Ubank is a digital bank with all the tools you need to succeed with money. No matter where you’re starting from, Ubank has features to help you see money better, so you can do money better.
- No monthly fees here or overseas from Ubank for everyday banking.
- Easy to unlock bonus interest with a great rate on up to $1M total savings per customer when you meet our bonus interest criteria.
- Get insights on your spending that sync to your Pay Cycle, and use Split Income to automatically divide your pay when it lands in your account.
- Link your other banks to Ubank with Connected Accounts to see your money all in one place.
- Add cards to your digital wallet within minutes of signup to start spending straight away.
- Stay on top of regular expenses with a Bill Planner and a separate Bills account to make paying your bills more chill.
- Easily create Shared accounts in the app, so you can start sharing money with your partner-in-finance, whether it’s for rent or romance.
- Set Savings Targets for up to 10 savings accounts and track your goals, with the option to set-and-forget with Split Income and Autosave features.
Ubank also supports you in the big moments, with simple home loan options and fast application review for owner-occupiers, investors, and refinancing customers. Apply direct with Ubank for simple application, flexible loans and great customer support from our local home loan specialists.
Download the app and get started in minutes with a Spend, Save and Bills account.
Signing up with a bonus code? Enter your code and make 5 eligible card purchases in your first 30 days to earn your signup bonus. See full terms below.
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Ubank is part of the NAB Group and uses advanced encryption technology to protect your money.
Ubank is open to Australian or New Zealand citizens, or Australian permanent residents. You must be aged 16 or older with an Australian residential address and mobile number to hold an account. You will need at least one form of ID (Australian driver licence, Australian passport, Medicare card or birth certificate) to sign up.
This is general information and doesn't take your personal situation into account. Please take the time to make sure it’s right for you.
Read our General Terms at ubank.com.au/general-terms
Read our Target Market Determinations at ubank.com.au/tmd
Read our Welcome Bonus Rate and Everyday Bonus Rate terms at ubank.com.au/banking/savings-account
Read our Bonus Offer terms at http://ubank.com.au/campaigns/welcome-offer
Apple, the Apple logo and iPhone are trademarks of Apple Inc., registered in the U.S. and other countries.
Products issued by Ubank, part of National Australia Bank Limited ABN 12 004 044 937 AFSL and Australian Credit Licence 230686. Registered Address: Level 28,395 Bourke Street, Melbourne VIC 3000, Australia
One of the most user friendly mobile apps I have ever had
Developer Response
We're so happy to hear this and thank you for the 5 Stars 🤩! If you have any feedback or suggestions on the app or experience, please let us know.
Dissatisfied.
Brian T. Oliver
I’m an Australian citizen and I have all required documents. Ubank won’t allow me to open an account and they won’t tell me why. No problem with other banks. I’ve stopped trying with Ubank.
Keychain messing with my account
Daps419
Please remove this nonsense icloud Keychain update from the appIt was working just fine with the pin to login its messing with my account now i cant login
Developer Response
Hi, we appreciate the feedback. Using Passkeys means you don’t need to enter a one-time passcode (OTP) or remember a password to sign in to your ubank app. Passkeys are unique to your device and provide protection from phishing and scams. If you are having issues accessing your account using your passkey, please call us on 13 30 80 or send us a DM via our socials and we'll assist you further
Can’t sign up
Davidn134
Bad app won’t let you sign up
We pulled on the gardening gloves for this update for a quick backyard tidy-up. A few weeds were yanked out, the edges neatened, and everything's looking fresher - all that's left for you to do is sit back and enjoy the serenity.
Version 11.323.4
The developer, 86 400 Technology Pty Ltd, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Identifiers
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Contact Info
Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Identifiers
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
86 400 Technology Pty Ltd
Size
117.1 MB
Category
Finance
Compatibility
Requires iOS 16.4 or later.
iPhone Requires iOS 16.4 or later.
iPad Requires iPadOS 16.4 or later.
Languages
English
Age Rating
4+
4+
This app has an age rating of 4+ with content restrictions. Some content may be rated higher, but access is managed by the developer through in-app controls.