+ A tune under the hood for a bit more horsepower. Everything you need for a high performance experience. Lucky this thing doesn’t run on petrol.

+ When you're sending a payment over $30K, we'll now give you a heads up that it'll be sent via bank transfer instead of Osko. Same as before, just clearer expectations. + Direct Debit references are now visible in-app, so you can see exactly what a payment is for without playing detective. + We've made a few small tweaks to Saver progress to make tracking your goals feel a little bit smoother.

+ Statistically, nobody reads these. So between you and me, the balance on the Payments tab was never aligned with the balance on the Savers tab. It was causing some eye-twitches on our design team, so we’ve fixed that now.

+ Ever found yourself squinting at the receipt you uploaded through Notes & Attachments because it’s tiny? Us too. Now you can zoom in. Brilliant, we know. Tell your optometrist we said you’re welcome. + What’s better than two ‘Next’ buttons in the transfer screen? One; because that's all you needed anyway. Enjoy the extra breathing room.

+ Rejected, reversed or returned payments from Savers are now easier to spot in your Activity feed. Right on. + We’ve sprinkled some magic on the Saver emoji selector. Create a new Saver now and see for yourself.

+ You can now add custom icons to your Tags. Choose from 130+ new Tag icons hand-drawn by our in-house art department. Organise your money responsibly. Decorate it irresponsibly. + Missed the undo button after making a transfer? Tap into the transfer receipt from your Activity feed and you’ll now see an “Undo this transfer” button for 5 minutes after making a transfer. Crisis averted.

+ Welcome to 2026. Confetti's gone, the dev team's no longer powered by leftovers, and we've started the year with a fresh polish. + Minimalism's cool, but invisible was pushing it. Your Up widgets now show properly in Tinted and Clear home screen modes.

+ PayID is now available for 2Up, giving you and your Player 2 a quicker way to get paid as a team. Toggle it on via the Up tab > Payment Settings. + Slice 2Up purchases straight into a Group and keep tabs with ease. Settlements for shared purchases will land straight back in your 2Up spending account. + UpYear has landed! Your 2025 money story is ready to be told. UpYear pulls together how you saved, spent, shared and shopped this year and brings it to life in a personalised highlight reel. Check it out in-app today.

+ The velvet rope is down. Auto Covers are now available for every Upsider. Set up rules to automatically cover specific purchases from your Savers, and we’ll handle the moves in the background. + We’ve updated Hi—Fi with new tracks to help you get in the zone and reflect on your financial wellbeing. + Turns out ‘All Tags’ was more like ‘Some Tags’. It’s fixed now.

+ 2Up is levelling up, and there’s plenty more where that came from. + You can now Slice things you’ve paid for with your 2Up card. It works just like regular Slices. If you’re paying for both of you, just switch it to “pays for 2” and you’re set. + When you send a payment request, you can now have the money land straight in your 2Up instead of your personal account.

+ Had some trouble reaching out to your nominated mate to unlock a Saver? That's now sorted, and you're all clear to send requests again.

+ This fortnight’s cut and polish came with a fine-tooth comb as we gear up for some big things in the pipes for the rest of the year.

+ We’ve introduced a new, multi-functional Action button. It’s juicy, it’s orange, and you’ll find it at the bottom of every tab. Each tab has its own Action button, complete with built-in actions tailored to where you are in the app. Tap it to see what it can do. More accoutrements than a Swiss Army knife. + Automated tagging with a personal touch: Up High Early Access members can now create Auto Tag rules for contacts. Set it once, and all future payments to that contact will be tagged automatically. + Monster storm clouds are about to burst over The Upside, and the forecast says this is no ordinary downpour. Don’t say we didn’t warn you.

+ We've tightened a few bolts and smoothed out the ride, all in preparation for some very exciting things just ahead. Watch this space.

+ We love a good triangle (as most squares do), but we decided to circle back with some sandpaper and smooth out a few sharper corners for a better app experience. A well-rounded update, you might say.

+ We spotted a few loose threads, and tidied them up so nothing's left snagging your attention.

+ Now you can manually create custom expenses and slice them into Groups—just like any other purchase. Handy if you’ve paid with cash, another bank card, a credit card, or even tapped your 2Up card by mistake. + We’ve made a few tweaks in the app to make room for the new Explore Page—your hub for all things perks and promotions. You’ll find it in the far-left tab of the top-level navigation menu (where Hi–Fi used to sit). Hi—Fi has a new home under the Products section of the Up tab.

+ Your mates on Up now get more breathing room, and you get more time to give them a nudge. Slices will now hang around for 28 days before expiring. Perfect for that mate who’s always ‘getting around to it’. + We’ve freshened up Pay Splitting with a new coat of paint. It’s just as powerful, even more satisfying, and a bit easier on the eyes.

+ Auto Tags for Up High: Take the manual faff out of tagging. Set up rules based on merchant or category, and we’ll automatically apply Tags to future matching transactions for you. Apply multiple Tags for clearer insights, and manage everything from Insights, your hub for automating and customising Tags. + Groups: Reminders are in. We’ll now remind invitees and group members who are yet to Settle Up after a few days, to keep things moving. + You can now rename and delete Tags from the Tag screen. Tag, you’re it!

+ Totally Tags: Now you can see the total amount you've spent on a tag during any given Insights period. Use Tags to track exactly where your money's going.

+ New in Groups: You can now cancel a settlement if no one’s paid yet, and re-invite anyone who left, declined, or got the boot. Small tweaks to make Groups smoother—so the banter stays focussed on the fun stuff.

+ Minor app fix. You probably won’t notice anything, but we’ll sleep better.

+ Accidentally created a tag for “Cofee” instead of “Coffee”? Again? Same. Now you can delete tags instantly with just a tap, and pretend it never happened.

+ Introducing Groups: A new way to share expenses with your mates on Up. Slice expenses with a group of up to 10 mates, track who owes what, and stay connected with Groups chat. When everyone's ready, Settle Up in one easy payment. Bring your money and mates into one place—perfect for any and all shared money moments. + You can now use iOS Shortcuts to view all your balances in different currencies—powered by the same data behind Travel Mode. Handy for travel, budgeting or exchange rate tracking, it lets you view Savers in a foreign currency, automate daily transfers, convert manual expenses or set alerts when rates hit your sweet spot.

+ Tags have had a glow-up. We've given the Tags interface a full refresh—sleeker, snappier and easier to manage. It’s now as crisp as a current Melbourne morning. And this is only the beginning... more improvements coming your way soon. + Essentials, now on your home screen and your wrist. Widgets and Apple Watch complications now support Essentials, so you can keep an even closer eye on your spending. Want to micro-manage your cards from your wrist too? Go for it. We're not judging—just making it possible.