Firstcard: Cash Advance+Credit

Name: Firstcard: Cash Advance+Credit
Rating: 4.4 (382 reviews)
Author: Firstcard, Inc.

Money App with Instant Cash

Only for iPhone

Free

382 Ratings
Age Rating

4+
Years
Category

Finance
Developer

Firstcard, Inc.
Language

EN
English
Size

50.8
MB

iPhone

Firstcard helps you find the right money apps: cash advance, credit building, and starter credit cards. We show real numbers from the issuers' own published terms, verified by our team and stamped with a "facts checked" date. CASH ADVANCE, COMPARED HONESTLY Compare real advance limits ($25 to $750), monthly subscription costs ($0 to $15.99), express transfer fees, and direct deposit requirements side by side, before you download anything. No interest and no credit check to browse. Some apps deliver standard transfers free in 1 to 3 business days. Instant transfers usually carry a fee, and we show it. BUILD CREDIT YOUR WAY Find credit builder tools that report to the bureaus and starter credit cards, including secured and no-deposit options and cards that work without an SSN. GET MATCHED IN MINUTES Answer a few questions about your situation and see your matches. Browsing never affects your credit score. ABOUT FIRSTCARD Firstcard is a financial technology and product-matching platform, not a bank or a lender. We don't issue cash advances, loans, or cards ourselves. We help you compare third-party providers who set their own rates, terms, and approval decisions. Not everyone qualifies for every offer. Firstcard may receive compensation when you sign up with a partner, and compensation may influence which offers appear and how they are ordered. It never changes what a product costs you, and it never changes the verified facts we show. Always confirm details on the provider's site. Not all products are available in all states.

Ratings & Reviews

4.4

out of 5

382 Ratings

Must have, revolutionary and easy!!
05/29/2024
Isabellabelabella
First Card has revolutionized the way I manage my finances. From the moment I signed up, I was impressed by its user-friendly interface and seamless integration. Whether I'm tracking expenses or making purchases, everything is just a few taps away, saving me time and hassle. What sets First Card apart is its commitment to security. With advanced security features, I feel confident in every transaction, knowing my information is protected. Additionally, their customer service team has been incredibly helpful whenever I've had questions or concerns. Overall, First Card offers a top-notch banking experience that's convenient, secure, and reliable. I highly recommend it to anyone looking for a modern payment solution!!
Must have, revolutionary and easy!!
05/29/2024
Isabellabelabella

First Card has revolutionized the way I manage my finances. From the moment I signed up, I was impressed by its user-friendly interface and seamless integration. Whether I'm tracking expenses or making purchases, everything is just a few taps away, saving me time and hassle. What sets First Card apart is its commitment to security. With advanced security features, I feel confident in every transaction, knowing my information is protected. Additionally, their customer service team has been incredibly helpful whenever I've had questions or concerns. Overall, First Card offers a top-notch banking experience that's convenient, secure, and reliable. I highly recommend it to anyone looking for a modern payment solution!!
Impossible to close account + subscription
01/16/2025
Jade2925
The app suddenly went from free to requiring a monthly subscription, thus I wanted to close my account. I am not going to pay monthly for what is essentially a debit card with extra hassle. In the time before the subscription was to take effect, I had numerous issues trying to close my account. I even contacted customer support and they we not helpful at all, telling me to do things I had already tried. I finally had a balance of $0 after waiting ages for the automatic payment to process, then I earned $0.01 of interest and couldn’t close my account because of it!!!! To get rid of this one cent I had to transfer in more money from my bank account so that I could transfer it all out. But then some of that money disappeared when I got charged the subscription fee since I have been unsuccessful in closing my account!!Seems like this company is making it as hard to close one’s account as possible so that they can rip people off by charging their subscription fee. Definitely would not recommend this “credit card”.

Developer Response
Hi Jade2925, We’re sorry to hear about your experience and appreciate you taking the time to share your feedback. We want to clarify that we never intend to make closing an account difficult and we certainly don’t charge fees unfairly.To ensure a smooth account closure, we require accounts to have a $0 balance, which includes any accrued interest. We understand that this process may have been frustrating, and we sincerely apologize if our support team’s guidance didn’t resolve your concerns as quickly as you had hoped.Regarding the subscription, we understand that this change may have been frustrating. Like any business, we need to be financially sustainable in order to continue providing our services. While we started as a free platform, we introduced the subscription to ensure we can keep improving and offering valuable features to our users. We are not a nonprofit, and these changes help us continue operating and supporting our customers in the best way possible.We truly regret any inconvenience this caused and appreciate your patience. If you’re still having trouble, please reach out to our support team at support@firstcard.app, and we’d be happy to assist you further.Best,Firstcard Team
Impossible to close account + subscription
01/16/2025
Jade2925

