Looking for a quick cash advance or instant money to handle emergencies and avoid overdraft fees? With ATM Instant Cash™, you can get a cash advance fast with approval - no credit check, no interest, and no late fees. Think of it as your instant, payday cash advance option, helping you stay afloat when money’s tight so you don't have to borrow money from your friends. Plus, you can earn extra cash and get paid to answer surveys, play games, and more!
*Eligibility is based on review and approval. Approvals typically take minutes, though times may vary. Not all applicants will be eligible for ATM Instant Cash™ or the maximum limit. Transfer fees may apply.
ATM.com helps you earn money from: your data, playing games, answering paid surveys, sharing your location, cashback and bonus reward offers; while also providing personal finance budgeting tools and quick access to cash when you need it most. You can earn rewards and cash back from over 500 verified partners that can help you save money on your monthly expenses, improve your credit score, and more. Earn extra cash that you can withdraw directly to your bank account, not points, not gift cards, cash rewards! Get started by downloading the ATM.com app and start earning today.
Beyond earning rewards, ATM Personal Finance puts you in the driver’s seat of your money. It’s bundled with ATM Instant Cash™ - your financial lifeline for unexpected expenses - plus smart spend tracking and budgeting tools all in one place. Track your spending month over month and visualize by category or merchant for valuable cashflow insights. Tighten up your finances with customizable budgets, setting limits overall or per category. Keep tabs on upcoming bills and easily identify unwanted or duplicate subscriptions.
ATM Instant Cash™ provides you with quick access cash. It allows you to cover unexpected expenses with no credit check, no interest, and no late fees. You can access cash advance limits from $25*. Avoid overdraft fees and manage emergency expenses efficiently.
Play and Earn!
Users are earning up to $250 a month by playing games found on ATM. Earnings can range from $3 up to $250, and your earnings depend on how much you play. We’re working hard to find you more games to earn from and grow your money. If you’re a gamer, this is a great way to find side hustles to earn more money from.
Rewards Portal
There are over 500 offers for users to earn from. Earn from $1 up to $500. Our rewards portal is an easy way to grow your money.
Daily Rewards
You can earn every single day by coming back and answering a few questions! In fact nearly a million users have answered questions and you can earn in less than a minute. Try it out and earn daily at no cost to you!
Paid Surveys
New surveys are added weekly and users earn anywhere from $0.03 up to $5.00 for each survey they complete. Most surveys take a few minutes and our users love using them as a side hustle. This is a great way to earn more cash and not gift cards or points.
Location Rewards
Users can earn daily by sharing their locations and walking into stores. Unlike earning from surveys, games, and rewards portal offers, users earn passively from location rewards. Enable Location Rewards when you install ATM and earn cash passively.
DISCLOSURES
Disclosures are available at https://atm.com/legal-disclaimers/
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Twitter: https://twitter.com/atmdotcom?lang=en
Website: https://www.atm.com/
Love this app, even though I did download for an advance and can’t get one!
Naye92!
I love this app. I have made over and withdrew $15. Basically I made like $18 but I only withdrew $15 so far. You need a minimum of $5 to withdraw your earnings and every time get $5, I withdraw it right away because I get too anxious and can’t wait, lol. I will say that fastest way to make money here is to do the surveys and invite people but you don’t get paid for the invites unless they actually sign up. I invited multiple people and no one signed up yet but you can see that you will get paid at least $3 just from one person. You still get paid fromA survey even if you don’t qualify for it. It won’t be as much as it says but it will still add up. Like if it says you can make 50 cents if you complete the survey but you start and don’t qualify, you would still get like 10 cents just from doing it. If you do get through it, you obviously get the whole 50 cents. The games take some time but if you find a game that you like, you will earn faster. I made $10 of the $15 literally in about 2 days. I withdrew $5 and the next day or two I made and withdrew the other $5. I did download it for the advance but for some reason, it says that my debit card is not the right card connected to my bank account which Im not sure why because it’s the only card I use that is connected to it. That’s why I gave it 4 stars.
