Want to save on your mortgage? Or want to calculate your mortgage or loan payments? Start using this all-in-one tool to help you make smarter mortgage decisions.

"Mortgage Pal - Calculator" has 3 tools in 1 app that include -
Mortgage Payment Calculator
Mortgage Affordability Calculator
View current mortgage rates & trends

With this Mortgage calculator app, you can do all your loan and mortgage calculations, including PMI calculation, tax calculation, and other mortgage fee calculations. Using this mortgage calculator app can help you save on mortgage interest fees and plan your mortgage payments better. You simply input the interest rate for your mortgage or loans (home loan, car loan, personal loan, or any other loan) and calculator your mortgage installment payments of loan EMIs.

If you want to know how much mortgage or loan you can afford based on your income levels, etc. this app also features a mortgage affordability calculator tool to help you make those decisions. Mortgage Pal also makes it easy to export your mortgage payments and affordability calculations to email.

Mortgage Rate Trends Visualizer helps you know current mortgage rates and enables you to visualize the historical trends of mortgage rates.

• Account for PMI, taxes, and HOA/Condo fees.
• Calculate mortgage payment using monthly, weekly, bi-weekly, quarterly, and yearly payment plans
• Detailed payment schedules, so you know how much of your mortgage payment is going towards interest and how much is paying down the principal.
• See how much interest you can save by making extra payments or making a large lump sum payment.
• Analyze the interest amount you are paying each month while making mortgage payments.

• The Mortgage Pal affordability tool helps you determine how much you can afford to borrow.
• Uses industry-standard debt-to-income ratios, which includes your income, expenses, and debts, to determine your mortgage affordability.

• View current mortgage interest rates.
• See how fixed-rate and adjustable-rate mortgages are tending.
• Graphs and charts to help you visualize your mortgage payments and interest rates over time.

Mortgage Pal is entirely free to use. No account is required. And no internet access is needed to use the app.

Give Mortgage Pal a try today and see why thousands of realtors, mortgage brokers, financial planners, and homeowners trust us with their mortgage calculations.

Do you have any feedback to share? Feel free to send us an email. If you have any feedback for our app, please rate us on the app store and share it with your friends.

What’s New

Version 3.7

- UI improvements

Ratings and Reviews

4.7 out of 5
607 Ratings

607 Ratings

BunnyHop14 ,

Thank you

Me and my husband found this after our last time meeting with a bank and getting out hearts broken on a house that we thought we could afford. Well now we know what we can afford so when we went to the bank a couple of weeks ago we got approved for our first house. Thank you

gitcheegoo ,

Very Accurate

I used other mortgage rate calculators when I bought my first home, but none were accurate to what I'm currently paying. When I put my figures into this calculator, I was shown exactly what I am paying including a breakdown of the PMI insurance.

nullismyname ,

Quick & easy

Compared to other mortgage calc's (Iv'e seen), this is one of the best. Would like to see it work like an actual financial calc so you can work the figures different ways.

App Privacy

The developer, Appeum Inc, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy.

Data Not Collected

The developer does not collect any data from this app.

Privacy practices may vary, for example, based on the features you use or your age. Learn More


  • Family Sharing

    With Family Sharing set up, up to six family members can use this app.

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