With Financial 3.1, we build on 3.0 with a more polished interface, improved Liquid Glass details, Financial’s own icon system, Financial Contacts, rebuilt Shared Accounts, and major Splitter improvements with receipts, payment request links, and web-based item selection. # FINANCIAL ACCOUNT & CONTACTS Financial Account is easier to manage, and Contacts now power invitations across shared features. # SHARED ACCOUNTS, REBUILT Manage money together in a private Shared Account. Invite friends, family, roommates, or partners through Contacts or email, sync balances and transactions, and attach PDFs or images. Clear owner and editor permissions protect who can change what. # SPLITTER, RECEIPTS & PAYMENT REQUESTS Splitter becomes much more powerful in Financial 3.1. Create shared expenses from receipts, let friends choose what they had in a simple web flow, and generate payment request links for open balances. Payment requests make it easier to collect, review, and confirm what is still owed without everyone needing to manage the full expense manually. • Improved Splitter flows for shared expenses • Receipt-based splitting for groups • Web selection flow so friends can choose their own items • Payment request links for open balances • Confirmation links for clearer settlement • Better overview of who paid, who owes what, and what is still open # SMARTPAYS & WISHLIST Recurring payments and wishes continue to feel more connected to your real financial activity. SmartPay detection has been improved, recurring payment insights are clearer, and Wishlist helps you understand what you are saving toward before you spend. # FINANCIAL BRIEFING, PORTFOLIOS & SAVINGS PLANS Financial Briefing adds clearer market context around your accounts and portfolios. Import Trade Republic data and connect Bitpanda or Kraken. Imports, provider sync, restore flows, and connection management are now clearer and more reliable. Recurring investment plans are detected and shown more clearly, with more reliable notifications. Position details now bring together price history, market news, dividends, ETF composition, fundamentals, and regional economic context where available. Position timelines now reflect purchase dates, sales, fees, and savings plans more accurately. # INTRODUCING FINANCIAL ICONS Financial now features a custom-designed icon system. Built in close alignment with Apple’s design language, many icons are inspired by familiar system symbols and refined to match Financial’s own visual identity. # CURRENCY & IBAN TOOLS Financial’s tools area now includes a rebuilt currency converter and a new IBAN checker. Convert currencies with live rates and history, or validate IBAN details directly inside Financial. # MILESTONES & NOTIFICATIONS Milestones have been redesigned for a clearer, more motivating experience. With Monthly Milestone notifications, you can stay on top of your challenges and never miss a new goal. # FINANCIAL FREE & PRO Financial Free includes all virtual and imported accounts and portfolios, Trade Republic imports, and Bitpanda or Kraken connections. Financial Pro adds unlimited Shared Accounts, Splitter groups, SmartPays, and budgets, plus automation, reports, advanced analytics, forecasts, personalized insights, and alerts. # MORE • Improved App Shortcuts and intents • Upload your own Account, Portfolio, and Transaction images • Better provider sync and connection recovery • Faster loading times and improved sync stability • Choose which accounts and portfolios count toward your net worth

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for August 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for May 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for May 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for May 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for May 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for April 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for April 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for April 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # RECENTLY UPDATED • Monthly Milestone for March 2026 • Fixed minor bugs • Performance improvements # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

