Rupin (formerly Udhaar Book)
Business Account & Payments
Only for iPhone
Free · Designed for iPhone. Not verified for macOS.
iPhone
Pakistan's business account for payments, finances and everyday business management.
Udhaar Book is now Rupin
Your account, customers and business records remain the same. Rupin brings the tools businesses already rely on, like digital khata, accounting and invoicing, together with payments, POS, inventory and other business services in one secure platform.
Rupin: A Complete Business Management Solution
Running a business means collecting payments, managing stock, tracking expenses, paying suppliers and keeping your finances organized. Rupin brings everything together in one app.
Rupin combines a Business Wallet with complete bookkeeping. Payments update your records automatically, helping you stay on top of your business without switching between apps or making manual entries.
Accept Payments & Manage Money
Rupin Business Wallet lets you:
Accept customer and QR payments
Receive payments through JazzCash, Easypaisa, Raast and Bank Transfers (IBFT)
Send and receive money
Collect payments faster
Pay suppliers, vendors and wholesalers
Cash in and cash out
View transaction history
Rupin Wallet operates under the State Bank of Pakistan's EMI regulatory framework.
Manage Your Business Finances
Replace manual registers with digital records.
Digital Khata
Personal Khata
Credit Ledger
Cash Book
Business Accounting & Bookkeeping
Expense Tracking
Receivables & Payables
Profit & Loss
Automatic WhatsApp and SMS reminders help you recover outstanding payments faster.
Create Professional Invoices
Generate GST and Sales Tax compliant invoices in seconds. Customize invoices with your logo, products, taxes, discounts and customer details, then share them through WhatsApp, SMS or email.
Sell Smarter With POS
Run sales from an integrated Point of Sale. Process sales, print receipts, apply discounts and manage customers while transactions automatically update accounting, inventory and business reports.
Manage Inventory & Stock
Track inventory in real time, receive low-stock alerts, manage warehouses and monitor product movement so your inventory, POS and accounting stay synchronized.
Manage Your Team
Manage employee records, attendance, salaries, overtime, staff advances and payroll from one place.
Earn More From Every Customer
Offer digital services and earn cashback directly into your Rupin Wallet.
Jazz, Zong, Ufone and Telenor mobile recharge
PUBG, Free Fire, Netflix, Spotify and Amazon vouchers
Utility bill payments including KE, LESCO, MEPCO, IESCO, FESCO, GEPCO, PESCO, SSGC, SNGPL and other major providers
Built for Pakistani Businesses
Whether you run a kiryana store, retail shop, pharmacy, restaurant, café, clothing store, mobile shop, wholesale business, distribution company, online business or service business, Rupin helps you manage payments, finances and operations from one platform.
From digital khata and accounting to invoicing, POS, inventory, payroll and digital payments, Rupin helps you stay organized and in control.
Why Businesses Choose Rupin
SBP-licensed Business Wallet
Business Account & Digital Payments
Payment Collection & QR Payments
Send & Receive Money
Accounting, Bookkeeping & Cash Book
Digital Khata & Credit Ledger
Expense Tracking & Profit & Loss
Invoice Maker & Billing
POS & Shop Management
Inventory Management & Stock Control
Payroll & Staff Management
Mobile Recharge, Vouchers & Bill Payments
Udhaar Book is now Rupin. Your business records stay with you while you get access to a broader platform for managing payments, finances and everyday business operations.
Accept payments. Manage your business. Track your finances. Grow with Rupin.
Download Rupin today and join 5 million+ Pakistani businesses already using the platform formerly known as Udhaar Book.
Questions/Feedback?
Call us at +92 213 834 1166 for 24/7 support. You can also contact us via email: info@rupin.pk, or visit our website rupin.pk
Improved Accounts experience with better transaction management, search, filters, and navigation.
Send Money improvements including beneficiary management and QR payment flows.
Better Bill Payments experience with improved company selection, contacts, barcode scanning, and payment details.
Enhanced Business Tools with smoother navigation between Sales and Cashbook.
Cashbook improvements including better filtering, search, scrolling, and transaction handling.
Improved Wallet experience with better transaction details, categories, and navigation.
Connected transactions — easily access related Business and Wallet entries from transaction details.
Improved receipts and sharing with faster loading and a smoother sharing experience.
Improved filters and navigation across Accounts, Wallet, and Business Tools.
Improved payment and transaction flows with a smoother and more consistent experience.
Bug fixes and performance improvements for a smoother, faster, and more reliable app experience.
The developer, Toko Lab Inc., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Used to Track You
The following data may be used to track you across apps and websites owned by other companies:
- Usage Data
Data Not Linked to You
The following data may be collected but it is not linked to your identity:
- Contact Info
- Usage Data
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- Toko Lab Inc.
- Size
- 230.4 MB
- Category
- Business
- Compatibility
Requires iOS 15.6 or later.
- iPhone
Requires iOS 15.6 or later. - iPod touch
Requires iOS 15.6 or later. - Mac
Requires macOS 12.5 or later and a Mac with Apple M1 chip or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © 2026 Toko Lab