FloatMe: Fast Cash Advance 4+

Get, Manage, and Save Money

FloatMe

    • Free

iPhone Screenshots

Description

Meet FloatMe, your Best Financial Friend designed to help you get, manage, and save money. Get fast cash advances directly to your bank account and more by becoming a member.* ‍No credit checks. No interest. No request for tips ever. No problem. Repay when you get paid or can afford it.

FLOATS / CASH ADVANCES**
Pay bills, get gas, or buy groceries with cash advances. FloatMe helps you unlock your earned but unpaid wages fast with Floats. All you have to do is download the app today and connect your bank account to get started. Once you're a member, request Floats at no cost and receive funds in your bank account in 3 days or less. Need funds immediately? We'll expedite your Instant Float within minutes for a small fee.**

FINANCIAL FORECAST
Introducing the Financial Forecast. Get a smart look ahead that calculates your likely available balance based on your recurring and routine expenses and your projected paydays.

LOW BALANCE ALERTS
Know where your bank balance is at all times. With low balance alerts, we'll let you know when your funds are getting low, to help you avoid those pesky overdraft fees.

OFFERS
With Offers, you can find recommendations from our growing list of partners to either help you save or make money.

SPENDING INSIGHTS
Get to know your money with spending category insights at your fingertips. FloatMe's handy chart presents a quick view of your transactions.

SECURELY CONNECT
FloatMe uses Plaid Portal to securely connect your bank accounts with 256-bit bank-level security to keep your information and money safe. Plaid seamlessly works with over 10,000 banking institutions across the US. We do not support prepaid cards.

ABOUT US
FloatMe launched in early 2020 with a mission to guide millions of Americans to achieve financial prosperity. We accomplish this by bridging small cash gaps with Floats and a suite of tools designed to help members earn, manage, and save money.

MEMBERSHIP
* Membership costs $3.99/month and provides access to FloatMe's suite of financial products and services. Subscription fee is auto-renewed every month unless canceled. You can cancel anytime in-app or by contacting our support team at support@floatme.com

Questions? You can contact us through our support portal at www.floatme.com/support

** Cash Advances:
Membership is required to request cash advances; approval of your request is not guaranteed. Membership costs $3.99/month and provides access to FloatMe's suite of financial products and services. Not available in all states. Advances are NOT loans and have no mandatory min or max repayment period. FloatMe's advance service is not a loan nor is it a contracted obligation to repay a loan. We are NOT a payday loan, cash loan, or personal loan app, nor an app to borrow money. Money advanced has 0% max interest. 0% APR. Instant Float fees are not included in the monthly membership cost and are optional. Instant transfer fees vary from $3-$7.

Example 1: If you accept a $50 Cash Advance to your external account via ACH, there is a $0 transfer fee and your total repayment amount will be $50.

Example 2: If you accept a $50 Cash Advance to your external account using the optional instant delivery for a $5 delivery fee, then your total repayment amount will be $55.

As of October 1, 2023, Cash Advances or "Floats" are not available to Connecticut residents.
As of August 1, 2024, Cash Advances or "Floats" are not available to Maryland residents.

FloatMe is not affiliated with loan apps, money apps, Credit Karma, Kikoff Credit Builder Loan, Brigit, Credit One, Credit Strong, Albert, Earnin, Dave Bank, Chime, Cleo, Klover, MoneyLion, Empower, Cash Now App, Venmo, Self, Rocket Money, or Possible Finance

FloatMe's Privacy Policy: https://www.floatme.com/privacy-policy
FloatMe's Terms and Conditions: https://www.floatme.com/terms

What’s New

Version 7.8.0

Improvements for performance, multiple bug fixes, user experience and interface improve.

Ratings and Reviews

4.8 out of 5
85.6K Ratings

85.6K Ratings

DaphneThrasher ,

Not there when you need it most

There are times when my main accounts get SO low (we’re in the middle of a pandemic) that and extra $20 offered by FM would make all the difference in the world. It could feed us and allow us a couple of dollars of gas. In my circumstance,only reason for accessing apps such as float Me is to get that receive and that $20 last a couple of days until my scheduled payday. With the restrictions shown on the app with regard to bank balances, that check to see if you have money in your account or not, will automatically deny your request for a $20 float. The irony is that if I HAD money in my bank account, the necessity to use Float Me wouldn’t exist. As a frequent user, Float Me needs to update their rules in order to help those of us who do not currently have money in their account for a couple of days until payday. We are struggling out here and that $20 could and does keep us from struggling or literally being hungry. My opinion? A bank balance containing cash makes using Float Me rather redundant. This rule should be rethought. This app is useless if a zero balance is the determining factor Thanks for taking the time to read my opinion.

Developer Response ,

Hi Daphne, thank you so much for your valuable feedback! We've lowered the required bank balance to -$20 to request a Float. If you have any more feedback or concerns, we'd love to hear it at floatme.zendesk.com; we're always looking for ways to improve :)

Angela/TJ/Bubba ,

THANK YOU!!!!!!!

I am sorry but hands-down you guys are absolutely the best cash advance type of app that’s out there. You know I know $20 is not a lot of money to some people but when you are absolutely desperate and two days away from getting paid you way. I’ve been turned down by everybody else thank you guys so much you guys are the best! I never ever ever leave reviews for any apps that you guys absolutely blow me away thank you so much I am sorry but hands-down you guys are absolutely the best cash advance type of app that’s out there. You know I know $20 is not a lot of money to some people but when you are absolutely desperate and two days away from getting paid you need 20 bucks goes along way. I’ve been turned down by everybody else thank you guys so much you guys are the best! I never ever ever leave reviews for any apps that you guys absolutely blew me away thank you so much for the help thank you. I will be telling my friends and family.

Developer Response ,

Thank you so much! It is delightful to hear such positive words and it’s always a pleasure to serve our users. :)

Savagelorenzo3 musical.ly ,

problems off the jump

I was genuinely excited for this app. I’m in a tight spot right now and desperately needed gas money. I got this app after reading some reviews saying it was well worth it and saved a lot of ppl in similar situations to mine. upon downloading the app and creating an account I already started having problems. They said I had already made an account and couldn’t add a card so I backed out and tried to re-logged into the account I had just made. I couldn’t get back in and it had said my password was incorrect when I had just made the password two minutes before and couldn’t have forgotten it. My second and last attempt to gain access to the app was to use a different email and a different password and just make a whole new account. instead of it working I unfortunately look closer at the box that you have to check before moving forward into the app, and it says by checking the box you agreed to a $3.99per month membership charge. If you have no money in your bank account and need help this is not the app for you it’s quite literally like Dave or Bridget. Charging money before letting people use and app that’s made to help people with no money defeats the whole purpose of the app. I’m sure this would be great if you can afford the subscription.

Developer Response ,

We charge a 3.99 monthly subscription fee for access to all of our services, including Floats. This fee helps us ensure the security of the platform and provide other services. We advertise this fee when the app is downloaded, as well as during the sign-up process. We offer easy cancellation in-app any time. If you need further assistance, please contact us at floatme.zendesk.com

App Privacy

The developer, FloatMe, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:

  • Identifiers
  • Usage Data

Data Linked to You

The following data may be collected and linked to your identity:

  • Financial Info
  • Contact Info
  • Identifiers
  • Usage Data
  • Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

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