When Can I Retire

Name: When Can I Retire
Rating: 3.7 (62 reviews)
Author: Grow Nest Egg, LLC

Retirement Age Calculator

Free · In‑App Purchases · Designed for iPad. Not verified for macOS.

62 Ratings
Age Rating

4+
Years
Category

Finance
Developer

Grow Nest Egg, LLC
Size

83.6
MB

This unique app calculates your realistic retirement age by taking into account the current laws on retirement plans. You need not guess and input your retirement age. You may have retirement savings in a 401(k), 403(b), or 457(b) plan. You may also have an IRA or cash and investments. Find out when you will be able to retire based on your financial circumstances. **App Highlights** *The "When Can I Retire" app calculates your retirement age based on numerous optional inputs such as your current salary, yearly salary increase, yearly retirement contribution, yearly contribution increase, employer matching contribution, post-retirement expense, social security, and other retirement income. *The unique app factors in the retirement age calculation that you cannot withdraw your retirement savings from a 401(k) plan, 403(b) plan, or an IRA before you turn 59 ½ without incurring a possible 10% penalty. However, you can withdraw your retirement savings from a 457(b) plan without facing an early withdrawal penalty. *The app considers that you can contribute only up to a specific maximum limit to your employer-sponsored retirement plan. For example, you can contribute a maximum of 23,000 dollars to your 401(k), 403(b), or 457(b) plan for this year as per the current law. However, there is a catch-up contribution limit of an additional 7,500 dollars if you are aged 50 and older. *The app considers the combined total of your contributions and employer matching contributions to a 401(k) or 403(b) plan cannot exceed your salary or 69,000 dollars for this year as per the current law. There is a catch-up contribution limit of an additional 7,500 dollars if you are aged 50 and older. *The app lays out a clear picture of your finances with both a pre-retirement and post-retirement plan. *The app allows you to email your pre-retirement plan and post-retirement plan in tabular and graphical views to yourself or others. *This app saves your inputs and retains them across the launches upon successful retirement age calculation. *You can share the app via Text Message, WhatsApp, Facebook, or Twitter from within the app. Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Ratings & Reviews

3.7

out of 5

62 Ratings

Well written and simple to use
08/05/2018
VA Paul
Simple to use and gives a great view to support retirement aspirations.Would be great to include a few factors to even better forecasting. Would be good to separate taxed (cash/ investments) and taxed advantages savings (401k / pensions) to determine actual retirement age as certain savings can’t be used until 59 1/2.Social Security income is capped at 5k per month which is not in line with actual caps.

Developer Response
Thank you for your feedback. The app now calculates the retirement age by separating out your retirement savings in the taxable accounts and tax-advantaged accounts as certain tax-advantaged savings cannot be withdrawn without a penalty until you reach the age of 59 1/2.
Well written and simple to use
08/05/2018
VA Paul

Simple to use and gives a great view to support retirement aspirations.Would be great to include a few factors to even better forecasting. Would be good to separate taxed (cash/ investments) and taxed advantages savings (401k / pensions) to determine actual retirement age as certain savings can’t be used until 59 1/2.Social Security income is capped at 5k per month which is not in line with actual caps.
Developer Response 05/03/2023
Thank you for your feedback. The app now calculates the retirement age by separating out your retirement savings in the taxable accounts and tax-advantaged accounts as certain tax-advantaged savings cannot be withdrawn without a penalty until you reach the age of 59 1/2.
Very useful and insightful
12/12/2025
FDAjdj
Allows you to slice and dice your numbers in so many different ways. Graphs and charts are very useful. Great information. While not fully reliable, it gives great direction/guidance for financial planning.
Very useful and insightful
12/12/2025
FDAjdj

Allows you to slice and dice your numbers in so many different ways. Graphs and charts are very useful. Great information. While not fully reliable, it gives great direction/guidance for financial planning.
Simple straightforward.
02/20/2023
Nausetry2
Does the job. Not super flexible but certainly a great start to get an idea of where you are and where you need to be. Thank you for this.

Developer Response
Thank you for leaving us a five-star rating!
Simple straightforward.
02/20/2023
Nausetry2

Does the job. Not super flexible but certainly a great start to get an idea of where you are and where you need to be. Thank you for this.
Developer Response 03/01/2023
Thank you for leaving us a five-star rating!
Fantastic.
01/26/2020
Thefed01
Intuitive and comprehensive, this App allows you to massage many variables to get a real feel abouthow your retirement plan is shaping up and what you can do to improve it.

Developer Response
Thank you so much for the awesome review. It is so nice to hear such great feedback about the app.
Fantastic.
01/26/2020
Thefed01

Intuitive and comprehensive, this App allows you to massage many variables to get a real feel abouthow your retirement plan is shaping up and what you can do to improve it.
Developer Response 01/26/2020
Thank you so much for the awesome review. It is so nice to hear such great feedback about the app.

We have updated the contribution limits for the retirement plans.

Version 8.2 03/11/2024

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: Grow Nest Egg LLC
Size: 83.6 MB
Category: Finance
Compatibility: Requires iOS 8.0 or later.

iPhone
Requires iOS 8.0 or later.
• ⁨iPhone 5S⁩
• ⁨iPhone 6⁩
• ⁨iPhone 6 Plus⁩
• ⁨iPhone 6S⁩
• ⁨iPhone 6S Plus⁩
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• ⁨iPhone XS Max⁩
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iPad
Requires iPadOS 8.0 or later.
• ⁨iPad Air⁩
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• ⁨iPad mini 2⁩
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• ⁨iPad Air 2⁩
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• ⁨iPad Pro (11-inch) (3rd generation) Wi‑Fi + Cellular⁩
• ⁨iPad Pro (12.9-inch) (5th generation)⁩
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• ⁨iPad mini (6th generation) Wi-Fi + Cellular⁩
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• ⁨iPad (9th generation) Wi-Fi + Cellular⁩
• ⁨iPad Air (5th generation)⁩
• ⁨iPad Air (5th generation) Wi‑Fi + Cellular⁩
• ⁨iPad (10th generation)⁩
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• ⁨iPad Pro 13-inch (M4)⁩
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• ⁨iPad mini (A17 Pro)⁩
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• ⁨iPad (A16)⁩
• ⁨iPad (A16) Wi-Fi + Cellular⁩
• ⁨iPad Air 11-inch (M3)⁩
• ⁨iPad Air 11-inch (M3) Wi-Fi + Cellular⁩
• ⁨iPad Air 13-inch (M3)⁩
• ⁨iPad Air 13-inch (M3) Wi-Fi + Cellular⁩
• ⁨iPad Pro 11-inch (M5)⁩
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• ⁨iPad Pro 13-inch (M5)⁩
• ⁨iPad Pro 13-inch (M5) Wi-Fi + Cellular⁩
• ⁨iPad Air 11-inch (M4)⁩
• ⁨iPad Air 11-inch (M4) Wi-Fi + Cellular⁩
• ⁨iPad Air 13-inch (M4)⁩
• ⁨iPad Air 13-inch (M4) Wi-Fi + Cellular⁩

iPod touch
Requires iOS 8.0 or later.
• ⁨iPod touch (6th generation)⁩
• ⁨iPod touch (7th generation)⁩

Mac
Requires macOS 11.0 or later and a Mac with Apple M1 chip or later.

Apple Vision
Requires visionOS 1.0 or later.
Age Rating: 4+

4+

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In-App Purchases: Yes

Monthly $0.99

Yearly $5.99

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