Discover Financial, the all-in-one app for managing your finances! • Apple Favorites of the week No ads. No-credit-card free trial. Full offline support. Privacy-first. All your finances, in one place – finally visible and under control. • Add all your accounts in one view • Support for banks, credit cards, wallets • Live balance syncing (where possible) • Smart categorization # AUTOMATIONS • Automatic transaction import • Automatic detection of SmartPays through transactions. • Automatic detection of outstanding payments from Splitter through transactions. • Automatic recognition of outstanding Wishes from your personal Wishlist through transactions. # BUDGETS, SPLITTER, SMARTPAY & WISHLIST • Budgets - set monthly or custom budgets, track spending, and get notified before you overspend • Splitter - split expenses with friends, family, or teammates and always know who owes what • SmartPay - create and manage recurring payments for rent, bills, and subscriptions with just a few taps • Wishlist – track progress toward larger purchases and save with a clear plan # INSIGHTS & ANALYTICS • Clear charts & graphs - see your income and expenses at a glance • Category breakdowns - discover where your money really goes (food, travel, bills, etc.) • Trends & forecasts - spot monthly patterns and plan ahead • Comparisons - track spending across months or categories • Custom reports - filter by accounts, categories, or timeframes • Smart alerts - notifications when budgets are exceeded or spending changes unexpectedly # SHARED ACCOUNTS • Group accounts - create shared virtual accounts for trips, households, or events • Track contributions - always know who paid what and how much is left • Real-time sync - balances update instantly across all devices • Perfect for couples, roommates, friends & teams - from daily groceries to travel budgets # FINANCIAL ASSISTANT – FIN • Smart suggestions – FIN learns from your habits to help you save and plan smarter • Personalized insights – highlights what really matters in your financial data • Contract & SmartPay reminders – automatically notifies you before renewals or payments • Unusual spending alerts – detects irregular activity without sending data to external servers • On-device processing – your financial data never leaves your device • Ask FIN anything – get instant, context-aware answers about your finances # EXTRAS & UTILITIES • Currency converter – real-time exchange rates for over 150 currencies • Receipt scanner – capture bills and receipts instantly with your camera • Document management – attach PDFs or notes to any transaction or contract • iCloud sync & backup – your data securely stored and always accessible • Widgets & Apple Watch – check your balance and budgets right from your wrist or Home Screen • Multi-device support – seamless experience across Apple iPhone, Apple iPad, Apple Watch and Apple Vision Pro • Localization – available in 23 languages across 50+ countries and supports all currencies # WHAT'S FREE? • No ads, no tracking – privacy-first experience • Budgets & wish lists – plan smarter without restrictions • SmartPay setup – create recurring payments easily • Splitter & shared accounts – manage group expenses together • Basic insights – monthly summaries and category overviews • iCloud sync & backup – your data, always safe • Widgets & Apple Watch support – insights at a glance, everywhere # WHAT'S PRO? • Unlimited accounts – add all your banks, cards, and wallets • Unlimited amounts of SmartPays, splinter groups, or buckets. • Advanced analytics – detailed charts, trends, and comparisons • Smart notifications – alerts for budgets, unusual spending, and upcoming bills • Extended SmartPay – automate more complex recurring payments • Contract management – track deadlines & cancellations unlimited • Full history access – explore past transactions without limits # TRUST & LEGAL • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Discover Financial, the all-in-one app for managing your finances! • Apple Favorites of the week No ads. No-credit-card free trial. Full offline support. Privacy-first. All your finances, in one place – finally visible and under control. • Add all your accounts in one view • Support for banks, credit cards, wallets • Live balance syncing (where possible) • Smart categorization # AUTOMATIONS • Automatic transaction import • Automatic detection of SmartPays through transactions. • Automatic detection of outstanding payments from Splitter through transactions. • Automatic recognition of outstanding Wishes from your personal Wishlist through transactions. # BUDGETS, SPLITTER, SMARTPAY & WISHLIST • Budgets - set monthly or custom budgets, track spending, and get notified before you overspend • Splitter - split expenses with friends, family, or teammates and always know who owes what • SmartPay - create and manage recurring payments for rent, bills, and subscriptions with just a few taps • Wishlist – track progress toward larger purchases and save with a clear plan # INSIGHTS & ANALYTICS • Clear charts & graphs - see your income and expenses at a glance • Category breakdowns - discover where your money really goes (food, travel, bills, etc.) • Trends & forecasts - spot monthly patterns and plan ahead • Comparisons - track spending across months or categories • Custom reports - filter by accounts, categories, or timeframes • Smart alerts - notifications when budgets are exceeded or spending changes unexpectedly # SHARED ACCOUNTS • Group accounts - create shared virtual accounts for trips, households, or events • Track contributions - always know who paid what and how much is left • Real-time sync - balances update instantly across all devices • Perfect for couples, roommates, friends & teams - from daily groceries to travel budgets # FINANCIAL ASSISTANT – FIN • Smart suggestions – FIN learns from your habits to help you save and plan smarter • Personalized insights – highlights what really matters in your financial data • Contract & SmartPay reminders – automatically notifies you before renewals or payments • Unusual spending alerts – detects irregular activity without sending data to external servers • On-device processing – your financial data never leaves your device • Ask FIN anything – get instant, context-aware answers about your finances # EXTRAS & UTILITIES • Currency converter – real-time exchange rates for over 150 currencies • Receipt scanner – capture bills and receipts instantly with your camera • Document management – attach PDFs or notes to any transaction or contract • iCloud sync & backup – your data securely stored and always accessible • Widgets & Apple Watch – check your balance and budgets right from your wrist or Home Screen • Multi-device support – seamless experience across Apple iPhone, Apple iPad, Apple Watch and Apple Vision Pro • Localization – available in 23 languages across 50+ countries and supports all currencies # WHAT'S FREE? • No ads, no tracking – privacy-first experience • Budgets & wish lists – plan smarter without restrictions • SmartPay setup – create recurring payments easily • Splitter & shared accounts – manage group expenses together • Basic insights – monthly summaries and category overviews • iCloud sync & backup – your data, always safe • Widgets & Apple Watch support – insights at a glance, everywhere # WHAT'S PRO? • Unlimited accounts – add all your banks, cards, and wallets • Unlimited amounts of SmartPays, splinter groups, or buckets. • Advanced analytics – detailed charts, trends, and comparisons • Smart notifications – alerts for budgets, unusual spending, and upcoming bills • Extended SmartPay – automate more complex recurring payments • Contract management – track deadlines & cancellations unlimited • Full history access – explore past transactions without limits # TRUST & LEGAL • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Discover Financial, the all-in-one app for managing your finances! • Apple Favorites of the week No ads. No-credit-card free trial. Full offline support. Privacy-first. All your finances, in one place – finally visible and under control. • Add all your accounts in one view • Support for banks, credit cards, wallets • Live balance syncing (where possible) • Smart categorization # AUTOMATIONS • Automatic transaction import • Automatic detection of SmartPays through transactions. • Automatic detection of outstanding payments from Splitter through transactions. • Automatic recognition of outstanding Wishes from your personal Wishlist through transactions. # BUDGETS, SPLITTER, SMARTPAY & WISHLIST • Budgets - set monthly or custom budgets, track spending, and get notified before you overspend • Splitter - split expenses with friends, family, or teammates and always know who owes what • SmartPay - create and manage recurring payments for rent, bills, and subscriptions with just a few taps • Wishlist – track progress toward larger purchases and save with a clear plan # INSIGHTS & ANALYTICS • Clear charts & graphs - see your income and expenses at a glance • Category breakdowns - discover where your money really goes (food, travel, bills, etc.) • Trends & forecasts - spot monthly patterns and plan ahead • Comparisons - track spending across months or categories • Custom reports - filter by accounts, categories, or timeframes • Smart alerts - notifications when budgets are exceeded or spending changes unexpectedly # SHARED ACCOUNTS • Group accounts - create shared virtual accounts for trips, households, or events • Track contributions - always know who paid what and how much is left • Real-time sync - balances update instantly across all devices • Perfect for couples, roommates, friends & teams - from daily groceries to travel budgets # FINANCIAL ASSISTANT – FIN • Smart suggestions – FIN learns from your habits to help you save and plan smarter • Personalized insights – highlights what really matters in your financial data • Contract & SmartPay reminders – automatically notifies you before renewals or payments • Unusual spending alerts – detects irregular activity without sending data to external servers • On-device processing – your financial data never leaves your device • Ask FIN anything – get instant, context-aware answers about your finances # EXTRAS & UTILITIES • Currency converter – real-time exchange rates for over 150 currencies • Receipt scanner – capture bills and receipts instantly with your camera • Document management – attach PDFs or notes to any transaction or contract • iCloud sync & backup – your data securely stored and always accessible • Widgets & Apple Watch – check your balance and budgets right from your wrist or Home Screen • Multi-device support – seamless experience across Apple iPhone, Apple iPad, Apple Watch and Apple Vision Pro • Localization – available in 23 languages across 50+ countries and supports all currencies # WHAT'S FREE? • No ads, no tracking – privacy-first experience • Budgets & wish lists – plan smarter without restrictions • SmartPay setup – create recurring payments easily • Splitter & shared accounts – manage group expenses together • Basic insights – monthly summaries and category overviews • iCloud sync & backup – your data, always safe • Widgets & Apple Watch support – insights at a glance, everywhere # WHAT'S PRO? • Unlimited accounts – add all your banks, cards, and wallets • Unlimited amounts of SmartPays, splinter groups, or buckets. • Advanced analytics – detailed charts, trends, and comparisons • Smart notifications – alerts for budgets, unusual spending, and upcoming bills • Extended SmartPay – automate more complex recurring payments • Contract management – track deadlines & cancellations unlimited • Full history access – explore past transactions without limits # TRUST & LEGAL • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Discover Financial, the all-in-one app for managing your finances! • Apple Favorites of the week No ads. No-credit-card free trial. Full offline support. Privacy-first. All your finances, in one place – finally visible and under control. • Add all your accounts in one view • Support for banks, credit cards, wallets • Live balance syncing (where possible) • Smart categorization # AUTOMATIONS • Automatic transaction import • Automatic detection of SmartPays through transactions. • Automatic detection of outstanding payments from Splitter through transactions. • Automatic recognition of outstanding Wishes from your personal Wishlist through transactions. # BUDGETS, SPLITTER, SMARTPAY & WISHLIST • Budgets - set monthly or custom budgets, track spending, and get notified before you overspend • Splitter - split expenses with friends, family, or teammates and always know who owes what • SmartPay - create and manage recurring payments for rent, bills, and subscriptions with just a few taps • Wishlist – track progress toward larger purchases and save with a clear plan # INSIGHTS & ANALYTICS • Clear charts & graphs - see your income and expenses at a glance • Category breakdowns - discover where your money really goes (food, travel, bills, etc.) • Trends & forecasts - spot monthly patterns and plan ahead • Comparisons - track spending across months or categories • Custom reports - filter by accounts, categories, or timeframes • Smart alerts - notifications when budgets are exceeded or spending changes unexpectedly # SHARED ACCOUNTS • Group accounts - create shared virtual accounts for trips, households, or events • Track contributions - always know who paid what and how much is left • Real-time sync - balances update instantly across all devices • Perfect for couples, roommates, friends & teams - from daily groceries to travel budgets # FINANCIAL ASSISTANT – FIN • Smart suggestions – FIN learns from your habits to help you save and plan smarter • Personalized insights – highlights what really matters in your financial data • Contract & SmartPay reminders – automatically notifies you before renewals or payments • Unusual spending alerts – detects irregular activity without sending data to external servers • On-device processing – your financial data never leaves your device • Ask FIN anything – get instant, context-aware answers about your finances # EXTRAS & UTILITIES • Currency converter – real-time exchange rates for over 150 currencies • Receipt scanner – capture bills and receipts instantly with your camera • Document management – attach PDFs or notes to any transaction or contract • iCloud sync & backup – your data securely stored and always accessible • Widgets & Apple Watch – check your balance and budgets right from your wrist or Home Screen • Multi-device support – seamless experience across Apple iPhone, Apple iPad, Apple Watch and Apple Vision Pro • Localization – available in 23 languages across 50+ countries and supports all currencies # WHAT'S FREE? • No ads, no tracking – privacy-first experience • Budgets & wish lists – plan smarter without restrictions • SmartPay setup – create recurring payments easily • Splitter & shared accounts – manage group expenses together • Basic insights – monthly summaries and category overviews • iCloud sync & backup – your data, always safe • Widgets & Apple Watch support – insights at a glance, everywhere # WHAT'S PRO? • Unlimited accounts – add all your banks, cards, and wallets • Unlimited amounts of SmartPays, splinter groups, or buckets. • Advanced analytics – detailed charts, trends, and comparisons • Smart notifications – alerts for budgets, unusual spending, and upcoming bills • Extended SmartPay – automate more complex recurring payments • Contract management – track deadlines & cancellations unlimited • Full history access – explore past transactions without limits # TRUST & LEGAL • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Discover Financial, the all-in-one app for managing your finances! • Apple Favorites of the week No ads. No-credit-card free trial. Full offline support. Privacy-first. All your finances, in one place – finally visible and under control. • Add all your accounts in one view • Support for banks, credit cards, wallets • Live balance syncing (where possible) • Smart categorization # AUTOMATIONS • Automatic transaction import • Automatic detection of SmartPays through transactions. • Automatic detection of outstanding payments from Splitter through transactions. • Automatic recognition of outstanding Wishes from your personal Wishlist through transactions. # BUDGETS, SPLITTER, SMARTPAY & WISHLIST • Budgets - set monthly or custom budgets, track spending, and get notified before you overspend • Splitter - split expenses with friends, family, or teammates and always know who owes what • SmartPay - create and manage recurring payments for rent, bills, and subscriptions with just a few taps • Wishlist – track progress toward larger purchases and save with a clear plan # INSIGHTS & ANALYTICS • Clear charts & graphs - see your income and expenses at a glance • Category breakdowns - discover where your money really goes (food, travel, bills, etc.) • Trends & forecasts - spot monthly patterns and plan ahead • Comparisons - track spending across months or categories • Custom reports - filter by accounts, categories, or timeframes • Smart alerts - notifications when budgets are exceeded or spending changes unexpectedly # SHARED ACCOUNTS • Group accounts - create shared virtual accounts for trips, households, or events • Track contributions - always know who paid what and how much is left • Real-time sync - balances update instantly across all devices • Perfect for couples, roommates, friends & teams - from daily groceries to travel budgets # FINANCIAL ASSISTANT – FIN • Smart suggestions – FIN learns from your habits to help you save and plan smarter • Personalized insights – highlights what really matters in your financial data • Contract & SmartPay reminders – automatically notifies you before renewals or payments • Unusual spending alerts – detects irregular activity without sending data to external servers • On-device processing – your financial data never leaves your device • Ask FIN anything – get instant, context-aware answers about your finances # EXTRAS & UTILITIES • Currency converter – real-time exchange rates for over 150 currencies • Receipt scanner – capture bills and receipts instantly with your camera • Document management – attach PDFs or notes to any transaction or contract • iCloud sync & backup – your data securely stored and always accessible • Widgets & Apple Watch – check your balance and budgets right from your wrist or Home Screen • Multi-device support – seamless experience across Apple iPhone, Apple iPad, Apple Watch and Apple Vision Pro • Localization – available in 23 languages across 50+ countries and supports all currencies # WHAT'S FREE? • No ads, no tracking – privacy-first experience • Budgets & wish lists – plan smarter without restrictions • SmartPay setup – create recurring payments easily • Splitter & shared accounts – manage group expenses together • Basic insights – monthly summaries and category overviews • iCloud sync & backup – your data, always safe • Widgets & Apple Watch support – insights at a glance, everywhere # WHAT'S PRO? • Unlimited accounts – add all your banks, cards, and wallets • Unlimited amounts of SmartPays, splinter groups, or buckets. • Advanced analytics – detailed charts, trends, and comparisons • Smart notifications – alerts for budgets, unusual spending, and upcoming bills • Extended SmartPay – automate more complex recurring payments • Contract management – track deadlines & cancellations unlimited • Full history access – explore past transactions without limits # TRUST & LEGAL • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

