Know exactly where your money goes — without giving up your privacy.
Bills io is the simple, privacy-first way to track your recurring expenses, subscriptions, and one-off bills. No bank connection required. No data sold. No algorithms watching your finances. Just you and your bills, organized.
YOUR MONEY. YOUR DATA.
Bills io syncs privately through your iCloud account using Apple’s CloudKit. Your financial data never touches our servers — we literally can’t see it. Everything stays between you, your device, and your iCloud.
STOP LOSING MONEY TO FORGOTTEN SUBSCRIPTIONS
The average person is paying for 2–3 subscriptions they’ve forgotten about. Bills io helps you see every recurring charge in one place so nothing slips through the cracks.
BILL TRACKING
Organize bills with tags and accounts. See exactly how much hits your credit card each month across all your subscriptions — then plan around it.
PAYMENT LOG
Record payments as you make them. Add notes with Markdown support for links and details. Export everything to CSV whenever you need it.
OVERVIEW & NOTIFICATIONS
See what’s due this week or month at a glance. Get notified before auto-withdrawals hit or when it’s time to pay manually — all handled locally, never from a server.
WORKS ACROSS APPLE DEVICES
iPhone, iPad, and Mac. One purchase, everywhere you already work.
◆ FREE TIER
Bills io is free — and we mean it. The core experience is fully featured with no paywalls on the essentials. Premium is there if you want deeper organization tools or just want to support an indie developer keeping your data private.
◆ PREMIUM
Bills io is fully usable for free. Premium adds powerful organization upgrades for power users — and if you love the app, it’s the best way to support independent development.
Available as monthly, annual, or a one-time lifetime purchase.
◆ Payment graphs & average monthly cost charts
◆ Collections, filtering by account & tags
◆ Face ID / Touch ID lock
◆ Custom notification times
◆ CSV export for bills & payments
◆ Payment notes
◆ All future premium features
Privacy Policy: https://billsio.com/pages/privacy/
Terms of Use: https://billsio.com/pages/tos/
EULA: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/
I have been using this app a couple months now and I have to say it is my favorite app to track my expenses. I really like that I don’t have to add my bank information and all the info I add is in my iCloud account. I think the app is really easy to use. I especially love the tags! It helps me to divide all my expenses in categories. Also love how you can set reminders, and if you pay earlier, you can add a note and the date you actually paid. Also for those bills that have odd pay days, let’s say every 3 months, you can set up whatever time frame you can your bill to repeat. The app also gives you a total for the week and for the month. Highly recommend it!
Great App!
brywill32606
I had been using Bills Organizer for a long time and really liked but occasionally I would not open on my iPad, after a few days it would then work fine it was until it did the same on my iPhone I started looking for a new app. I found this one and I Love it! I have been using it for a while and it is great! You need to take time and set it up but once you do when it rocks! I really like that you can print the bills that have been paid so you can reconcile with you bank. So far, I haven’t experienced any issues. I would definitely recommend this app.
Great app!
Dayana Bjorkman
I love finances and before this amazing tool, I was doing my budget in my notebook. When I found this amazing app to track all my bills and the price was so affordable I started using it for everything and it's amazing! If you want to know how much money do you spent per month you should download this app, which helps you save money and pay on time. I highly recommend this! 🌟🌟🌟🌟🌟
Great expense tracker
ctucker_60
This app is designed to track expenses the way my brain works:- Who gets paid?- How much?- When is it due, and is it recurring?- From which bank account or credit card?I love the "Filters" panel. It contains useful expense breakdowns by default and with "Accounts" and "Tags" populated even more granularity is possible.It's a no-brainer to spring for the Premium subscription at $4 per year. I set up my expenses on iPad but I have it installed on iPhone and my Mac mini too. Everything synced up after launching the app on the other platforms.This is a relatively new app. I look forward to its continued development.
Bills io 4.0 is here with a completely refreshed look and feel. The interface has been redesigned to feel cleaner and more at home on the latest versions of iOS, iPadOS, and macOS — including an updated app icon. We’ve also shipped a round of bug fixes and stability improvements under the hood.
Thanks for using Bills io!
v4.0.1
- Minor UI Bug Fixes
v4.0.2
- Updates external links, terms of service, and privacy policy
Version 4.0.2
The developer, Studio Ember LLC, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Not Collected
The developer does not collect any data from this app.
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More