BMO Online Banking for Business is now mobile. Now includes Biometric ID.
Our app lets you securely do your business banking on the go and offers many of your favourite features from BMO Online Banking for Business.
Protect your account with biometric security
• Easily sign in with your device’s face or fingerprint authentication
• Verify your identity with OTP, Biometric ID or RSA SecurID
Monitor Your Cash Flow
• Check real-time account balances and transaction history
• Get helpful Cash Flow Insights
• Quickly search for transactions
Send & Receive Payments
• Account Transfers: Instantly move money between your accounts or pay your BMO corporate card balances.
• INTERAC®* e-Transfer: Send or receive transfers; pay money requests. (Canada only)
• Wire Payments: Use your company’s beneficiary list or templates to send money around the world.
• Pay Another BMO Client: Instantly deposit money into the account of another BMO client. (Canada only)
• Generate a voided check/void cheque: View or download a voided check/void cheque showing account information for your CAD and USD deposit accounts.
• Bill Payments: Create your bill payments. Same-day processing coming soon. (Canada only)
• Zelle®: Send payments within the U.S. (U.S. only)
Mobile Approvals
• View pending approvals for all services
• Review and approve on your app:
- Wire Payments: templates, payments and investigations
- Account Transfers: transfers
- INTERAC e-Transfer: transfers and money requests (Canada only)
- Electronic Funds Transfer (EFT): templates, payers/payees, payment files, corrections and resubmissions (Canada only)
- Automated Clearing House (ACH): templates and payments (U.S. only)
- Recon Management – Positive Pay: Pay/Return decisions and decision approvals (U.S. only)
- Digital Cheque Service: Pay/Return decisions (Canada only)
- Tax & Bill Payments: tax and bill payments (Canada only)
- Zelle: payments (U.S. only)
- Real-Time Payments (RTP): transactions and return requests (U.S. only)
- Approve Users: new users and changes
- Approve Groups: new user groups and changes
Manage Your Users
• Unlock users
• Reset user passwords
Get Started
To use the app, you need to be registered for BMO Online Banking for Business. Simply use the same credentials you use to sign in on your computer.
Not a client of BMO Online for Banking Business? Visit bmo.com/main/business/online-banking-business for more information.
Important Disclosures
You acknowledge and understand that this app incl. updates or upgrades may
(i) cause your device to automatically communicate with BMO’s servers to deliver the functionality described above and to record usage metrics,
(ii) affect app-related preferences or data stored on your device, and
(iii) collect personal information as set out in our privacy policy. You can withdraw your consent at any time by uninstalling the app.
®Registered trademark of Bank of Montreal
®* INTERAC e-Transfer is a registered trademark of INTERAC Inc. Used under license.
Zelle® and the Zelle marks used herein are trademarks of Early Warning Services, LLC.
Real-Time Payments (RTP)® is a registered trademark of The Clearing House Payments Company L.L.C.
Banking products are subject to approval and are provided in Canada by Bank of Montreal, a CDIC member and in the United States by BMO Bank N.A. Member FDIC
The app functions great. When it wants to. I use the biometric ID instead of the secure ID token. At least twice a day, it has either a network error or times out. Several times it has not recognized my face. Which is interesting as I use Face ID to open my phone each time, so I’m guessing my face hasn’t changed. Definitely has some kinks to be worked out.
NO APPS FOR CUSTOMERS WITH A US PHONE
Annb1111
This is the only mainstream bank that does not have this app. I am a global traveler and need it. BMO needs to move to the new century. Even my credit unions have it. Most banks allow you to transfer $ between US and Canadian accounts. The new verification that must be performed EVERY time you sign on must be processed on a lap top. Really???? It won’t work with my US phone number as a text message. System is very antiquated and I am a 70+ year old. So if that is old to me, you will be losing younger customers fast! Need to get with the times.
Maybe too secure
Minute thief
I definitely feel safe using the app, but I like to access my business account from a desktop and occasionally from a phone, but I am constantly getting locked out and having to call in to reset my credentials; it has gotten slightly better over the last few weeks though
Forced to use and can’t count on it
T def Leppard
I hope the bad reviews can pile up enough so that BMO does something to correct this. Constant issues for Face ID and verbal. Need a basic token system like other banks… this is enough to make our company want to switch banks.
Developer Response
Hello. Thanks for taking the time to leave us a review. I promise we do read the reviews and are in the process of revamping the app to better suit your needs. In the meantime, sincere thanks for your patience.
• Simplified biometric setup – If you have only one Customer ID and User ID, you no longer need to create a nickname to sign in using Face ID and Touch ID.
• Easier OTP code entry – Now when you receive an OTP code from BMO by text message, the code will appear as a suggestion at the top of your keyboard. Just tap the suggested code to instantly complete your authentication.
• New greeting screen – After you sign in, you’ll now see a brief, personalized greeting screen.
• Minor fixes and improvements.
Version 12.8.0
The developer, BMO Financial Group, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Identifiers
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Identifiers
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
