I’ve been using this app since 2000 something. As getting use, it gets more smart and easier to use. Since last year I’m using iPhone X purchased in the US working. After installing, it appears in English even though it’s Citibank Korea. However, it shows a nice brief summary on my all deposit accounts including credit card, loan etc. Also whenever I pay something by credit cards, it provides a simple and safe transaction way without any personal, full card number information. Just input your own password, easy going transaction. These are pros. The only one cons is that a transaction record showed different wording even at the same shop. It was a transaction at starbucks, some record showed ‘STARBUCKS COFFE’, but some record showed ‘SHUTABEOGSHUKOP’! It was a little bit weird, but could recognize starbucks that I transacted. That’s not a big issue, I guess Citibank Korea will correct someday. Overall I feel satisfaction on this app.

Easy and quick access to everything. This app makes what can be a struggle as easy as couple buttons. From credit card to financing, it really is attaining all the functions you could ask for.

This newest version of the app is practically useless to me. The only way to log in now is the old ID-plus-password combination, even though I’m in Korea and have a phone number in my name. Non-Korean names have to be spelled out completely as shown on one’s ID card to use other, more modern login methods, but not enough space is given to do so. I can no longer get the “copy certificate” function to work properly, either. In addition, with the old login method, I have to change the default language every time I log in. The settings show English as the default, yet Korean is displayed with every login now.

The previous version also had a nice and smooth functions, however, the total design and UI was quite a horror. It's much better now and I have no complain with anything.