Access instant $200 advance or up to $5,000 loans with no credit checks or any paperwork. Lenme connects real people for fast loans & smart investing with higher returns.
ACCESS INSTANT $200 CASH ADVANCE - NO MATTER YOUR CREDIT SCORE!
Welcome to Lenme, the one-stop app where your money needs meet real solutions—fast, fair, and flexible. Whether you're facing an unexpected bill or just need a boost until payday, Lenme makes Personal Loans and Instant Cash Advances simple and accessible for everyone.
UNLOCK FAST CASH, TOTAL CONTROL, AND ZERO STRESS
All-Inclusive Loan Options: Whether you need $50 or $5,000, Lenme has the Loan designed for your needs—groceries, bills, emergencies, you name it.
No Hidden Fees: Enjoy full transparency. Your subscription gives you access to thousands of lenders ready to fund you—with zero tips, extra fees, or surprise charges.
Balance Guard = Full Protection: Tired of overdraft fees? Just set a balance limit, and Lenme will auto-secure a Cash Advance to protect your account.
Instant Offers: Post your request and get real funding offers from our trusted lenders—often in just minutes.
Loans on Your Terms: You choose the amount, repayment period, and the offer that fits your lifestyle. No pressure, only options.
Daily Deals, Big Savings: Enjoy access to money-saving tools like Credit Score boosters, Insurance plans, and Side Hustle programs—all in our Marketplace.
Lenme isn’t just for borrowers. It’s also the perfect gateway to Passive Income and Financial Freedom.
LENDERS – MAKE MONEY WHILE YOU SLEEP
Access 2.5M+ Borrowers: Gain access to millions of verified loan seekers.
You’re in Charge: Set your own interest rates, send offers, and lend on your terms.
Automate Everything: From lending to withdrawals, Lenme’s automation tools handle it all—effortlessly growing your earnings.
OWN CRYPTO? WE HAVE A SPECIAL LOAN FOR YOU!
By connecting your crypto wallet, you unlock exclusive access to Personal Loans up to $10,000—a new kind of borrowing backed by your assets. Download Lenme now and experience the smarter, faster way to access Cash Advances or Personal Loans you deserve—no matter where life takes you.
Lenme is a lending platform that connects people looking to borrow money with financial institutions, lending businesses, and individual investors looking to invest in the loan market. Users remain completely anonymous throughout the entire borrowing/lending process. For transparency and to encourage a fair and competitive market, the “feed” tab within the app allows users to see which loans are being funded and at what interest rate.
Lenme offers monthly and annual subscription plans available via In-App Purchases. Subscriptions automatically renew unless auto-renew is turned off at least 24 hours before the end of the current period. You can manage or cancel your subscription at any time by going to your Account Settings on the App Store after purchase.
Crypto-backed loans, our new product allows investors to fund cash loans backed by cryptocurrency owned by the borrower. Cryptocurrencies are used as collateral and may be liquidated in case of default or sudden price drop of the held currency.
Since our app is not directly involved in the lending decision, we cannot guarantee the interest rate borrowers will be offered. All borrowers have the option to request a loan on our platform for up to a 12-month repayment period, paid in installments. Lenders can offer loans for a minimum of 3% APR based on the credit score and their own criteria. The lending decision is based on multiple factors viewable on our app, including credit, income, and cash flow analysis.
A representative example of the total cost of the loan, including all applicable fees: If you borrow $1,000 over a term of 1 year with an APR of 12% and an origination fee of 1%, you will pay $89.75 per month. The total amount payable will be $1,076.96, with a total interest and fees of $76.96.
For more information, see our Terms of Use and Privacy Policy:
https://lenme.com/privacy-policy/
https://lenme.com/term-of-use/
Suggestion - Please allow loan requests submitted to be modified or cancelled
ProundMomtoBKAMJ
Please allow an additional loan to be requested if an offer expires instead of waiting 30 days. I had an offer but didn’t see it in time within the 48 hours and missed the opportunity (my Mom was in the hospital so I wasn’t paying attention to my phone or my offers). I would like the ability to request a new loan of an offer expired prior to 30 days or refresh my current loan to get an offer. This app has so much potential. Please consider these updates to make this a positive experience!Good afternoon! I enjoy using this app! I have one suggestion. Please allow a loan requested to be modified or cancelled so a new loan request can be submitted. The reason is if I submit a loan request that isn’t receiving any offers I may want to change the terms of the number of months to a lower number to pay the loan off more quickly and to attract potential lenders. This would be a significant improvement to the loan request process. Right now the app says I can’t cancel an existing loan request until I have one offer but I’d like to cancel it or modify it to change and lower the number of months I initially submitted to pay back the loan. Thank you!
Developer Response
Hi ProundMomtoBKAMJ, thank you for the review! We appreciate the feedback and have shared it with our team. If you have any other ideas or feedback, please email us at contactus@golenmo.com.
