IOweU by 2genio.us
Money, items, favors & chores
Free · Designed for iPad. Not verified for macOS.
Forgot who owes what? Free IOU & debt tracker for money, items, favors, tasks & family chores. Either side creates the IOU. Swiss-made, GDPR.
Forgot who owes what? IOweU is the free IOU & debt tracker for friends, couples, roommates and families. Track money owed, borrowed items, favors, tasks and chores — and let either side create the IOU. More than just an expense splitter.
Unlike a typical expense splitter or debt tracker, IOweU handles every kind of IOU. You paid for a friend's drinks? Create an IOU. Someone borrowed your drill? Create an IOU. Your kid needs to clean the kitchen? Create an IOU — with an optional reward.
HOW IT WORKS
1. Create — Add an IOU for money owed, a borrowed item, a favor, or a task. Make it personal with a photo or animated GIF.
2. Share — Send it inside IOweU and the other person gets notified instantly and can respond — or share via any messaging app. Changed your mind? Withdraw, change and resubmit.
3. Resolve — The other side can accept, reject, or propose changes. When done, settle or waive the IOU.
WHAT MAKES IOweU DIFFERENT
• More than money — track items, favors, tasks, and chores
• Either side creates the IOU — no waiting on the other person
• Full IOU lifecycle — accept, reject, withdraw, propose changes, reassign (or transfer) to someone else
• Optional rewards on tasks and chores
• Push notifications on every update
• Photos and animated GIFs
• Share in-app with instant push notifications — or via any messaging app
PERFECT FOR FAMILIES
Parents assign chores with optional rewards. Kids can propose their own chores and suggest a reward. On completion, the reward automatically becomes a new IOU. A simple chore app and reward system built into one flow.
WHO USES IOweU
• Friends — never chase a tenner again. Shared expenses, borrowed gear, "I'll get you next time" favors
• Couples — drop the spreadsheet. Day-to-day IOUs that just work
• Roommates — rent, groceries, chores and borrowed things in one shared place
• Families — kid chores with rewards and everyday promises that actually stick
Used by friends, couples, roommates and families around the world.
100% free, ad-supported. No in-app purchases, no paywalls. Swiss-made, with privacy protected under GDPR.
Stop forgetting. Start tracking. Download IOweU free today.
- This app’s overall rating was recently reset.
A free, simple way to track who owes what — money, items, favors and chores. Either side creates the IOU, and both can accept, change, settle or waive it. Push notifications keep you in sync.
This is just the start — many more updates are already on the way.
Download IOweU free and stop forgetting who owes what.
The developer, Franco Wankerl, indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- User Content
- Identifiers
- Usage Data
- Diagnostics
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Franco Wankerl
- Size
- 39.6 MB
- Category
- Productivity
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPad
Requires iPadOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Mac
Requires macOS 12.0 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
English and 9 more
- English, Dutch, French, German, Italian, Japanese, Portuguese, Russian, Simplified Chinese, Spanish
- Age Rating
4+
- 4+
- Contains
Advertising
- Copyright
- © 2026 2genio.us