It’s literally free money
Bulldogsfan487
I was skeptical at first, and I do have some issues that I will point out, but overall I don’t see why everyone isn’t using this. Atm is essentially using your data(which this may be a shocker, but almost all social apps do this for better refined ads) to give you your share of the cut. We’re talking matters of pennies, but those add up. They also give you reward offers for these ads you’ve seen, to give you a better startup on the advertised app, as well money back just for doing it through atm. From this I’ve gotten set up with multiple apps, and will be able to cash out 10$ in about 3 days once atm gets feedback from the other app that I’ve accepted the offer. Collectively though I have made 30$ off of returns through data and these rewards. Why I’m only able to pull out ten I don’t understand, maybe to limit the amount of withdrawals? And as far as getting that additional 20 out I’m not sure. That being said, I really have no reason to delete my account or the app. For me it’s just free money for ad share that I’ve already accepted to in using Facebook,Snapchat,insta, etc. for those worried that this puts their number on some list, that it’s going through their data on their phone like photos, music, whatever-stop being paranoid, in the modern world if someone wanted the contents of your phone they wouldn’t need you to download an app to get it. I was skeptical at first as well, but I’ve only gained from this app. And while the withdrawal requires a base of 20, if you go through the rewards (which all of them have been great for me) you’ll rack that up quick
Works, but I am skeptical.
3clix
This app is a great concept and so far everything is working fine. It is a fun and interesting way to make a few dollars. However, I am a little concerned how it requires your bank account. I have never seen an app that requires you to give your bank account, even for security reasons. If you compare this to apps like "Make money" or other apps, they never require you to put any bank account information. The only information they want is your account name so they know where to send your earning. This also does not allow you to remove your bank account manually, which sounds like a red flag from the start. It was a bit suspicious to also log into the bank on the app as well. After considering some thoughts, I have decided to give them the benefit of the doubt and tried the app and so far it does exactly what it advertised!
Developer Response
Hi there, thank you for taking the time to leave this feedback! We're glad you're having fun using the app. 🙂 Bank linking is required to use ATM.com® because it helps protect our colony from fraudulent users creating fake accounts and false data. When you link a bank account, the information you input is all encrypted. If you'd like to remove your bank account, our customer service ants are more than happy to assist you! Please email support@atm.com if you want to remove your bank account or have any other questions! 🐜
Was good but why the ?
Wrdsbnd
Yes it’s good app t cashout lots of times. Then I was going to build of 15 before I cash out I most time cash out at 5 So I build it up to I have 16 nothing I do diffrent nothing at all I get a notifacatonn that there s been suspicious activity. Wich there was no activity at all just me playing games as normal and they want me to send identification picture And identification video where I’m holding up the video of Man holding ID saying the date which I did because the made up some activity that they refuse to tell me wich action I did to warrant me having to do this that’s was 2 weeks ago. And I have gotten not one reply back no communication at all just a auto generated email saying they received my request I didn’t request they did and there is no reason they have giving me why I can’t cash out if it’s my account then they can give me the action that was don to make them want me to send a video identification verification they told me ther was suspicious activity what was that activity that was suspicious why won’t you tell me why won’t you let me cash out because on my account the only thing that is suspicious is you asking me to do that with my identification every thang else on my account is what’s done each day nothing diffrent but j game I playing. So what’s the actions that make you think it’s not me 2 weeks nothing back not a word. I even went to contact me and nothing at all they went ghost on me that’s suspicious that’s the only thang that’s wrong so let me cash out asap
Bug fixes and performance optimizations
Version 2.127.2
The developer, ATM.com, Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
Usage Data
Data Linked to You
The following data may be collected and linked to your identity:
Purchases
Financial Info
Contact Info
Identifiers
Usage Data
Sensitive Info
Diagnostics
Other Data
Privacy practices may vary, for example, based on the features you use or your age. Learn More
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
Seller
ATM.com, Inc.
Size
228.9 MB
Category
Finance
Compatibility
Requires iOS 16.0 or later.
iPhone Requires iOS 16.0 or later.
Apple Vision Requires visionOS 1.0 or later.
Location
This app may use your location even when it isn’t open, which can decrease device battery life.