Invest for Your Child’s Future — Starting Today
UNest makes it simple to save and invest money for your kids with a tax-advantaged custodial account designed for long-term growth.
Build real wealth for college, a first home, or life’s biggest milestones — all from one secure app.
INVEST & GROW MONEY FOR KIDS
● Open a UTMA custodial account in minutes
● Invest for college and future expenses
● Automated recurring contributions
● Professionally managed portfolios
● Real-time performance tracking
● Gifts from family and friends
A SMART ALTERNATIVE TO COLLEGE SAVINGS PLANS
● More flexible than traditional education accounts
● Funds can be used for any purpose that benefits your child
● Not restricted to tuition or school expenses
● Ideal for long-term financial independence
BUILD GENERATIONAL WEALTH
● Start early to harness compound growth
● Save for education, housing, or entrepreneurship
● Teach financial responsibility through real investing
● Create lasting financial security
FAMILY CONTRIBUTIONS MADE EASY
● Anyone can invest in your child’s future
● Parents, grandparents, and relatives can contribute
● Perfect for birthdays and holidays
● Replace traditional gifts with meaningful financial support
SAFE, SECURE & TRUSTED
● Your child’s future deserves serious protection.
● Bank-level encryption
● Secure custodial account structure
● Trusted financial partners
WHY PARENTS CHOOSE UNest
● Long-term investing for kids
● Flexible withdrawals for real life
● Tax-advantaged UTMA structure
● Simple automated saving
● Designed for modern families
SIMPLE PRICING
● $2/month plus a 0.25% annual fee on invested assets. Existing members who subscribed before November 20, 2025 will continue under the subscription plan they originally selected unless they choose to change plans. View most up to date pricing at unest.co/pricing
Start investing in your child’s future today!
DISCLOSURES
INVESTING INVOLVES RISK. PAST PERFORMANCE IS NO GUARANTEE OF FUTURE RESULTS
Investment advisory services are offered through UNest Advisers, LLC, an SEC-registered investment adviser. Brokerage services are provided to clients of UNest Advisers by UNest Securities, LLC, an SEC-registered broker-dealer and member of FINRA (https://finra.org) and SIPC (https://sipc.org).
UNest charges a subscription fee for the services provided as part of UNest Membership, including personal use of the UNest app. UNest Holdings, Inc. charges this fee; however, it also covers any advisory services UNest Advisers, LLC provides. You can manage your subscription via the App Store. Recurring billing, cancel anytime.
Please refer to the Program Description for more details at https://unest.co/iaa
Disclosures are available at https://unest.co/legal
For more details refer to our Terms at https://unest.co/terms
Privacy Policy available at https://unest.co/privacypolicy
I have 2 young kids and have been thinking about the college savings account since they were born but didn’t know where to start. I have been referred to U-nest by a friend of mine and I couldn’t be happier. Everything is done through the app and I mean EVERYTHING from start to finish. I love how easy it is to use and navigate the app. All the info you need is right there. You can start slow with as low as $25/monthly and you can add lump sums whenever your budget allows. Each kid has a separate profile on the app and you can easily see how much money they have at the moment in there. There are also tools right there in app that project how much your kid will have by the time they go to college if you continue at the “current” pace. By clicking around I was able to find where exactly the money is invested. I also get paper monthly statements in the mail. All in all great app!
First time investing - excellent experience!
Yasya Markov
U-nest is our first and excellent experience of investing money through an app. Great source to save money for my kids education. The growth and the ability to withdraw the money all tax-free for qualified education expenses mean that every dollar I contribute can multiply faster and cover a greater portion of my kids education expenses. Very easy and quick! Love being able to see the amount my child will have by the time she’s in college. Finding room in our budget for college savings can be difficult, so with U-nest savings plan that is not requiring a significant minimum investment, we can save 25 dollars per month until we are able to save more. We will definitely be using this app from now on since it’s so convenient for us and all family members!
Very poor service
Razipkhadka
Im having issue with the app and tried to contact them, they do not answer your call it goes automatically to robot and they response to your email don't know when... frustrating. Seems like you are pouring your money into sand like the water! Also very poor security on app, I got robbed I think, Ive been investing from past July but my account shows only a month amount which is of this month only.. where is all my money go? Also don't show statements, tax documents and other options in the app. Be careful
Good concept, poor execution
nvguu
I signed up for this app a while ago. I’ve had to contact customer service for multiple deposits. Even though they claim to be automatic, they aren’t processed until I contact customer service. This makes me scared about the withdrawal process. I’m currently seeking other options. The gifting option seemed awesome but when j reached out about it before COVID, I was told “hopefully within the next two weeks” they’d launch the gifting feature. Seems like overall, this company is slow at getting things done. That’s not how I want my money invested in my child’s future. I want it done at a certain time. While this app simplifies things, I think more customization and say over my own child’s account would benefit my child’s future better.
Improve user experience, providing better information
Version 3.3.1
The developer, U-Nest, LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Financial Info
Contact Info
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
User Content
Identifiers
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More