The app suddenly went from free to requiring a monthly subscription, thus I wanted to close my account. I am not going to pay monthly for what is essentially a debit card with extra hassle. In the time before the subscription was to take effect, I had numerous issues trying to close my account. I even contacted customer support and they we not helpful at all, telling me to do things I had already tried. I finally had a balance of $0 after waiting ages for the automatic payment to process, then I earned $0.01 of interest and couldn’t close my account because of it!!!! To get rid of this one cent I had to transfer in more money from my bank account so that I could transfer it all out. But then some of that money disappeared when I got charged the subscription fee since I have been unsuccessful in closing my account!!Seems like this company is making it as hard to close one’s account as possible so that they can rip people off by charging their subscription fee. Definitely would not recommend this “credit card”.
Developer Response 02/11/2025
Hi Jade2925, We’re sorry to hear about your experience and appreciate you taking the time to share your feedback. We want to clarify that we never intend to make closing an account difficult and we certainly don’t charge fees unfairly.To ensure a smooth account closure, we require accounts to have a $0 balance, which includes any accrued interest. We understand that this process may have been frustrating, and we sincerely apologize if our support team’s guidance didn’t resolve your concerns as quickly as you had hoped.Regarding the subscription, we understand that this change may have been frustrating. Like any business, we need to be financially sustainable in order to continue providing our services. While we started as a free platform, we introduced the subscription to ensure we can keep improving and offering valuable features to our users. We are not a nonprofit, and these changes help us continue operating and supporting our customers in the best way possible.We truly regret any inconvenience this caused and appreciate your patience. If you’re still having trouble, please reach out to our support team at support@firstcard.app, and we’d be happy to assist you further.Best,Firstcard Team
High monthly fees, poor communication, fleecing of people attempting to build their credit
Feb 24
ADHD Alchemist
This card is absolutely closing on February 25, 2026, by the company’s own decision.This was marketed as a credit-building tool, but in practice it felt like paying a monthly subscription to confusion.The structure is extremely hard to follow. It comes with a routing number and account number like a bank account, a card component that reports like credit, and the ability to move money in and out. You can add funds, withdraw funds, and still owe monthly fees. It’s never clearly explained how these pieces work together or how they meaningfully build credit. Managing it feels more complicated than it should be.The $12–$20 monthly fee is steep for something this unclear.The shutdown has also been handled poorly. There’s been no clear explanation for why the company decided to close, and the only notice was inside the app — no formal email or mailed communication. For a financial product, that lack of direct communication is concerning.I’m giving two stars instead of one only because they’re closing the accounts for customers. Otherwise, this would be one star.It might honestly be easier to close a Comcast account than to fully understand how this card works.Bottom line: The way this closure has been handled makes me question whether the app will still be downloadable and accepting new sign-ups on February 26, 2026. Womp womp.
High monthly fees, poor communication, fleecing of people attempting to build their credit
Feb 24
ADHD Alchemist

This card is absolutely closing on February 25, 2026, by the company’s own decision.This was marketed as a credit-building tool, but in practice it felt like paying a monthly subscription to confusion.The structure is extremely hard to follow. It comes with a routing number and account number like a bank account, a card component that reports like credit, and the ability to move money in and out. You can add funds, withdraw funds, and still owe monthly fees. It’s never clearly explained how these pieces work together or how they meaningfully build credit. Managing it feels more complicated than it should be.The $12–$20 monthly fee is steep for something this unclear.The shutdown has also been handled poorly. There’s been no clear explanation for why the company decided to close, and the only notice was inside the app — no formal email or mailed communication. For a financial product, that lack of direct communication is concerning.I’m giving two stars instead of one only because they’re closing the accounts for customers. Otherwise, this would be one star.It might honestly be easier to close a Comcast account than to fully understand how this card works.Bottom line: The way this closure has been handled makes me question whether the app will still be downloadable and accepting new sign-ups on February 26, 2026. Womp womp.
Really helps me not overspend
09/10/2023
jessicaxnguyen
I recently opened a credit card with Firstcard and I love it! I appreciate the fact that I can deposit money into my account and that’s all I can spend. This feature is really helpful because it allows me to not overspend and be more frugal about what I’m spending every month. The nice layout of the app is another benefit because it’s really easy to navigate it and it’s nice on the eye. Overall I really have been enjoying my Firstcard and have been recommending it to friends.
Really helps me not overspend
09/10/2023
jessicaxnguyen

I recently opened a credit card with Firstcard and I love it! I appreciate the fact that I can deposit money into my account and that’s all I can spend. This feature is really helpful because it allows me to not overspend and be more frugal about what I’m spending every month. The nice layout of the app is another benefit because it’s really easy to navigate it and it’s nice on the eye. Overall I really have been enjoying my Firstcard and have been recommending it to friends.

At Firstcard, we’re constantly improving our app to give you a better experience. This release includes bug fixes and overall app improvements. Turn on automatic updates to always have the best and latest version.

Version 3.0.2 11h ago

Data Used to Track You

The following data may be used to track you across apps and websites owned by other companies:
- Identifiers
Data Linked to You

The following data may be collected and linked to your identity:
- Purchases
- Financial Info
- Contact Info
- User Content
- Search History
- Identifiers
- Usage Data
- Diagnostics
Data Not Linked to You

The following data may be collected but it is not linked to your identity:
- Location
- Diagnostics

Privacy practices may vary, for example, based on the features you use or your age. Learn More

Accessibility

Information

Seller: Firstcard, Inc.
Size: 50.8 MB
Category: Finance
Compatibility: Requires iOS 16.4 or later.

iPhone
Requires iOS 16.4 or later.

Apple Vision
Requires visionOS 1.0 or later.
Languages: English
Age Rating: 4+

4+

Learn More

Contains
Advertising

Developer Website

Privacy Policy

More by Firstcard, Inc.

View

Creditship: AI Credit Coach

Build Credit, Earn Money

Firstcard: Cash Advance+Credit

Ratings & Reviews

Must have, revolutionary and easy!!

Impossible to close account + subscription

High monthly fees, poor communication, fleecing of people attempting to build their credit

Really helps me not overspend

What’s New

App Privacy

Data Used to Track You

Data Linked to You

Data Not Linked to You

Accessibility

Information

More by Firstcard, Inc.