Discover Financial, the all-in-one app for managing your finances! • Apple Favorites of the week No ads. No-credit-card free trial. Full offline support. Privacy-first. All your finances, in one place – finally visible and under control. • Add all your accounts in one view • Support for banks, credit cards, wallets • Live balance syncing (where possible) • Smart categorization # AUTOMATIONS • Automatic transaction import • Automatic detection of SmartPays through transactions. • Automatic detection of outstanding payments from Splitter through transactions. • Automatic recognition of outstanding Wishes from your personal Wishlist through transactions. # BUDGETS, SPLITTER, SMARTPAY & WISHLIST • Budgets - set monthly or custom budgets, track spending, and get notified before you overspend • Splitter - split expenses with friends, family, or teammates and always know who owes what • SmartPay - create and manage recurring payments for rent, bills, and subscriptions with just a few taps • Wishlist – track progress toward larger purchases and save with a clear plan # INSIGHTS & ANALYTICS • Clear charts & graphs - see your income and expenses at a glance • Category breakdowns - discover where your money really goes (food, travel, bills, etc.) • Trends & forecasts - spot monthly patterns and plan ahead • Comparisons - track spending across months or categories • Custom reports - filter by accounts, categories, or timeframes • Smart alerts - notifications when budgets are exceeded or spending changes unexpectedly # SHARED ACCOUNTS • Group accounts - create shared virtual accounts for trips, households, or events • Track contributions - always know who paid what and how much is left • Real-time sync - balances update instantly across all devices • Perfect for couples, roommates, friends & teams - from daily groceries to travel budgets # FINANCIAL ASSISTANT – FIN • Smart suggestions – FIN learns from your habits to help you save and plan smarter • Personalized insights – highlights what really matters in your financial data • Contract & SmartPay reminders – automatically notifies you before renewals or payments • Unusual spending alerts – detects irregular activity without sending data to external servers • On-device processing – your financial data never leaves your device • Ask FIN anything – get instant, context-aware answers about your finances # EXTRAS & UTILITIES • Currency converter – real-time exchange rates for over 150 currencies • Receipt scanner – capture bills and receipts instantly with your camera • Document management – attach PDFs or notes to any transaction or contract • iCloud sync & backup – your data securely stored and always accessible • Widgets & Apple Watch – check your balance and budgets right from your wrist or Home Screen • Multi-device support – seamless experience across Apple iPhone, Apple iPad, Apple Watch and Apple Vision Pro • Localization – available in 23 languages across 50+ countries and supports all currencies # WHAT'S FREE? • No ads, no tracking – privacy-first experience • Budgets & wish lists – plan smarter without restrictions • SmartPay setup – create recurring payments easily • Splitter & shared accounts – manage group expenses together • Basic insights – monthly summaries and category overviews • iCloud sync & backup – your data, always safe • Widgets & Apple Watch support – insights at a glance, everywhere # WHAT'S PRO? • Unlimited accounts – add all your banks, cards, and wallets • Unlimited amounts of SmartPays, splinter groups, or buckets. • Advanced analytics – detailed charts, trends, and comparisons • Smart notifications – alerts for budgets, unusual spending, and upcoming bills • Extended SmartPay – automate more complex recurring payments • Contract management – track deadlines & cancellations unlimited • Full history access – explore past transactions without limits # TRUST & LEGAL • Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/

