Tera Cloud
Smart corporate card
Only for iPhone
Free
iPhone
Meet your AI finance team. Tera Cloud's agents capture, categorize, approve, and post every expense and bill — so you close the books while you sleep.
Your AI Finance Team. Always On. Always Accurate.
Tera Cloud is the first finance platform built on autonomous AI agents — not chatbots, not workflows, but specialized agents that do the work across your entire money stack.
Snap a receipt. Forward a vendor email. Approve from your watch. Behind the scenes, a coordinated team of AI agents takes it from there.
MEET THE AGENTS
Expense Agent — Captures receipts in seconds. Reads, categorizes, matches to cards, and flags duplicates before you even open the app.
AP Agent — Forward any vendor invoice and watch it become a fully coded, three-way-matched bill, ready for approval.
Approval Agent — Routes every expense and bill through the right approver, the right policy, the right budget — instantly.
Compliance Agent — Enforces your policies in real time. Catches violations before they cost you. Audit-ready, every day.
Accounting Agent — Posts to QuickBooks, NetSuite, Xero, or your ERP of choice. Reconciles. Closes. No spreadsheets.
Automation Agent — Learns how your team works and quietly removes the steps that don't need humans.
WHY TERA CLOUD
• Truly Agentic — Agents act, decide, and hand off to each other. You stay in control; they handle the busywork.
• Built for Finance — Not a generic AI wrapper. Every agent understands GAAP, tax, approval chains, and your chart of accounts.
• Multi-Entity Ready — One app, every entity, every currency, every ERP.
• Mobile-First — Capture, approve, and review on the go. Full power on a phone.
• Bank-Grade Security, end-to-end encryption, biometric login, SSO.
• Plays Nice — Connects to QuickBooks, NetSuite, Xero, Stripe, your bank, and 100+ more.
WHO IT'S FOR
• Founders who refuse to babysit expense reports
• Controllers running lean teams that need to scale without hiring
• CFOs who want a real-time close instead of a 10-day scramble
• Bookkeepers and accountants serving multiple clients
• Operations leaders tired of approval bottlenecks
WHAT YOU CAN DO ON MOBILE
- Capture receipts with one tap
- Forward bills from your inbox
- Approve expenses, bills, POs, and reimbursements
- Scan QR codes and barcodes for vendors
- Chat with your agents in plain English
- View live cash, spend, and budget dashboards
- Get push alerts for anything that needs you — and nothing that doesn't
HOW IT'S DIFFERENT
Most "AI" finance apps slap a chatbot on top of forms. Tera Cloud rebuilt the stack around agents that actually finish work. The result: 90% less data entry, near-instant approvals, and a close that takes hours, not weeks.
Stop managing receipts. Start running finance.
Download Tera Cloud and put your finance work on autopilot.
— — —
Tera Cloud is free to download. Paid plans start at the company level — see tera.cloud for pricing. Requires a Tera Cloud workspace.
Ratings & Reviews
- This app hasn’t received enough ratings or reviews to display an overview.
- Bug Fixes and Perfomance improvements
The developer, TERA INC., indicated that the app’s privacy practices may include handling of data as described below. For more information, see the developer’s privacy policy .
Data Linked to You
The following data may be collected and linked to your identity:
- Financial Info
- Contact Info
- Contacts
- Identifiers
Accessibility
The developer has not yet indicated which accessibility features this app supports. Learn More
Information
- Seller
- TERA INC.
- Size
- 65.2 MB
- Category
- Finance
- Compatibility
Requires iOS 15.1 or later.
- iPhone
Requires iOS 15.1 or later. - iPod touch
Requires iOS 15.1 or later. - Apple Vision
Requires visionOS 1.0 or later.
- iPhone
- Languages
- English
- Age Rating
4+
- 4+
- Copyright
- © Tera Inc.