You Owe Me!

Visual polish and performance improvements across the app. This update focuses on smoother interactions, refined animations, and stability fixes to keep everything fast and reliable.

Money Conversations are now complete. You can now use Ask for Loan alongside Follow-Up and Repayment Update — covering the full cycle of real-life money communication. Whether you need to borrow, check in, or share your repayment plan, YouOweMe writes the right message based on your balances and history. Clear numbers. Clear words. No awkwardness.

Fixed weekly recap classification for repayments/recoveries.

This update makes it easier to stay on top of shared money — without stress or second-guessing. • Professional PDF statements Generate clean, well-structured PDF statements you can share with confidence. Ideal for small businesses, freelancers, and anyone who needs a clear, professional record. • Gentle progress feedback You’ll now see subtle confirmations and progress updates as you track money, recover payments, or keep things up to date. These are designed to help you feel more in control and make it easier to come back and keep things clear. As always, the goal is simple: fewer awkward moments, more clarity, and better money relationships.

This update focuses on smoother everyday use. • Improved currency handling for existing accounts • Your name is saved after first use to avoid repeated prompts • Clearer progress feedback and general refinements Thanks for tracking with You Owe Me.

Improved borrower screen experience • Quick actions are now clearer and easier to use • Create reminders directly from the borrower screen • Renamed buttons for better clarity and faster navigation • Minor interface improvements for a smoother experience

New: Balance reminders You can now create reminders directly from a borrower’s balance. Whether you’re waiting to get paid or planning to pay someone back later, you can set a reminder based on the current balance — so you don’t forget what matters. No manual typing, no guessing — just pick the balance and we’ll take care of the rest.

Stability improvements and internal optimizations

Added improved VoiceOver accessibility across the app. Includes stability fixes and small usability improvements.

Introducing Repayment Updates. When you owe someone money, communication matters just as much as tracking the balance. You can now use AI to write clear, honest repayment updates that explain where things stand and what to expect next. Designed to reduce stress, avoid misunderstandings, and keep trust intact.

Continued data safety and stability improvements We’ve made further behind-the-scenes enhancements to strengthen data consistency and reliability, especially during syncing and account changes. This update continues our commitment to keeping your records safe and stable across devices.

Improved data safety and reliability This update significantly improves how your data is loaded, restored, and protected — especially after reinstalling the app or switching devices. We’ve made behind-the-scenes improvements to ensure your records stay safe, consistent, and available when you need them.

Stability improvements.

This update includes stability improvements, bug fixes, and minor UX refinements.

This update introduces support for redeem codes, allowing you to unlock special features or offers when available. We’ve also added support for the Bangladeshi Taka (BDT), making it easier to track loans and balances in more local currencies. As always, this update includes stability improvements to keep your data safe and the app running smoothly.

Bug fixes and stability improvements.

• Powerful new bill-splitting tools You can now split any amount between two or more people — equally or in fully custom proportions. Use the new interactive adjustment screen to fine-tune the ratio visually, or switch to manual mode for precise control. • One-tap shareable statements You can now send a clean, read-only statement link showing the full history and balance between you and a friend. It’s fast, simple, and works even if the other person doesn’t have the app. • Smoother, clearer onboarding New users now receive a more intuitive introduction to the app, making first-time setup and key features easier to understand.

Introducing interest on loans — finally! Add interest to any entry and watch your balance update automatically as time goes by. No calculations, no spreadsheets, just a smarter and more accurate way to track what’s really owed.