LB CIM – So Simple. So Powerful.
Welcome to the new LB CIM App — your digital finance lifestyle companion. Reimagined with a modern design and powered by AI, LB CIM brings everything together in one secure, seamless experience.
Whether you're saving, borrowing, or making everyday payments, LB CIM puts the power of financial control in your hands.
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Key features
• Fully digital onboarding — no branch visits required
• Open and manage fixed deposits and savings accounts from anywhere
• Apply for instant personal and business loans
• Get instant loans against your fixed deposits
• Access gold loan and business loan top-ups instantly
• Track and manage your loans, leases, and deposits
• Download your WHT certificate directly from the app
• Schedule payments and receive reminders
• Transfer funds to any bank or CIM Wallet
• Top up your CIM Wallet from your linked bank account
• Pay utility bills, reload mobile, settle credit cards, and insurance premiums
• Scan and pay securely using LankaQR
• View all your financial activity in one smart dashboard
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Smarter lending with AI
Our AI-powered credit scoring provides real-time loan decisions and tailored offers. Apply digitally, sign digitally — get disbursed instantly.
• Loans from Rs. 25,000 upwards
• Top-ups for gold and business loans
• Repayment terms: 3 to 24 months
• 100% paperless experience
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Eligibility
• Sri Lankan citizen aged 18+
• Minimum monthly income: Rs. 25,000
• Verified CIM Wallet account
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Documents required
• NIC, passport, or driving license
• Proof of address
• Recent pay slips and bank statements
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Representative loan example (24 months)
• Loan amount: Rs. 150,000
• Interest: Rs. 71,834
• Processing fee: Rs. 3,000
• Stamp duty: Rs. 150
• In-hand amount: Rs. 146,850
• Total repayable: Rs. 221,856
• Monthly installment: Rs. 9,244
• APR: 24.03%
Fees are deducted upfront. APR may vary by tenure.
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Trusted and certified
LB CIM is developed by LB Finance PLC, licensed by the Central Bank of Sri Lanka and secured by LankaPay and TechCERT. Deposits are insured under the CBSL Deposit Insurance Scheme.
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Award-winning fintech innovation:
• FITIS Digital Excellence Awards
• NBQSA National ICT Awards
• LankaPay Technnovation Awards
• ICSDB Excellence Awards for Sustainable & Digital Business
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LB CIM – So Simple. So Powerful.
Your digital finance lifestyle, now in one app.
All-in-one app , easy to handle daily life operation
Developer Response
Thank you for your wonderful feedback and for taking the time to share your experience. We’re thrilled to hear that you find the LB CIM app user-friendly and convenient.
Disappointed
SupunUG
Unable to see the portfolio details and loan payment history. This all happened with new update. 👎
New Dashboard & Revamped UI - A refreshed look, better colors and a simpler, more seamless banking experience.
New Digital Premier Savings - Grow your savings with a 7% interest rate.
Thyaga Voucher Gifting - Treat your loved ones with Thyaga gift vouchers from over 200 merchants, redeemable across multiple purchases.
Performance Enhancements - Enjoy a smoother, faster and more reliable app experience.
Version 5.6.6
The developer, LB FINANCE PLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
Contact Info
Identifiers
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
Location
Contact Info
Diagnostics
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
LB FINANCE PLC
Size
92.5 MB
Category
Finance
Compatibility
Requires iOS 15.0 or later.
iPhone Requires iOS 15.0 or later.
iPad Requires iPadOS 15.0 or later.
iPod touch Requires iOS 15.0 or later.
Mac Requires macOS 12.0 or later and a Mac with Apple M1 chip or later.