With Financial 3.0, we are introducing a completely new look, Liquid Glass details throughout the app, and Bank-integrations, as well as portfolios! # INTRODUCING BANK CONNECTIONS European bank integrations arrive in Financial for the first time. Connect your real accounts, sync transactions automatically, and let SmartPay detect recurring payments without manual input. A modern, secure connection flow powered by GoCardless brings real-time clarity to your finances — directly inside Financial. # INTRODUCING PORTFOLIO CONNECTIONS For the first time, Financial can sync real investment data from Trade Republic and Bitpanda. Holdings, performance, and transactions flow directly into the app, creating a clearer view of your full financial picture. Support for additional brokers is already in development... # VIRTUAL ACCOUNTS & PORTFOLIOS Virtual Accounts have been redesigned for clarity and ease of use. Cleaner entry flows, better editing, improved insights — perfect for users who want full control without connecting a real bank. Virtual Portfolios make their debut in Financial 3.0. Track your investments manually with a clear structure, detailed positions, and performance overview — now built directly into the app. A more flexible Financial, no matter where you live or how you manage your money. # MORE • Completely redesigned interface built with SwiftUI • Smarter SmartPay detection and improved recurring insights • New Splitter experience for shared expenses • Faster performance and a more stable backend • Cleaner charts, clearer navigation, calmer design • Many refinements across the entire app

December Milestone, Bug fixes & improvements.

Bug fixes & improvements.

Bug fixes & improvements.

Bug fixes & enhancements.

Fixed bugs and made improvements.

FIN has a fresh look, making it more inviting to chat with your personal Financial Assistant. Bug fixes and enhancements.

This update has key bug fixes and boosts performance.

We have added new milestones, including monthly milestones.