Good start but needs refinement
jerizin1208
I like Lenmo in general, it is relatively easy to use and I’ve been using it for a few months successfully. I’ve funded and had repaid several loans. However I often have errors with the app and customer service is not super responsive- it often takes days to have issues resolved. I also wish the app had a way to keep track of transaction history. For example being able to see when your lenmo account is funded, when and how much is paid out, when and how much is refunded. It will give notifications when a loan is funded and repaid but I would like something more like the transaction record of a bank account where I can the deposits and withdrawals. Also recently I didn’t receive notification of a repayment until a week after it was due- I don’t know if payment was late or lenmo was delayed in showing the notification- I would like to know so that I know whether I should be following up with lenmo about receiving my half of a late payment fee. I wish Lenmo was more transparent about where your money is and what is happening. When payments are late- are they collecting a late fee, are they making other attempts to collect, have debts been sent to collections, breaking down what’s been paid and when, keeping a running account balance. I expect these issues stem from the youth of the app, that improvements will come as the app becomes more established. I will need to take a break until current issues are resolved but I hope to be back. 🤞
Developer Response
Hi jerizin1208, thank you for taking the time to provide your feedback. Adding the transaction history is something we are looking to implement in the near future. We have started to make improvements to the transparency of payment status. In the meantime, if you are still unsure about the status of a payment, please email contactus@golenmo.com.
It’s been 7 days.
Naye92!
I requested a loan 7 days ago. As someone else on here said, you can actually see that others have borrowed and how much. I have seen so many people getting their loans funded since even a few minutes after I requested one. Some of them are way more than my request. Like $400 and $500. Not sure if these people are coming in after and getting theirs loans funded before me or if they had to wait too. Kind of frustrating. I seen a few folks say to use SoLo but I tried that one and first off you have to have at least $1 in your account. My account is always negative but the few times I did have at least $1, I still didn’t get an offer! I just gave up. Yes, I do have an income, but I always have to put my account in the negative. They say that it takes about 30 bays before your request gets canceled I guess, well, 7 days is long for someone who actually needed help 7 days ago! I have not much luck getting other loans so I figured why not try here. Can’t even cancel or lower the amount because you have to receive an offer first to do that. It would really help me right now until I get my income in a few days! I also don’t like have to pay a fee for something that doesn’t benefit me. There is a monthly fee but why can’t that be paid after you receive your first loan? Because then you are paying for a service you can’t use if it gets denied or takes too long to get funded and you change your mind. Also, my bank is not accepted so I had to link my other account where my income does not get deposited in, so I’m not sure if maybe that is why it is taking so long?
you will NOT get a $50-$200 loan
jusssbeinghonest:)))
“to ensure current borrowers are able to get their loan funded, we are not accepting new loan requests at this time” this is what it said to me after i quite literally spent all day on this app. wouldn’t let me connect my bank, when i would click my bank it would be stuck on a white page instead of going to the bank page so i can login. i tried to upload my id at least 15 times, i did it correct every time however it would say can’t verify id. emailed support they said they kindly require me to resubmit my id for verification. still didn’t work. after like the 15th time it finally said success, now time to add my bank so i can get funds and also pay them back. okay cool, finally working. success! bank account added. now time to request funds, i only need $60, the minimum is $50 and max $200 i think. so i set up my repayment date which is in a month, everything’s set up, time to get some money that will help me stay by the next week and a half. nope. “to ensure current borrowers are able to get their loan funded, we are not accepting new loan requests at this time” so you couldn’t tell me this before i gave you literally all my information? like it could have mentioned this at any step but no they wait until right when i go to request some money, thinking all i have to do next is wait for someone to fund me hopefully. hate this app. will be going online to find anywhere i can rate this 1 star. do not use this app. complete waste of time.
We’re excited to introduce LenAI, a powerful new feature designed to help lenders make smarter decisions on Lenme. We’re always working to improve your experience on Lenme. Here’s what’s new in this update:
• Introducing LenAI: An intelligent lender agent that helps you better understand borrower profiles with deeper insights, risk signals, and smarter decision support.
• Bug Fixes & Improvements: We fixed several issues to make the app smoother and more reliable.
Have feedback or questions? Reach out anytime at hello@lenme.com.
Version 26.3.1
The developer, Lenme Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
User Content
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Browsing History
Identifiers
Usage Data
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
Lenme Inc.
Size
138.4 MB
Category
Finance
Compatibility
Requires iOS 15.5.0 or later.
iPhone Requires iOS 15.5.0 or later.
iPad Requires iPadOS 15.5.0 or later.
iPod touch Requires iOS 15.5.0 or later.
Mac Requires macOS 12.4 or later and a Mac with Apple M1 chip or later.
Apple Vision Requires visionOS 1.0 or later.
Languages
English
Age Rating
18+
18+
This app has an age rating of 18+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.
